1174 Cobblestone Dr, Spring Hill, FL 34606 Property Records

Hernando County property record for 1174 Cobblestone Dr, Spring Hill, FL 34606

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,272 sqft · built 1971
Lot Size	0.288 acres (12,563 sqft)
Owner	2 Individual Names on Record
Last Sale	$134,900 (Feb 2021)
Tax Bill	$2,585 (2025)
Deeds & Mortgages	Feb 2021 Sale & Mortgage Oct 2017 Transfer
Flood Zone	Zone X (minimal risk)
APN	`R32-323-17-5020-0109-0010`

Property Details

APN / Parcel Number

Primary APN	`R32-323-17-5020-0109-0010`
Alternative APNs	`00227971` `227971`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,272 sqft Living Area
Gross Area	1,984 sqft
1st Floor Area	1,272 sqft
Flooring	Carpet
Interior Walls	Plaster

Exterior

Year Built	Built 1971
Effective Year Built	Effective 1985
Exterior Material	Combination
Construction Type	Concrete Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	12,563 sqft (0.288 acres)
Lot Dimensions	120 ft deep x 109 ft wide
Garage Type	Attached
Garage Area	240 sqft
Parking Spaces	1 Parking Space
Porch	Screened Porch
Porch Area	472 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Account Number	00227971
Street Address	1174 COBBLESTONE DR
City	SPRING HILL
State	FL
Zip	34606-5015
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SPRING HILL UNIT 2 BLK 109 LOT 1
Legal Range	17E
Legal Township	23S
Legal Section	32
Legal Subdivision	SPRING HILL UN 2
Legal Block	109
Legal Lot Number	1
Jurisdiction	HERNANDO FL
Township / Civil Division	SPRING HILL
Census Block Group	2
Census Block	2002
Census Tract	41401

Owner

Source: Hernando County records, as of December 8, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1174 COBBLESTONE DR, SPRING HILL, FL 34606-5015
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Feb 4, 2021	Warranty Deed, Transfer · FHA Mortgage EQUITY PRIME MORTGAGE LLC
Oct 12, 2017	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 4, 2021 · Amount on Record
Deed Sale	Feb 4, 2021 · Amount on Record
Prior Sale	Jul 2, 2015 · Amount on Record
Deed Document Number	20217657
Deed Book / Page	3948 / 705
Prior Transfer Date	Oct 12, 2017
Prior Transfer Doc	0035150947
Record Updated	Jun 8, 2026

February 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HERNANDO FL
Recording Date	Feb 4, 2021
Property Address	1174 COBBLESTONE DR, SPRING HILL, FL 34606-5015
Document Number	0039480705
Book / Page	3948 / 705
Map Reference	MB 7 PG 65-79
Instrument Date	Feb 2, 2021
Instrument	2021007657
Transaction Type	Transfer
Record Updated	Dec 7, 2021
Title Company	REPUBLIC LAND AND TITLE INC, REPUBLIC LAND & TITLE INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$944.30
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	7389 BOTANICAL DR, 7389, SPRING HILL, FL 34607-4436

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1174 COBBLESTONE DR, SPRING HILL, FL 34606-5015
Investor	Possibly a Property Investor

Mortgage

Document Number	3948707
Date	Feb 4, 2021
Instrument	3948/707

Lender

Name	EQUITY PRIME MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2051

October 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	HERNANDO FL
Recording Date	Oct 12, 2017
Property Address	1174 COBBLESTONE DR, SPRING HILL, FL 34606-5015
Document Number	0035150947
Book / Page	003515 / 000947
Instrument Date	Oct 12, 2017
Instrument	57888
Transaction Type	Transfer
Record Updated	Nov 10, 2017

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7389 BOTANICAL DR SPRING HILL FL 346074436, SPRING HILL, FL 34607-4436

Tax Assessment & Valuation

Source: Hernando County assessment roll, as of December 8, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Hernando County
Unified School District	Hernando County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,585.00 (+38.68%) Homeowner's exemption	$172,053 (+5.99%)	$179,601 (-0.86%) Land $45,855 Building $133,746
2023		$162,334 Land $33,134 Building $129,200
2022	$1,864.00		$181,151 Land $50,252 Building $130,899

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 19, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (1983)
Most Recent Claim	Aug 1983 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.7% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HERNANDO CO UTL-WEST serves 145,204 people · EPA ID FL6277059
Water Source	Groundwater
Last State Inspection	May 2025
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	18 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 346 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Open Infra Fiber	8,000 / 8,000
WOW Internet, Cable & Phone Fiber	5,000 / 5,000
Tillman Fiber Fiber	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000

May also be available: Verizon.

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