1135 Ortega Cir, Gilroy, CA 95020 Property Records

Santa Clara County property record for 1135 Ortega Cir, Gilroy, CA 95020

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,424 sqft · built 1976
Lot Size0.202 acres (8,800 sqft)
Owner2 Trust Names on File
Last Sale$450,000 (Mar 2004)
Tax Bill$7,764 (2025)
Deeds & MortgagesJul 2023 Transfer
Jul 2022 Line of Credit
Flood ZoneZone X (moderate risk)
APN808-28-020

Property Details

APN / Parcel Number

Primary APN808-28-020

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms7 Rooms
Stories1 Story
Building Area1,424 sqft Living Area
1st Floor Area1,424 sqft
Family RoomFamily Room
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1976
Effective Year BuiltEffective 1976
Architectural StyleL-Shape
Exterior MaterialStucco
Construction TypeWood
Roof MaterialWood Shingle
Lot Area8,800 sqft (0.202 acres)
Lot Dimensions105 ft deep x 65 ft wide
Garage Area493 sqft
Parking Spaces2 Parking Spaces
PorchNone

Utilities, Heating & Cooling

Heating SystemHVAC
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address1135 ORTEGA CIR
CityGILROY
StateCA
Zip95020-5317
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1
Legal DescriptionTRACT 5616 LOT 196
Legal Subdivision5616 CASTLEWOOD PARK UN #8
Legal Tract5616
Legal Lot Number196
JurisdictionSANTA CLARA CA
Township / Civil DivisionSOUTH SANTA CLARA VALLEY
Census Block Group3
Census Block3008
Census Tract512510

Owner

1135 Ortega Cir is owner-occupied and held in a trust since July 2023.

Source: Santa Clara County records, as of July 27, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Trust Names on File
Mailing Address1135 ORTEGA CIR, GILROY, CA 95020-5317
OccupancyOwner Occupied
Owner TypeCompany
VestingTrust

Deeds, Mortgages & Sale History

DateDocument
Jul 24, 2023Intrafamily Transfer, Transfer
Jul 20, 2022Deed of Trust, Mortgage · Line of Credit
BANK OF AMERICA NA

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMar 15, 2004 · Amount on File
Deed SaleMar 15, 2004 · Amount on File
Prior SaleMar 27, 1998 · Amount on File
Deed Document Number200417661834
Last Transfer DateJul 14, 2023
Transfer Doc0025505018
Record UpdatedSep 20, 2026

July 2023: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionSANTA CLARA CA
Recording DateJul 24, 2023
Property Address1135 ORTEGA CIR, GILROY, CA 95020-5317
Document Number0025505018
Map ReferenceMB 356 PG 22&23
Instrument DateJul 14, 2023
Instrument25505018
Transaction TypeTransfer
Record UpdatedAug 2, 2023

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1135 ORTEGA CIR, GILROY, CA 95020-5317

July 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSANTA CLARA CA
Property Address1135 ORTEGA CIR, GILROY, CA 95020-5317
Transaction TypeMortgage
Record UpdatedAug 2, 2022
Title CompanyTITLE365

Transferred To (Grantee/Buyer)

NameVerified Name
Address1135 ORTEGA CIR, GILROY, CA 95020-5317

Mortgage

Document Number0025338550
DateJul 20, 2022
Instrument25338550
Lender
NameBANK OF AMERICA NA
TypeBank
AddressFORT WORTH, TX 76155
Agreement
TypeLine of Credit
AmountAmount on Record
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

The 2025 property tax bill for 1135 Ortega Cir was $7,764.

Source: Santa Clara County assessment roll, as of July 27, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySanta Clara County
MunicipalityGilroy City
Unified School DistrictGilroy Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$638,080 (+2%) Land $350,944 Building $287,136
2025$7,764.00$625,569 Land $344,063 Building $281,506
2023$7,511.00 (+1.69%) Homeowner's exemption$601,279 Land $330,703 Building $270,576
2022$7,386.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 1135 Ortega Cir in Zone X, an area of moderate flood risk.

Source: FEMA National Flood Hazard Layer, effective January 18, 2026

FEMA Flood ZoneZone X
moderate risk
500-Year FloodplainYes
0.2% annual chance
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 1135 Ortega Cir has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF GILROY
serves 59,426 people · EPA ID CA4310004
Water SourceGroundwater
Last State InspectionFeb 2025
Also Mapped HereSANTA CLARA VALLEY WATER DISTRICT
Lead2 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNitrate
resolved · Jun 2022
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 630 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Razzolink
Fixed Wireless
500 / 250
Etheric Networks
Fixed Wireless
250 / 100
Hankins Information Technology
Fixed Wireless
100 / 20
AT&T
Fixed Wireless
100 / 20

May also be available: Frontier, GeoLinks, T-Mobile, Verizon.

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