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11685 Kettering Dr, Cincinnati, OH 45251 Property Records

Hamilton County property record for 11685 Kettering Dr, Cincinnati, OH 45251 · Last verified February 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 3 ba · 1,852 sqft · built 1994
Lot Size0.325 acres (14,157 sqft)
OwnerIndividual Name on File
Last Sale$282,000 (Aug 2021)
Tax Bill$5,097 (2025)
Deeds & MortgagesJun 2021 Line of Credit
Aug 2021 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN510-0014-0170-00

Property Details

APN / Parcel Number

Primary APN510-0014-0170-00

Interior

Bedrooms3 Beds
Full Baths3 Baths
Half Baths1 Half Bath
Total Rooms8 Rooms
Stories2 Stories
Building Area1,852 sqft Living Area
1st Floor Area1,078 sqft
2nd Floor Area774 sqft
Basement Area900 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1994
Architectural StyleConventional
Exterior MaterialAluminum/Vinyl
Construction TypeMasonry / Concrete Block
Lot Area14,157 sqft (0.325 acres)
Lot Dimensions160 ft deep x 74 ft wide
Garage TypeAttached
Garage Area400 sqft
Parking Spaces2 Parking Spaces
PorchPorch
Porch Area66 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC

Location & Zoning

Street Address11685 KETTERING DR
CityCINCINNATI
StateOH
Zip45251-4661
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionCOR CRANBROOK-KETTERING 74.35 X 160.13 IRR LOT 38 GREENRIDGE 6TH SUB
Legal SubdivisionGREENRIDGE 6TH SUB
Legal Lot Number38
JurisdictionHAMILTON OH
Township / Civil DivisionCOLERAIN
Census Block Group2
Census Block2005
Census Tract20504

Owner

Source: Hamilton County records · APN 510-0014-0170-00

Assessment roll updated March 1, 2025 · Last verified February 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing Address11685 KETTERING DR, CINCINNATI, OH 45251-4661
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jun 15, 2021Deed of Trust, Mortgage · Line of Credit
FIRST FINANCIAL BANK
Aug 24, 2021Warranty Deed, Transfer · VA Mortgage
MORTGAGE RESEARCH CENTER LLC

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleAug 24, 2021 · Amount on Record
Deed SaleAug 24, 2021 · Amount on Record
Prior SaleAug 29, 1995
Deed Document Number0000102218
Deed Book / Page14487 / 1364
Record UpdatedJun 08, 2026

June 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHAMILTON OH
Property Address11685 KETTERING DR, CINCINNATI, OH 45251-4661
Transaction TypeMortgage
Record UpdatedFeb 10, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address11685 KETTERING DR, CINCINNATI, OH 45251-4661

Mortgage

Document Number0000073102
DateJun 15, 2021
Book Page14439/1491
Instrument2021-0073102
Lender
NameFIRST FINANCIAL BANK
TypeBank
AddressCINCINNATI, OH 45202
Agreement
TypeLine of Credit
AmountAmount Recorded
Term300 Months
DueJun 01, 2046
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

August 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHAMILTON OH
Recording DateAug 24, 2021
Property Address11685 KETTERING DR, CINCINNATI, OH 45251-4661
Document Number0000102218
Book / Page14487 / 1364
Map ReferenceMB 69 PG 50&51
Instrument DateAug 16, 2021
Instrument2021-0102218
Transaction TypeTransfer
Record UpdatedFeb 10, 2026
Title CompanyHOME SERVICES TITLE LLC

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$846.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRight of Survivorship
Address11685 KETTERING DR, COLERAIN TOWNSHIP, OH 45251-4661

Mortgage

Document Number0000102219
DateAug 24, 2021
Instrument2021-0102219
Lender
NameMORTGAGE RESEARCH CENTER LLC
TypeMortgage Company
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueSep 01, 2051

Tax Assessment & Valuation

Source: Hamilton County records · Assessment roll updated March 1, 2025 · Last verified February 2026

Property Jurisdictions

TypeName
StateOhio
CountyHamilton County
County SubdivisionColerain Township
Unified School DistrictNorthwest Local School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$5,097.00 (+7.85%)$88,484 (-) Land $11,970 Building $76,514
2024$4,726.00 (-0.59%)$88,484 (-) Land $11,970 Building $76,514
2023$4,754.00 (+11.54%)$88,484 (+36.76%) Land $11,970 Building $76,514$252,810 (+36.76%) Land $34,200 Building $218,610
2022$4,262.00 Homeowner's exemption$64,702 Land $11,771 Building $52,931
2020$184,860 Land $33,630 Building $151,230

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Hamilton County (39061C), updated December 22, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 390610205042, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearby Flood Policies1 in force
Nearby Flood Claims1 (2003)
Claims Outside the SFHA1 of 1
Most Recent ClaimMay 2003, rainfall accumulation

Wildfire

Wildfire RiskLow
above 20% of the US · above 64% of Ohio
Wildfire LikelihoodAbout 1 in 10,000 per year
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 128 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
Cincinnati BellFiber3,000 / 3,000
SpectrumCable1,000 / 1,000

May also be available at this address: Verizon, Spectrum. Availability varies by address; speeds are provider-advertised maximums, not measured.

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