11739 Kettering Dr, Cincinnati, OH 45251 Property Records

Hamilton County property record for 11739 Kettering Dr, Cincinnati, OH 45251

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,644 sqft · built 1994
Lot Size	1.12 acres (48,787 sqft)
Owner	2 Individual Names on File
Last Sale	$250,000 (Nov 2021)
Tax Bill	$5,041 (2025)
Deeds & Mortgages	Jun 2024 Mortgage Jan 2018 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`510-0014-0150-00`

Property Details

APN / Parcel Number

Primary APN	`510-0014-0150-00`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	2,644 sqft Living Area
1st Floor Area	1,330 sqft
2nd Floor Area	1,314 sqft
Basement Area	1,314 sqft
Finished Basement	624 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1994
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Masonry / Concrete Block
Lot Area	48,787 sqft (1.12 acres)
Lot Dimensions	344 ft deep x 37 ft wide
Garage Type	Attached
Garage Area	399 sqft
Parking Spaces	1 Parking Space
Porch	Porch
Porch Area	48 sqft
Patio Area	196 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	11739 KETTERING DR
City	CINCINNATI
State	OH
Zip	45251-4672
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	KETTERING DR 37.09 X 344.98 IRR LOT 18 GREENRIDGE 6TH SUB BL F
Legal Subdivision	GREENRIDGE 6TH SUB
Legal Block	F
Legal Lot Number	18
Jurisdiction	HAMILTON OH
Township / Civil Division	COLERAIN
Census Block Group	2
Census Block	2005
Census Tract	20504

Owner

Source: Hamilton County assessment roll, as of March 1, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	11739 KETTERING DR, CINCINNATI, OH 45251-4672
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 20, 2024	Deed of Trust, Mortgage · FHA Mortgage ROCKET MORTGAGE LLC
Jan 4, 2018	Deed of Trust, Mortgage · Line of Credit US BANK NA
Mar 19, 2020	Grant Deed, Transfer · FHA Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Nov 2, 2021 · Amount on Record
Deed Sale	Nov 2, 2021 · Amount on Record
Prior Sale	Jan 26, 2004
Prior Transfer Date	Mar 19, 2020
Prior Transfer Doc	2020-0026910
Record Updated	Jun 8, 2026

June 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	11739 KETTERING DR, CINCINNATI, OH 45251-4672
Transaction Type	Mortgage
Record Updated	Feb 10, 2026
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11739 KETTERING DR, CINCINNATI, OH 45251-4672

Mortgage

Document Number	0000041699
Date	Jun 20, 2024
Book Page	15191/912
Instrument	2024-0041699

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	310 Months
Due	Apr 1, 2050

January 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	11739 KETTERING DR, CINCINNATI, OH 45251-4672
Transaction Type	Mortgage
Record Updated	Oct 31, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000001017
Date	Jan 4, 2018
Instrument	18-0001017

Lender

Name	US BANK NA
Type	Bank
Address	OSHKOSH, WI 54902

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	359 Months
Due	Dec 3, 2047

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	HAMILTON OH
Recording Date	Mar 19, 2020
Property Address	11739 KETTERING DR, CINCINNATI, OH 45251-4672
Document Number	0000026910
Book / Page	014128 / 000799
Instrument Date	Mar 13, 2020
Instrument	26910
Transaction Type	Transfer
Record Updated	May 29, 2020
Title Company	WAVE TITLE AGENCY INC, WAVE TITLE AGCY INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$1,800.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	11739 KETTERING DR CINCINNATI OH 452514672, CINCINNATI, OH 45251-4672

Mortgage

Document Number	26911
Date	Mar 19, 2020
Book Page	014128/000801
Instrument	26911

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 18, 2050

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of March 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Hamilton County
County Subdivision	Colerain Township
Unified School District	Northwest Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,041.00 (+7.83%)	$87,500 (-) Land $21,147 Building $66,353
2024	$4,675.00 (-0.57%)	$87,500 (-) Land $21,147 Building $66,353
2023	$4,702.00 (-18.35%)	$87,500 (%) Land $21,147 Building $66,353	$250,000 (-) Land $60,420 Building $189,580
2022	$5,759.00 Homeowner's exemption	$87,501 Land $20,794 Building $66,707
2020			$250,000 Land $59,410 Building $190,590

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2003)
Claims Outside the SFHA	1 of 1
Most Recent Claim	May 2003 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 128 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000

May also be available: Verizon.

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