1174 Troon Dr, Miramar Beach, FL 32550 Property Records

Walton County property record for 1174 Troon Dr, Miramar Beach, FL 32550

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 2,738 sqft · built 1988
Lot Size	0.367 acres (16,030 sqft)
Owner	Individual Name on Record
Last Sale	$615,000 (Oct 2018)
Tax Bill	$5,329 (2024)
Deeds & Mortgages	Nov 2018 Line of Credit Aug 2019 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`26-2S-21-42300-000-1174`

Property Details

APN / Parcel Number

Primary APN	`26-2S-21-42300-000-1174`
Alternative APN	`1052692`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Stories	1 Story
Building Area	2,738 sqft Living Area
Gross Area	4,146 sqft
Interior Walls	Custom/Decorative
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1988
Effective Year Built	Effective 1991
Exterior Material	Wood
Construction Type	Frame
Roof Type	Cathedral/Clerestory
Roof Material	Concrete Tile
Lot Area	16,030 sqft (0.367 acres)
Lot Dimensions	10.5 ft deep x 14.7 ft wide
Garage Type	Finished
Garage Area	1,083 sqft
Porch	Porch
Porch Area	325 sqft
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Account Number	1052692
Street Address	1174 TROON DR
City	MIRAMAR BEACH
State	FL
Zip	32550-4510
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SD
Legal Description	LOT 1174 TROON DRIVE PHASE I PB 7-16 OR 377-852 OR 2616- 1283 OR 2831-4001 OR 2853-280 OR 3088-4575
Legal Range	21W
Legal Township	02S
Legal Section	26
Legal Subdivision	TROON DRIVE S/D PH 1 2
Legal Phase	1
Legal Lot Number	1174
Jurisdiction	WALTON FL
Township / Civil Division	WALTON BEACHES
Census Block Group	3
Census Block	3016
Census Tract	950607

Owner

Source: Walton County records, as of December 17, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	1174 TROON DR, MIRAMAR BEACH, FL 32550-4510
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 9, 2018	Deed of Trust, Mortgage · Line of Credit TCF NATIONAL BANK
Aug 27, 2019	Deed of Trust, Mortgage · Line of Credit GEORGIA'S OWN CU
Aug 27, 2019	Deed of Trust, Mortgage · Conventional Mortgage BANK OF LITTLE ROCK
Oct 31, 2018	Warranty Deed, Transfer · Conventional Mortgage BANK OF LITTLE ROCK MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 31, 2018 · Amount on Record
Deed Sale	Oct 31, 2018 · Amount on Record
Prior Sale	Nov 3, 2010 · Amount on Record
Deed Document Number	2018000036445
Deed Book / Page	3088 / 4575
Record Updated	Jun 8, 2026

November 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WALTON FL
Property Address	1174 TROON DR, MIRAMAR BEACH, FL 32550-4510
Transaction Type	Mortgage
Record Updated	Feb 7, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0030894671
Date	Nov 9, 2018
Book Page	3089/4671
Instrument	2018000037771

Lender

Name	TCF NATIONAL BANK
Type	Bank
Address	MINNEAPOLIS, MN 55441

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Nov 23, 2048

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WALTON FL
Property Address	1174 TROON DR, MIRAMAR BEACH, FL 32550-4510
Document Number	0031173656
Instrument Date	Aug 27, 2019
Transaction Type	Mortgage
Record Updated	Oct 4, 2019
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1174 TROON DR MIRAMAR BEACH FL 325504510, MIRAMAR BEACH, FL 32550-4510

Mortgage

Document Number	0031173656
Date	Sep 12, 2019
Book Page	003117/003656
Instrument	31496

Lender

Name	GEORGIA'S OWN CU
Type	Credit Union
Address	ATLANTA, GA 30348

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Sep 11, 2049

Interest

Rate Type	Adjustable Rate

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WALTON FL
Property Address	1174 TROON DR, MIRAMAR BEACH, FL 32550-4510
Document Number	0031173643
Instrument Date	Aug 27, 2019
Transaction Type	Mortgage
Record Updated	Oct 4, 2019
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1174 TROON DR MIRAMAR BEACH FL 325504510, MIRAMAR BEACH, FL 32550-4510

Mortgage

Document Number	0031173643
Date	Sep 12, 2019
Book Page	003117/003643
Instrument	31495

Lender

Name	BANK OF LITTLE ROCK
Type	Bank
Address	LITTLE ROCK, AR 72223

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Sep 11, 2034

October 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WALTON FL
Recording Date	Oct 31, 2018
Property Address	1174 TROON DR, MIRAMAR BEACH, FL 32550-4510
Document Number	0030884575
Book / Page	3088 / 4575
Map Reference	MB7 PG16
Instrument Date	Oct 24, 2018
Instrument	2018000036445
Transaction Type	Transfer
Record Updated	Dec 30, 2021
Title Company	FIRST NATIONAL LAND TRANSFER

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1174 TROON DR, MIRAMAR BEACH, FL 32550-4510

Mortgage

Document Number	2018000036446
Date	Oct 31, 2018
Instrument	2018000036446

Lender

Name	BANK OF LITTLE ROCK MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2048

Tax Assessment & Valuation

Source: Walton County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Walton County
Unified School District	Walton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$979,572 (-13.54%) Land $295,000 Building $684,572	$979,572 (-13.54%) Land $295,000 Building $684,572
2024	$5,329.00 (+3.76%)
2023	$5,136.00 (+1.16%) Homeowner's exemption	$1,132,988 (+18.17%) Land $193,307 Building $939,681	$1,132,988 (+18.17%) Land $193,307 Building $939,681
2022	$5,077.00 Homeowner's exemption	$958,763 Land $214,571 Building $744,192	$958,763 Land $214,571 Building $744,192

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 530 individual policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	1,379 units insured incl. 849 condo units
Nearby Flood Claims	14 (2001–2021)
Claims Outside the SFHA	2 of 14
Most Recent Claim	Oct 2021 · rainfall accumulation
Claims by Event	Hurricane Sally, Sep 2020 · 6 claims Severe Storms, Tornadoes, Straight-line Winds, And Flooding, May 2014 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 92% of Florida
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOUTH WALTON UTILITY COMPANY private · serves 26,668 people · EPA ID FL1660615
Water Source	Groundwater
Last State Inspection	Feb 2026
Lead	3 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 252 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Fiber	2,000 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: CenturyLink, Mediacom Xtream.

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