San Mateo County property record for 1175 Cervantes Way, Pacifica, CA 94044
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,040 sqft · built 1954 |
| Lot Size | 0.115 acres (5,000 sqft) |
| Owner | 2 Company Names on File |
| Last Sale | $910,000 (Jan 2020) |
| Tax Bill | $13,192 (2025) |
| Deeds & Mortgages | Jan 2020 Sale & Mortgage Aug 2019 Mortgage |
| Flood Zone | Zone AH (high risk) |
| APN | 022-203-170 |
| Primary APN | 022-203-170 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,040 sqft Living Area |
| 1st Floor Area | 1,040 sqft |
| Family Room | Family Room |
| Year Built | Built 1954 |
|---|---|
| Effective Year Built | Effective 1954 |
| Lot Area | 5,000 sqft (0.115 acres) |
| Lot Dimensions | 100 ft deep x 50 ft wide |
| Garage Area | 380 sqft |
| Parking Spaces | 1 Parking Space |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 1175 CERVANTES WAY |
|---|---|
| City | PACIFICA |
| State | CA |
| Zip | 94044-3326 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R10006 |
| Legal Description | LOT 4 BLOCK 22 LINDA MAR NO 6 RSM 38/39 40 |
| Legal Subdivision | LINDA MAR NO 6 |
| Legal Block | 22 |
| Legal Lot Number | 4 |
| Jurisdiction | SAN MATEO CA |
| Township / Civil Division | SOUTH SAN FRANCISCO |
| Census Block Group | 3 |
| Census Block | 3001 |
| Census Tract | 603200 |
Source: San Mateo County assessment roll, as of July 15, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Company Names on File |
|---|---|
| Mailing Address | 1175 CERVANTES WAY, PACIFICA, CA 94044-3326 |
| Owner Type | Company |
| Vesting | Trust |
| Date | Document |
|---|---|
| Jan 22, 2020 | Grant Deed, Transfer · Conventional Mortgage WELLS FARGO BANK NA |
| Aug 19, 2019 | Deed of Trust, Mortgage · Conventional Mortgage TIMOTHY J O'CONNELL |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jan 22, 2020 · Amount on Record |
| Deed Sale | Jan 22, 2020 · Amount on Record |
| Prior Sale | Jun 19, 1997 · Amount on Record |
| Deed Document Number | 20205569 |
| Prior Transfer Date | Jun 10, 1997 |
| Prior Transfer Doc | 0000073626 |
| Record Updated | Sep 20, 2026 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAN MATEO CA |
| Recording Date | Jan 22, 2020 |
| Property Address | 1175 CERVANTES WAY, PACIFICA, CA 94044-3326 |
| Document Number | 0000005569 |
| Map Reference | MB 38 PG 39&40 |
| Instrument Date | Jan 14, 2020 |
| Instrument | 2020-005569 |
| Transaction Type | Transfer |
| Record Updated | Aug 9, 2021 |
| Title Company | FIRST AMERICAN TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,001.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Living Trust |
| Address | 1175 CERVANTES WAY, PACIFICA, CA 94044-3326 |
| Document Number | 0000005570 |
|---|---|
| Date | Jan 22, 2020 |
| Instrument | 2020-005570 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 1, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN MATEO CA |
| Property Address | 1175 CERVANTES WAY, PACIFICA, CA 94044-3326 |
| Document Number | 0000068155 |
| Instrument Date | Aug 19, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Sep 18, 2019 |
| Title Company | NORTH AMERICAN TITLE |
| Name | Verified Name |
|---|---|
| Address | 1175 CERVANTES WAY PACIFICA CA 940443326, PACIFICA, CA 94044-3326 |
| Document Number | 0000068155 |
|---|---|
| Date | Aug 26, 2019 |
| Instrument | 68155 |
| Name | TIMOTHY J O'CONNELL |
|---|---|
| Address | 383 HAZEL AVE, SAN BRUNO, CA 94066-4831 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: San Mateo County assessment roll, as of July 15, 2026
| Type | Name |
|---|---|
| State | California |
| County | San Mateo County |
| Municipality | Pacifica City |
| Secondary School District | Jefferson Union High School District (09 - 12) |
| Elementary School District | Pacifica School District (KG - 08) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,015,117 (+2%) Land $775,283 Building $239,834 | ||
| 2025 | $13,192.00 (+7.02%) | $995,214 (+4.04%) Land $760,082 Building $235,132 | |
| 2023 | $12,327.00 (+6.45%) | $956,570 Land $730,568 Building $226,002 | $1,059,660 |
| 2022 | $11,580.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AH high risk · shallow ponding 1–3 ft |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 14.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 103 policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 103 in force |
| Nearby Flood Claims | 39 (1982–2022) |
| Claims Outside the SFHA | 5 of 39 |
| Most Recent Claim | Dec 2022 · Severe Winter Storms, Flooding, Landslides, And Mudslides |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 88% of California |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NORTH COAST COUNTY WATER DIST serves 38,546 people · EPA ID CA4110025 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Mar 2026 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 460 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| T-Mobile Fixed Wireless | 100 / 20 |
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