1174 250th St, Melrose, IA 52569 Property Records

Wayne County property record for 1174 250th St, Melrose, IA 52569

Property Summary

Property Type	Rural Home
Details	4 bd · 2 ba · 1,426 sqft · built 1990
Lot Size	21 acres (914,760 sqft)
Owner	2 Individual Names on File
Tax Bill	$3,034 (2026)
Deeds & Mortgages	Dec 2025 Mortgage Nov 2023 Sale & Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`040F12400002`

Property Details

APN / Parcel Number

Primary APN	`040F12400002`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,426 sqft Living Area
Basement Area	1,426 sqft
Finished Basement	713 sqft
Unfinished Basement	713 sqft
Flooring	Softwood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1990
Effective Year Built	Effective 1990
Exterior Material	Wood
Construction Type	Frame
Foundation Type	Concrete
Roof Type	Hip
Roof Material	Asphalt
Lot Area	914,760 sqft (21 acres)
Garage Type	Mixed
Garage Area	1,824 sqft
Parking Spaces	7 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	70 sqft
Deck Area	322 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	1174 250TH ST
City	MELROSE
State	IA
Zip	52569-8003
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	NESW
Legal Range	20W
Legal Township	70N
Legal Section	32
Jurisdiction	WAYNE IA
Township / Civil Division	WRIGHT
Census Block Group	1
Census Block	1053
Census Tract	70100

Owner

1174 250th St, a rural home, is owned and occupied by two individuals who acquired it in May 2018.

Source: Wayne County records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1174 250TH ST, MELROSE, IA 52569-8003
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 29, 2025	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC
Nov 27, 2023	Warranty Deed, Transfer · Conventional Mortgage COMMUNITY 1ST CU
Sep 10, 2018	Executor's Deed, Transfer
May 10, 2018	Warranty Deed, Transfer · FHA Mortgage PACIFIC UNION FINANCIAL LLC
May 10, 2018	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	May 9, 2018
Transfer Doc	0020180797
Record Updated	Oct 29, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WAYNE IA
Property Address	1174 250TH ST, MELROSE, IA 52569-8003
Transaction Type	Mortgage
Record Updated	Jan 14, 2026
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1174 250TH ST, MELROSE, IA 52569-8003

Mortgage

Document Number	0020251595
Date	Dec 29, 2025
Instrument	2025-1595

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	FLINT, MI 48501

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2056

November 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WAYNE IA
Recording Date	Nov 27, 2023
Property Address	1174 250TH ST, MELROSE, IA 52569-8003
Document Number	0020231490
Map Reference	MB 9 PG 305
Instrument Date	Nov 22, 2023
Instrument	2023-1490
Transaction Type	Transfer
Record Updated	Dec 18, 2023

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$455.20
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1174 250TH ST, MELROSE, IA 52569-8003

Mortgage

Document Number	0020231491
Date	Nov 27, 2023
Instrument	2023-1491

Lender

Name	COMMUNITY 1ST CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	7.5%
Type Change Date	Dec 1, 2033
Change Frequency	Annually
Min Rate At Change	5.5%
Max Rate At Change	9.5%
Index	1-Year T-Bill
Max Rate	12.5%

September 2018: Executor's Deed, Transfer

Document Type	Executor's Deed
Jurisdiction	WAYNE IA
Recording Date	Sep 10, 2018
Property Address	1174 250TH ST, MELROSE, IA 52569-8003
Document Number	0020181517
Instrument Date	Jul 24, 2018
Instrument	2018-1517
Transaction Type	Transfer
Record Updated	Jul 8, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1174 250TH ST, MELROSE, IA 52569-8003

May 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WAYNE IA
Recording Date	May 10, 2018
Property Address	1174 250TH ST, MELROSE, IA 52569-8003
Document Number	0020180798
Instrument Date	May 9, 2018
Instrument	2018-0798
Transaction Type	Transfer
Record Updated	Jul 8, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount from Assessment
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1174 250TH ST, MELROSE, IA 52569-8003

Mortgage

Document Number	0020180799
Date	May 10, 2018
Instrument	2018-0799

Lender

Name	PACIFIC UNION FINANCIAL LLC
Type	Lending Institution

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	356 Months
Due	Jan 1, 2048

May 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WAYNE IA
Recording Date	May 10, 2018
Property Address	1174 250TH ST, MELROSE, IA 52569-8003
Document Number	0020180797
Instrument Date	May 9, 2018
Instrument	2018-0797
Transaction Type	Transfer
Record Updated	Jul 8, 2022

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount from Assessment
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1174 250TH ST, MELROSE, IA 52569-8003

Tax Assessment & Valuation

The 2026 property tax bill for 1174 250th St was $3,034.

Source: Wayne County assessment roll, as of January 13, 2026

Property Jurisdictions

Type	Name
State	Iowa
County	Wayne County
Unified School District	Wayne Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,034.00	$250,660 (-) Land $1,090 Building $249,570	$261,250 Land $11,680 Building $249,570
2025	$3,034.00 (+3.06%) Additional exemption filed	$250,660 Land $1,090 Building $249,570
2024	$2,944.00
2023		$217,070 Land $760 Building $216,310	$250,660 Land $1,090 Building $249,570

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1174 250th St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective February 16, 2018

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 1174 250th St is moderate, ranking above 53% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 53% of the US · above 87% of Iowa
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	RATHBUN REGIONAL WATER ASSN (RATHBUN) private · serves 33,000 people · EPA ID IA0400900
Water Source	Surface water
Last State Inspection	Jun 2023
Lead	1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 1 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Grand River Mutual Telephone Fiber	1,000 / 1,000

Cell Coverage

No cell data coverage reported

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