1097 250th St, Melrose, IA 52569 Property Records

Wayne County property record for 1097 250th St, Melrose, IA 52569

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 972 sqft · built 1980
Lot Size	0.1 acres (4,356 sqft)
Owner	Individual Name on File
Last Sale	$215,400 (Jul 2025)
Tax Bill	$1,712 (2026)
Deeds & Mortgages	Jul 2025 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`040F01400100`

Property Details

APN / Parcel Number

Primary APN	`040F01400100`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	1 Story
Building Area	972 sqft Living Area
Basement Area	902 sqft
Finished Basement	541 sqft
Unfinished Basement	361 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1980
Effective Year Built	Effective 1980
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Concrete
Roof Type	Hip
Roof Material	Metal
Lot Area	4,356 sqft (0.1 acres)
Garage Type	Detached
Garage Area	432 sqft
Parking Spaces	2 Parking Spaces
Deck Area	248 sqft
Patio Area	248 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump

Location & Zoning

Street Address	1097 250TH ST
City	MELROSE
State	IA
Zip	52569-8015
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	INDIANRIDGE LT 63 VIN #01560212M
Legal Subdivision	INDIANRIDGE
Legal Lot Number	100
Jurisdiction	WAYNE IA
Township / Civil Division	WRIGHT
Census Block Group	1
Census Block	1002
Census Tract	70100

Owner

1097 250th St is owned and occupied by an individual who bought it in July 2025.

Source: Wayne County records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	1097 250TH ST, MELROSE, IA 52569-8015
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 28, 2025 · Amount on File
Deed Sale	Jul 28, 2025 · Amount on File
Deed Document Number	2025904
Record Updated	Oct 29, 2026

July 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WAYNE IA
Recording Date	Jul 28, 2025
Property Address	1097 250TH ST, MELROSE, IA 52569-8015
Document Number	0020250904
Instrument Date	Jul 23, 2025
Instrument	2025-0904
Transaction Type	Transfer
Record Updated	Jun 29, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$343.20
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1097 250TH ST, MELROSE, IA 52569-8015

Mortgage

Document Number	0020250905
Date	Jul 28, 2025
Instrument	2025-0905

Lender

Name	COUNTY BANK
Type	Bank
Address	SIGOURNEY, IA 52591

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2055

Tax Assessment & Valuation

The 2026 property tax bill for 1097 250th St was $1,712.

Source: Wayne County assessment roll, as of January 13, 2026

Property Jurisdictions

Type	Name
State	Iowa
County	Wayne County
Unified School District	Wayne Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,712.00	$141,600 (-) Land $13,160 Building $128,440	$141,600 Land $13,160 Building $128,440
2025	$1,712.00 (-3.6%)	$141,600 Land $13,160 Building $128,440
2024	$1,776.00
2023		$131,140 (+11.32%) Land $10,130 Building $121,010	$141,600 Land $13,160 Building $128,440
2022	$1,840.00	$117,800 Land $10,130 Building $107,670
2021			$117,800 Land $10,130 Building $107,670

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1097 250th St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective February 16, 2018

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 1097 250th St is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · above 58% of Iowa
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	RATHBUN REGIONAL WATER ASSN (RATHBUN) private · serves 33,000 people · EPA ID IA0400900
Water Source	Surface water
Last State Inspection	Jun 2023
Lead	1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 104 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Grand River Mutual Telephone Fiber	1,000 / 1,000
Lockridge Networks Fixed Wireless	100 / 20
Rise Broadband Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on 250th St

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