1173 Eagle Ridge Way, Milpitas, CA 95035 Property Records

Santa Clara County property record for 1173 Eagle Ridge Way, Milpitas, CA 95035

Property Summary

Property Type	Single Family Home
Details	5 bd · 3 ba · 2,943 sqft · built 1994
Lot Size	0.14 acres (6,098 sqft)
Owner	2 Individual Names on Record
Last Sale	$432,500 (Sep 1994)
Tax Bill	$32,607 (2025)
Deeds & Mortgages	Feb 2024 Sale & Mortgage Jul 2019 Mortgage + 1 more
Flood Zone	Zone D (undetermined)
APN	`088-46-085`

Property Details

APN / Parcel Number

Primary APN	`088-46-085`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	2,943 sqft Living Area
1st Floor Area	1,496 sqft
2nd Floor Area	1,447 sqft
Family Room	Family Room
Utility Room	Utility Room

Exterior

Year Built	Built 1994
Effective Year Built	Effective 1994
Architectural Style	L-Shape
Construction Type	Wood
Lot Area	6,098 sqft (0.14 acres)
Garage Area	558 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	HVAC

Location & Zoning

Street Address	1173 EAGLE RIDGE WAY
City	MILPITAS
State	CA
Zip	95035-7817
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	LOT 159
Legal Subdivision	HILLCREST
Legal Tract	7940
Jurisdiction	SANTA CLARA CA
Township / Civil Division	SAN JOSE
Census Block Group	1
Census Block	1013
Census Tract	504415

Owner

Source: Santa Clara County records, as of July 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1173 EAGLE RIDGE WAY, MILPITAS, CA 95035-7817
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Deeds, Mortgages & Sale History

Date	Document
Feb 5, 2024	Grant Deed, Transfer · Conventional Mortgage BANK OF AMERICA NA
Jul 25, 2019	Deed of Trust, Mortgage · Conventional Mortgage CAROL PEFLEY
Sep 4, 2018	Deed of Trust, Mortgage · Conventional Mortgage INTELLECTUAL PROP LAW GRP LLP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 2, 1994 · Amount on Record
Deed Sale	Sep 2, 1994 · Amount on Record
Deed Document Number	199412636819
Deed Book / Page	582 / 2131
Record Updated	Sep 20, 2026

February 2024: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SANTA CLARA CA
Recording Date	Feb 5, 2024
Property Address	1173 EAGLE RIDGE WAY, MILPITAS, CA 95035-7817
Document Number	0025594523
Map Reference	MB 568 PG 47-51
Instrument Date	Jan 29, 2024
Instrument	25594523
Transaction Type	Transfer
Record Updated	Feb 15, 2024
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Notice of Trustee Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	1173 EAGLE RIDGE WAY, MILPITAS, CA 95035-7817

Mortgage

Document Number	0025594524
Date	Feb 5, 2024
Instrument	25594524

Lender

Name	BANK OF AMERICA NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2054

Interest

Rate Type	Adjustable Rate
Type Change Date	Mar 1, 2031
Change Frequency	6 Months
Min Rate At Change	2.75%
Max Rate At Change	10.5%
Max Rate	10.5%

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CLARA CA
Property Address	1173 EAGLE RIDGE WAY, MILPITAS, CA 95035-7817
Document Number	0024343517
Instrument Date	Jul 25, 2019
Transaction Type	Mortgage
Record Updated	Dec 12, 2019
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1173 EAGLE RIDGE WAY MILPITAS CA 950357817, MILPITAS, CA 95035-7817

Mortgage

Document Number	0024343517
Date	Nov 27, 2019
Instrument	24343517

Lender

Name	CAROL PEFLEY
Address	55 E HAMILTON AVE, CAMPBELL, CA 95008-0203

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

September 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CLARA CA
Property Address	1173 EAGLE RIDGE WAY, MILPITAS, CA 95035-7817
Document Number	0024016408
Instrument Date	Sep 4, 2018
Transaction Type	Mortgage
Record Updated	Sep 19, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1173 EAGLE RIDGE WAY MILPITAS CA 950357817, MILPITAS, CA 95035-7817

Mortgage

Document Number	0024016408
Date	Sep 4, 2018
Instrument	24016408

Lender

Name	INTELLECTUAL PROP LAW GRP LLP
Address	1871 THE ALAMEDA # 250, SAN JOSE, CA 95126-1746

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Santa Clara County assessment roll, as of July 27, 2026

Property Jurisdictions

Type	Name
State	California
County	Santa Clara County
Municipality	Milpitas City
Unified School District	Milpitas Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$2,892,312 (+2%) Land $2,169,234 Building $723,078
2025	$32,607.00 (+289.01%)	$2,835,600 (+306.11%) Land $2,126,700 Building $708,900
2023	$8,382.00 (+0.4%)	$698,240 Land $242,161 Building $456,079
2022	$8,349.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective January 18, 2026

FEMA Flood Zone	Zone D undetermined · not studied
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MILPITAS serves 81,915 people · EPA ID CA4310005
Water Source	Purchased surface water from several systems
Last State Inspection	Nov 2025
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 722 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Sail Internet Fixed Wireless · DSL in parts of the area	800 / 160
Etheric Networks Fixed Wireless	250 / 100
Ridge Wireless Fixed Wireless	100 / 60
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: GeoLinks, T-Mobile, Verizon.

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