11731 Paramont Way, Prospect, KY 40059 Property Records

Oldham County property record for 11731 Paramont Way, Prospect, KY 40059

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 3,242 sqft · built 1997
Lot Size0.691 acres (30,100 sqft)
Owner2 Individual Names on File
Last Sale$685,000 (Nov 2025)
Tax Bill$6,078 (2025)
Deeds & MortgagesNov 2025 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN05-14C-01-112

Property Details

APN / Parcel Number

Primary APN05-14C-01-112
Alternative APN
  • 27459

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms9 Rooms
Stories2 Stories
Building Area3,242 sqft Living Area
Basement Area1,365 sqft
Family RoomFamily Room
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1997
Effective Year BuiltEffective 1997
Exterior MaterialBrick Veneer
Construction TypeFrame
Roof MaterialComposition Shingle
Lot Area30,100 sqft (0.691 acres)
Garage TypeAttached
Garage Area568 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelGas
SewerConnected

Location & Zoning

Account Number27459
Street Address11731 PARAMONT WAY
CityPROSPECT
StateKY
Zip40059-9076
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionHOUSE & .691AC
Legal SubdivisionPARAMONT ESTATES
Legal BlockSEC 1
Legal Lot Number112
JurisdictionOLDHAM KY
Township / Civil DivisionPEWEE VALLEY
Census Block Group1
Census Block1007
Census Tract30701

Owner

11731 Paramont Way is owned and occupied by two individuals who bought it in November 2025.

Source: Oldham County records, as of August 24, 2026

Owner of Record2 Individual Names on File
Mailing Address11731 PARAMONT WAY, PROSPECT, KY 40059-9076
OccupancyOwner Occupied
Owner TypeIndividual
VestingRemainderman

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleNov 13, 2025 · Amount on File
Deed SaleNov 13, 2025 · Amount on File
Deed Document Number2025835834
Deed Book / Page1427 / 22
Record UpdatedOct 29, 2026

November 2025: Deed, Transfer

Document TypeDeed
JurisdictionOLDHAM KY
Recording DateNov 13, 2025
Property Address11731 PARAMONT WAY, PROSPECT, KY 40059-9076
Document Number00D1427/22
Book / PageD1427 / 22
Map ReferenceMB 4 PG 46
Instrument DateNov 7, 2025
Instrument835834
Transaction TypeTransfer
Record UpdatedDec 15, 2025

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$685.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address2921 BARRICKMAN LN, GOSHEN, KY 40026-9779

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address11731 PARAMONT WAY, PROSPECT, KY 40059-9076

Mortgage

Document Number0000835835
DateNov 13, 2025
Instrument835835
Lender
NameFIRST FINANCIAL BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueDec 1, 2055

Mortgage

Document Number0M2720/781
DateNov 13, 2025
Book PageM2720/781
Instrument835859
Lender
NameFIRST FINANCIAL BANK
TypeBank
AddressCINCINNATI, OH 45246
Agreement
TypeStand-Alone Second Mortgage
AmountAmount on Record
Term361 Months
DueDec 1, 2055

Tax Assessment & Valuation

The 2025 property tax bill for 11731 Paramont Way was $6,078, up 0.1% from the year before.

Source: Oldham County assessment roll, as of December 23, 2025

Property Jurisdictions

TypeName
StateKentucky
CountyOldham County
Unified School DistrictOldham County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$6,078.00 (+0.07%)$490,000 (-) Land $90,000 Building $400,000$490,000 (-) Land $90,000 Building $400,000
2024$6,074.00 (+14.6%)$490,000 (+15.29%) Land $90,000 Building $400,000$490,000 (+15.29%) Land $90,000 Building $400,000
2023$5,300.00$425,000 Land $90,000 Building $335,000$425,000 Land $90,000 Building $335,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 11731 Paramont Way in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2025.

Source: FEMA National Flood Hazard Layer, effective October 15, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims1 (2025)
Claims Outside the SFHA1 of 1
Most Recent ClaimApr 2025 · Severe Storms, Straight-line Winds, Tornadoes, Flooding, Landslides, And Mudslides

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 11731 Paramont Way is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemLOUISVILLE WATER COMPANY
private · serves 806,997 people · EPA ID KY0560258
Water SourceSurface water
Last State InspectionOct 2023
Lead1 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 41 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber
5,000 / 5,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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