1106 Cobblestone Dr, Spring Hill, FL 34606 Property Records

Hernando County property record for 1106 Cobblestone Dr, Spring Hill, FL 34606

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 884 sqft · built 1970
Lot Size	0.174 acres (7,558 sqft)
Owner	2 Individual Names on Record
Last Sale	$109,000 (Jan 2022)
Tax Bill	$2,354 (2025)
Deeds & Mortgages	May 2026 Line of Credit Jan 2022 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`R32-323-17-5020-0124-0020`

Property Details

APN / Parcel Number

Primary APN	`R32-323-17-5020-0124-0020`
Alternative APNs	`00231190` `231190`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	4 Rooms
Stories	1 Story
Building Area	884 sqft Living Area
Gross Area	1,464 sqft
1st Floor Area	884 sqft
Flooring	Carpet
Interior Walls	Plaster

Exterior

Year Built	Built 1970
Effective Year Built	Effective 1982
Exterior Material	Combination
Construction Type	Concrete Block
Foundation Type	Concrete
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	7,558 sqft (0.174 acres)
Lot Dimensions	100 ft deep x 75 ft wide
Garage Type	Carport
Garage Area	252 sqft
Carport	Carport
Carport Area	252 sqft
Parking Spaces	1 Parking Space
Porch	Screened Porch
Porch Area	220 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Account Number	00231190
Street Address	1106 COBBLESTONE DR
City	SPRING HILL
State	FL
Zip	34606-5011
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SPRING HILL UNIT 2 BLK 124 LOT 2
Legal Range	17E
Legal Township	23S
Legal Section	32
Legal Subdivision	SPRING HILL UN 2
Legal Block	124
Legal Lot Number	2
Jurisdiction	HERNANDO FL
Township / Civil Division	SPRING HILL
Census Block Group	2
Census Block	2004
Census Tract	41401

Owner

Source: Hernando County records, as of June 5, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1106 COBBLESTONE DR, SPRING HILL, FL 34606-5011
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married Woman, Separate Property

Deeds, Mortgages & Sale History

Date	Document
May 21, 2026	Deed of Trust, Mortgage · Line of Credit PARTNERS FEDERAL CREDIT UNION
Jan 11, 2022	Warranty Deed, Transfer · FHA Mortgage HOMESPIRE MORTGAGE CORP
Dec 16, 2021	Warranty Deed, Transfer · FHA Mortgage HOMESPIRE MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 11, 2022 · Amount on Record
Deed Sale	Jan 11, 2022 · Amount on Record
Prior Sale	Dec 16, 2021 · Amount on Record
Deed Document Number	20223311
Deed Book / Page	4112 / 1565
Prior Transfer Date	Jun 29, 2012
Prior Transfer Doc	0029280817
Record Updated	Oct 29, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HERNANDO FL
Recording Date	May 21, 2026
Property Address	1106 COBBLESTONE DR, SPRING HILL, FL 34606-5011
Document Number	0000034756
Book / Page	4712 / 1264
Instrument Date	May 15, 2026
Instrument	202634756
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11231 ARCHER AVE, SPRING HILL, FL 34608-3204

Mortgage

Document Number	0000034756,
Date	May 21, 2026
Book Page	4712/1264
Instrument	202634756

Lender

Name	PARTNERS FEDERAL CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	May 21, 2046

Interest

Rate Type	Adjustable Rate
Rate	6.3%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

January 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HERNANDO FL
Recording Date	Jan 11, 2022
Property Address	1106 COBBLESTONE DR, SPRING HILL, FL 34606-5011
Document Number	0041121565
Book / Page	4112 / 1565
Map Reference	MB 7 PG 65-79
Instrument Date	Nov 16, 2021
Instrument	2022003311
Transaction Type	Transfer
Record Updated	Feb 11, 2022
Title Company	CELEBRATION TITLE GROUP

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$763.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	36901 LAUREL OAKS LN, 36901, DADE CITY, FL 33525-8589

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1106 COBBLESTONE DR, SPRING HILL, FL 34606-5011

Mortgage

Document Number	0041121568
Date	Jan 11, 2022
Instrument	4112/1568

Lender

Name	HOMESPIRE MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Dec 1, 2051

December 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HERNANDO FL
Recording Date	Dec 16, 2021
Property Address	1106 COBBLESTONE DR, SPRING HILL, FL 34606-5011
Document Number	0041001491
Book / Page	4100 / 1491
Map Reference	MB 7 PG 65-79
Instrument Date	Nov 11, 2021
Instrument	2021094858
Transaction Type	Transfer
Record Updated	Jan 19, 2022
Title Company	CELEBRATION TITLE GROUP

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$763.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	36901 LAUREL OAKS LN, 36901, DADE CITY, FL 33525-8589

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1106 COBBLESTONE DR, SPRING HILL, FL 34606-5011

Mortgage

Document Number	0041001494
Date	Dec 16, 2021
Instrument	4100/1494

Lender

Name	HOMESPIRE MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 1, 2051

Tax Assessment & Valuation

Source: Hernando County assessment roll, as of December 8, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Hernando County
Unified School District	Hernando County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,354.00 (+34.98%)	$116,450 (+2.99%) Land $27,587 Building $88,863	$116,450 (-0.75%) Land $27,587 Building $88,863
2023		$113,067 Land $26,458 Building $86,609
2022	$1,744.00		$117,331 Land $30,232 Building $87,099

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 19, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (1983)
Most Recent Claim	Aug 1983 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HERNANDO CO UTL-WEST serves 145,204 people · EPA ID FL6277059
Water Source	Groundwater
Last State Inspection	May 2025
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	18 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 490 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Open Infra Fiber	8,000 / 8,000
WOW Internet, Cable & Phone Fiber	5,000 / 5,000
Tillman Fiber Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000

May also be available: Verizon.

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