1156 Pen Park Ln, Charlottesville, VA 22901 Property Records

Albemarle County property record for 1156 Pen Park Ln, Charlottesville, VA 22901

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,352 sqft · built 2003
Lot Size	0.437 acres (19,036 sqft)
Owner	2 Individual Names on File
Tax Bill	$4,077 (2026)
Deeds & Mortgages	Apr 2020 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`061A0-00-00-02100`

Property Details

APN / Parcel Number

Primary APN	`061A0-00-00-02100`
Alternative APN	`22898`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,352 sqft Finished Area
Basement Area	1,352 sqft
Unfinished Basement	1,352 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Exterior Material	Aluminum/Vinyl
Roof Material	Other
Lot Area	19,036 sqft (0.437 acres)

Exterior Amenities

Porch	Slab
Porch Area	96 sqft
Deck Area	120 sqft
Patio Area	120 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Street Address	1156 PEN PARK LN
City	CHARLOTTESVILLE
State	VA
Zip	22901-3713
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R4 RESIDEN
Legal Description	PEN PARK 1/2 14
Legal Subdivision	PEN PARK
Jurisdiction	ALBEMARLE VA
Township / Civil Division	RIO
Census Block Group	2
Census Block	2010
Census Tract	10602

Owner

1156 Pen Park Ln is owned and occupied by two individuals.

Source: Albemarle County records, as of August 18, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1156 PEN PARK LN, CHARLOTTESVILLE, VA 22901-3713
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Sep 20, 2026

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALBEMARLE VA
Property Address	1156 PEN PARK LN, CHARLOTTESVILLE, VA 22901-3713
Document Number	0000006092
Instrument Date	Apr 24, 2020
Transaction Type	Mortgage
Record Updated	Jun 16, 2020
Title Company	DOCUMENT RECORDING SERVICES, DOCUMENT RECORDING SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1156 PEN PARK LN CHARLOTTESVILLE VA 229013713, CHARLOTTESVILLE, VA 22901-3713

Mortgage

Document Number	0000006092
Date	May 27, 2020
Book Page	005322/000321
Instrument	6092

Lender

Name	UNIVERSITY/VA CMNTY CU
Type	Credit Union
Address	CHARLOTTESVILLE, VA 22901

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	300 Months
Due	May 26, 2045

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2026 property tax bill for 1156 Pen Park Ln was $4,077, down 1.4% from the year before.

Source: Albemarle County assessment roll, as of June 15, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Albemarle County
Unified School District	Albemarle County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,077.00 (-1.43%)	$456,000 (-1.45%) Land $169,900 Building $286,100	$456,000 (-1.45%) Land $169,900 Building $286,100
2025	$4,136.00	$462,700 Land $169,900 Building $292,800	$462,700 Land $169,900 Building $292,800
2023	$3,620.00	$423,900 Land $147,300 Building $276,600	$423,900 Land $147,300 Building $276,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1156 Pen Park Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 3, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1156 Pen Park Ln is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ACSA URBAN AREA serves 77,408 people · EPA ID VA2003053
Water Source	Purchased surface water from several systems
Last State Inspection	May 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 117 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35

May also be available: Brightspeed.

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