San Mateo County property record for 1160 Cervantes Way, Pacifica, CA 94044
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,350 sqft · built 1954 |
| Lot Size | 0.127 acres (5,550 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $1,360,000 (Mar 2022) |
| Tax Bill | $16,261 (2025) |
| Deeds & Mortgages | Mar 2022 Sale & Mortgage Jan 2021 Mortgage + 2 more |
| Flood Zone | Zone AH (high risk) |
| APN | 022-201-090 |
| Primary APN | 022-201-090 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,350 sqft Living Area |
| 1st Floor Area | 1,040 sqft |
| Family Room | Family Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1954 |
|---|---|
| Effective Year Built | Effective 1954 |
| Architectural Style | Traditional |
| Exterior Material | Stucco |
| Roof Material | Composition Shingle |
| Lot Area | 5,550 sqft (0.127 acres) |
| Lot Dimensions | 100 ft deep x 50 ft wide |
| Garage Area | 420 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 1160 CERVANTES WAY |
|---|---|
| City | PACIFICA |
| State | CA |
| Zip | 94044-3325 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R10006 |
| Legal Description | LOT 20 BLOCK 23 LINDA MAR NO 6 RSM 38/39 40 |
| Legal Subdivision | LINDA MAR NO 6 |
| Legal Block | 23 |
| Legal Lot Number | 20 |
| Jurisdiction | SAN MATEO CA |
| Township / Civil Division | SOUTH SAN FRANCISCO |
| Census Block Group | 3 |
| Census Block | 3003 |
| Census Tract | 603200 |
Source: San Mateo County records, as of July 15, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 1160 CERVANTES WAY, PACIFICA, CA 94044-3325 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Mar 28, 2022 | Grant Deed, Transfer · Conventional Mortgage CITIBANK NA |
| Jan 20, 2021 | Deed of Trust, Mortgage · Conventional Mortgage ONE AMERICAN BANK |
| Jul 7, 2020 | Deed of Trust, Mortgage · Conventional Mortgage LOAN STORE |
| Feb 10, 2020 | Intrafamily Transfer, Transfer · Conventional Mortgage OWNING CORPORATION |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 28, 2022 · Amount on Record |
| Deed Sale | Mar 28, 2022 · Amount on Record |
| Deed Document Number | 202226507 |
| Prior Transfer Date | Jan 16, 2020 |
| Prior Transfer Doc | 0000011309 |
| Record Updated | Sep 20, 2026 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAN MATEO CA |
| Recording Date | Mar 28, 2022 |
| Property Address | 1160 CERVANTES WAY, PACIFICA, CA 94044-3325 |
| Document Number | 0000026507 |
| Map Reference | MB 38 PG 39&40 |
| Instrument Date | Mar 14, 2022 |
| Instrument | 2022-026507 |
| Transaction Type | Transfer |
| Record Updated | Apr 20, 2022 |
| Title Company | CHICAGO TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,496.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 1160 CERVANTES WAY, PACIFICA, CA 94044-3325 |
| Document Number | 0000026508 |
|---|---|
| Date | Mar 28, 2022 |
| Instrument | 2022-026508 |
| Name | CITIBANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN MATEO CA |
| Property Address | 1160 CERVANTES WAY, PACIFICA, CA 94044-3325 |
| Transaction Type | Mortgage |
| Record Updated | Feb 16, 2021 |
| Title Company | CHICAGO TITLE COMPANY |
| Name | Verified Name |
|---|---|
| Address | 1160 CERVANTES WAY, PACIFICA, CA 94044-3325 |
| Document Number | 0000008497 |
|---|---|
| Date | Jan 20, 2021 |
| Instrument | 2021-008497 |
| Name | ONE AMERICAN BANK |
|---|---|
| Type | Bank |
| Address | SAN FRANCISCO, CA 94108 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN MATEO CA |
| Property Address | 1160 CERVANTES WAY, PACIFICA, CA 94044-3325 |
| Document Number | 0000067474 |
| Instrument Date | Jul 7, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Aug 10, 2020 |
| Title Company | CHICAGO TITLE COMPANY, CHICAGO TITLE CO |
| Name | Verified Name |
|---|---|
| Address | 1160 CERVANTES WAY PACIFICA CA 940443325, PACIFICA, CA 94044-3325 |
| Document Number | 0000067474 |
|---|---|
| Date | Jul 15, 2020 |
| Instrument | 67474 |
| Name | LOAN STORE |
|---|---|
| Type | Funding / Finance Company |
| Address | SAN FRANCISCO, CA 94108 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 14, 2050 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SAN MATEO CA |
| Recording Date | Feb 10, 2020 |
| Property Address | 1160 CERVANTES WAY, PACIFICA, CA 94044-3325 |
| Document Number | 0000011309 |
| Map Reference | MB 38 PG 39&40 |
| Instrument Date | Jan 16, 2020 |
| Instrument | 2020-011309 |
| Transaction Type | Transfer |
| Record Updated | Aug 9, 2021 |
| Title Company | ORANGE COAST TITLE COMPANY |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1160 CERVANTES WAY, PACIFICA, CA 94044-3325 |
| Document Number | 0000011310 |
|---|---|
| Date | Feb 10, 2020 |
| Instrument | 2020-011310 |
| Name | OWNING CORPORATION |
|---|---|
| Type | Non-Lending Institution |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 1, 2050 |
Source: San Mateo County assessment roll, as of July 15, 2026
| Type | Name |
|---|---|
| State | California |
| County | San Mateo County |
| Municipality | Pacifica City |
| Secondary School District | Jefferson Union High School District (09 - 12) |
| Elementary School District | Pacifica School District (KG - 08) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,230,000 (-) Land $813,500 Building $416,500 | ||
| 2025 | $16,261.00 (+7.48%) | $1,230,000 (-5.38%) Land $813,500 Building $416,500 | |
| 2023 | $15,129.00 (+150.85%) | $1,300,000 Land $860,000 Building $440,000 | $1,200,600 |
| 2022 | $6,031.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AH high risk · shallow ponding 1–3 ft |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 14.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 103 policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 103 in force |
| Nearby Flood Claims | 39 (1982–2022) |
| Claims Outside the SFHA | 5 of 39 |
| Most Recent Claim | Dec 2022 · Severe Winter Storms, Flooding, Landslides, And Mudslides |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 88% of California |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NORTH COAST COUNTY WATER DIST serves 38,546 people · EPA ID CA4110025 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Mar 2026 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 460 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| T-Mobile Fixed Wireless | 100 / 20 |
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