1173 Ortega Cir, Gilroy, CA 95020 Property Records

Santa Clara County property record for 1173 Ortega Cir, Gilroy, CA 95020

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,839 sqft · built 1976
Lot Size	0.157 acres (6,825 sqft)
Owner	Individual Name on Record
Last Sale	$1,080,000 (Jun 2026)
Tax Bill	$10,865 (2025)
Deeds & Mortgages	Jun 2026 Sale & Mortgage Mar 2021 Sale & Mortgage + 2 more
Flood Zone	Zone X (moderate risk)
APN	`808-09-015`

Property Details

APN / Parcel Number

Primary APN	`808-09-015`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	9 Rooms
Stories	1 Story
Building Area	1,839 sqft Living Area
1st Floor Area	1,839 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1976
Effective Year Built	Effective 1976
Architectural Style	L-Shape
Construction Type	Wood
Lot Area	6,825 sqft (0.157 acres)
Lot Dimensions	105 ft deep x 65 ft wide
Garage Area	471 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch

Utilities, Heating & Cooling

Heating System	HVAC

Location & Zoning

Street Address	1173 ORTEGA CIR
City	GILROY
State	CA
Zip	95020-5317
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	TRACT 5144 CASTLEWOOD PARK BOOK 301 PAGE 10 PAGE 11 LOT 46
Legal Subdivision	CASTLEWOOD PARK
Legal Tract	5144
Legal Lot Number	46
Jurisdiction	SANTA CLARA CA
Township / Civil Division	SOUTH SANTA CLARA VALLEY
Census Block Group	3
Census Block	3008
Census Tract	512510

Owner

Source: Santa Clara County records, as of July 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1173 ORTEGA CIR, GILROY, CA 95020-5317
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Jun 16, 2026	Grant Deed, Transfer · Conventional Mortgage NEW AMERICAN FUNDING
Mar 18, 2021	Grant Deed, Transfer · Conventional Mortgage CALIBER HOME LOANS INC
Mar 16, 2021	Affidavit of Death of Joint Tenant, Transfer
Mar 16, 2021	Affidavit of Death of Joint Tenant, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 16, 2026 · Amount on Record
Deed Sale	Jun 16, 2026 · Amount on Record
Prior Sale	Mar 18, 2021 · Amount on Record
Deed Document Number	202626004334
Prior Transfer Date	Mar 1, 2021
Prior Transfer Doc	0024876647
Record Updated	Oct 29, 2026

June 2026: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SANTA CLARA CA
Recording Date	Jun 16, 2026
Property Address	1173 ORTEGA CIR, GILROY, CA 95020-5317
Document Number	0026004334
Instrument Date	Jun 5, 2026
Instrument	202626004334
Transaction Type	Transfer
Record Updated	Jun 23, 2026
Title Company	OLD REPUBLIC TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$119,988.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1173 ORTEGA CIR, GILROY, CA 95020-5317

Mortgage

Document Number	0000004335,
Date	Jun 16, 2026
Instrument	20264335

Lender

Name	NEW AMERICAN FUNDING

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.3%
Initial Type	Fixed Rate
Max Rate	-1%

March 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SANTA CLARA CA
Recording Date	Mar 18, 2021
Property Address	1173 ORTEGA CIR, GILROY, CA 95020-5317
Document Number	0024880252
Map Reference	MB 301 PG 10&11
Instrument Date	Mar 11, 2021
Instrument	24880252
Transaction Type	Transfer
Record Updated	Sep 1, 2021
Title Company	OLD REPUBLIC TITLE, OLD REPUBLIC TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	1173 ORTEGA CIR, GILROY, CA 95020-5317

Mortgage

Document Number	0024880253
Date	Mar 18, 2021
Instrument	24880253

Lender

Name	CALIBER HOME LOANS INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2051

March 2021: Affidavit of Death of Joint Tenant, Transfer

Document Type	Affidavit of Death of Joint Tenant
Jurisdiction	SANTA CLARA CA
Recording Date	Mar 16, 2021
Property Address	1173 ORTEGA CIR, GILROY, CA 95020-5317
Document Number	0024876647
Map Reference	MB 301 PG 10&11
Instrument Date	Mar 1, 2021
Instrument	24876647
Transaction Type	Transfer
Record Updated	Sep 1, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	805 SANTIAGO PL, MORGAN HILL, CA 95037-5820

March 2021: Affidavit of Death of Joint Tenant, Transfer

Document Type	Affidavit of Death of Joint Tenant
Jurisdiction	SANTA CLARA CA
Recording Date	Mar 16, 2021
Property Address	1173 ORTEGA CIR, GILROY, CA 95020-5317
Document Number	0024876648
Map Reference	MB 301 PG 10&11
Instrument Date	Mar 1, 2021
Instrument	24876648
Transaction Type	Transfer
Record Updated	Sep 1, 2021

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	805 SANTIAGO PL, MORGAN HILL, CA 95037-5820

Tax Assessment & Valuation

Source: Santa Clara County assessment roll, as of July 27, 2026

Property Jurisdictions

Type	Name
State	California
County	Santa Clara County
Municipality	Gilroy City
Unified School District	Gilroy Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$904,790 (+2%) Land $496,834 Building $407,956
2025	$10,865.00 (+1.61%) Homeowner's exemption	$887,050 (+4.04%) Land $487,093 Building $399,957
2024	$10,693.00 (+0.6%)
2023	$10,629.00 (+1.67%) Homeowner's exemption	$852,607 Land $468,180 Building $384,427
2022	$10,454.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective January 18, 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 96% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF GILROY serves 59,426 people · EPA ID CA4310004
Water Source	Groundwater
Last State Inspection	Feb 2025
Also Mapped Here	SANTA CLARA VALLEY WATER DISTRICT
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Nitrate resolved · Jun 2022
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 420 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Razzolink Fixed Wireless	500 / 250
Etheric Networks Fixed Wireless	250 / 100
Hankins Information Technology Fixed Wireless	100 / 20

May also be available: Frontier, T-Mobile, Verizon.

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