Oldham County property record for 11728 Paramont Way, Prospect, KY 40059
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 4 ba · 4,398 sqft · built 1989 |
| Lot Size | 0.769 acres (33,498 sqft) |
| Owner | Individual Name on File |
| Last Sale | $779,000 (Aug 2018) |
| Tax Bill | $10,077 (2025) |
| Deeds & Mortgages | Jul 2026 Sale & Mortgage Mar 2024 Line of Credit + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 05-14C-01-8 |
| Primary APN | 05-14C-01-8 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 4 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 4,398 sqft Living Area |
| Fireplaces | 2 Fireplaces |
| Fireplace | Fireplace |
| Year Built | Built 1989 |
|---|---|
| Exterior Material | Brick Veneer |
| Construction Type | Frame |
| Foundation Type | Concrete |
| Roof Material | Composition Shingle |
| Lot Area | 33,498 sqft (0.769 acres) |
| Garage Type | Attached |
| Parking Spaces | 3 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Account Number | 60256 |
|---|---|
| Street Address | 11728 PARAMONT WAY |
| City | PROSPECT |
| State | KY |
| Zip | 40059-9058 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | HOUSE, IG POOL & .769AC |
| Legal Block | SEC 1 |
| Legal Lot Number | 8 |
| Jurisdiction | OLDHAM KY |
| Township / Civil Division | PEWEE VALLEY |
| Census Block Group | 1 |
| Census Block | 1008 |
| Census Tract | 30701 |
11728 Paramont Way is owned and occupied by an individual who bought it in August 2018.
Source: Oldham County records, as of December 22, 2025
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 11728 PARAMONT WAY, PROSPECT, KY 40059-9058 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 22, 2026 | Warranty Deed, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC |
| Mar 7, 2024 | Deed of Trust, Mortgage · Line of Credit FIFTH THIRD BANK NA |
| Feb 25, 2021 | Deed of Trust, Mortgage · Conventional Mortgage FIFTH THIRD BANK NA |
| Aug 16, 2018 | Warranty Deed, Transfer · Conventional Mortgage FIFTH THIRD MORTGAGE CO |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 16, 2018 · Amount on File |
| Deed Sale | Aug 16, 2018 · Amount on File |
| Prior Sale | Sep 8, 2005 · Amount on File |
| Deed Document Number | 542567 |
| Deed Book / Page | D1198 / 0520 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OLDHAM KY |
| Recording Date | Jul 22, 2026 |
| Property Address | 11728 PARAMONT WAY, PROSPECT, KY 40059-9058 |
| Document Number | 0000910695 |
| Book / Page | 1448 / 224 |
| Instrument Date | Jul 16, 2026 |
| Instrument | 2026910695 |
| Transaction Type | Transfer |
| Record Updated | Jul 30, 2026 |
| Title Company | COMMUNITY TITLE, COMMUNITY LAND TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $136,688.35 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Remainderman |
| Document Number | 0000910698, |
|---|---|
| Date | Jul 22, 2026 |
| Instrument | 2026910698 |
| Name | ROCKET MORTGAGE LLC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Aug 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.52% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OLDHAM KY |
| Property Address | 11728 PARAMONT WAY, PROSPECT, KY 40059-9058 |
| Transaction Type | Mortgage |
| Record Updated | Mar 20, 2024 |
| Name | Verified Name |
|---|---|
| Address | 11728 PARAMONT WAY, PROSPECT, KY 40059-9058 |
| Document Number | 0M2651/783 |
|---|---|
| Date | Mar 7, 2024 |
| Book Page | M2651/783 |
| Instrument | 756949 |
| Name | FIFTH THIRD BANK NA |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45263 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 359 Months |
| Due | Feb 25, 2054 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OLDHAM KY |
| Property Address | 11728 PARAMONT WAY, PROSPECT, KY 40059-9058 |
| Transaction Type | Mortgage |
| Record Updated | Mar 8, 2021 |
| Name | Verified Name |
|---|
| Document Number | M2494/681 |
|---|---|
| Date | Feb 25, 2021 |
| Book Page | M2494/681 |
| Instrument | 622861 |
| Name | FIFTH THIRD BANK NA |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45227 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Mar 1, 2036 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OLDHAM KY |
| Recording Date | Aug 16, 2018 |
| Property Address | 11728 PARAMONT WAY, PROSPECT, KY 40059-9058 |
| Document Number | D1198/0520 |
| Book / Page | D1198 / 0520 |
| Map Reference | MB4 PG46 |
| Instrument Date | Aug 13, 2018 |
| Instrument | 542567 |
| Transaction Type | Transfer |
| Record Updated | Nov 16, 2021 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 4735 AVE ISLA VERDE5F, 4735, CAROLINA, PR 00979 |
| Name | Verified Name |
|---|---|
| Address | 11728 PARAMONT WAY, PROSPECT, KY 40059-9058 |
| Document Number | 542568 |
|---|---|
| Date | Aug 16, 2018 |
| Instrument | 542568 |
| Name | FIFTH THIRD MORTGAGE CO |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Sep 1, 2048 |
The 2025 property tax bill for 11728 Paramont Way was $10,077.
Source: Oldham County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Oldham County |
| Unified School District | Oldham County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $10,077.00 | $815,000 Land $190,000 Building $625,000 | $815,000 Land $190,000 Building $625,000 |
| 2023 | $9,673.00 | $779,000 Land $190,000 Building $589,000 | $779,000 Land $190,000 Building $589,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 11728 Paramont Way in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2025.
Source: FEMA National Flood Hazard Layer, effective October 15, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (2025) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Apr 2025 · Severe Storms, Straight-line Winds, Tornadoes, Flooding, Landslides, And Mudslides |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 11728 Paramont Way is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 96% of Kentucky |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LOUISVILLE WATER COMPANY private · serves 806,997 people · EPA ID KY0560258 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2023 |
| Lead | 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 36 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures