1173 Delta Ln, Covington, LA 70433 Property Records

St. Tammany Parish property record for 1173 Delta Ln, Covington, LA 70433

Property Summary

Property Type	Single Family Home
Details	2,828 sqft · built 2020
Owner	2 Individual Names on Record
Last Sale	$685,000 (Oct 2024)
Tax Bill	$6,223 (2025)
Deeds & Mortgages	Aug 2020 Mortgage May 2022 Sale + 1 more
APN	`104-819-1518`

Property Details

APN / Parcel Number

Primary APN	`104-819-1518`
Alternative APN	`13480`

Interior

Building Area	2,828 sqft Living Area

Exterior

Year Built	Built 2020
Garage Area	572 sqft
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	1173 DELTA LN
City	COVINGTON
State	LA
Zip	70433-7267
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	RIVER CLUB LT19 PH4A
Legal Subdivision	RIVER CLUB
Legal Phase	4A
Legal Lot Number	19
Jurisdiction	SAINT TAMMANY LA
Township / Civil Division	1
Census Block Group	2
Census Block	2001
Census Tract	40601

Owner

Source: St. Tammany Parish records, as of February 5, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1173 DELTA LN, COVINGTON, LA 70433-7267
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 28, 2020	Deed of Trust, Mortgage · Conventional Mortgage ACE MORTGAGE
May 16, 2022	Cash Sale Deed, Transfer
Aug 25, 2021	Deed, Transfer · Conventional Mortgage GMFS LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 30, 2024 · Amount on Record
Deed Sale	Oct 30, 2024 · Amount on Record
Prior Sale	Aug 25, 2021 · Amount on Record
Deed Document Number	2429035
Prior Transfer Date	May 16, 2022
Prior Transfer Doc	2328504
Record Updated	Jun 8, 2026

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAINT TAMMANY LA
Property Address	1173 DELTA LN, COVINGTON, LA 70433-7267
Transaction Type	Mortgage
Record Updated	Aug 11, 2023
Title Company	STONE TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0002224003
Date	Aug 28, 2020
Instrument	2224003

Lender

Name	ACE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2050

Interest

Rate Type	Fixed Rate

May 2022: Cash Sale Deed, Transfer

Document Type	Cash Sale Deed
Jurisdiction	SAINT TAMMANY LA
Recording Date	May 16, 2022
Property Address	1173 DELTA LN, COVINGTON, LA 70433-7267
Document Number	0002328504
Map Reference	DOC 1880720
Instrument Date	May 13, 2022
Instrument	2328504
Transaction Type	Transfer
Record Updated	Aug 11, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	7037 HIGHWAY 190 EAST SERVICE RD, COVINGTON, LA 70433-4955

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1173 DELTA LN, COVINGTON, LA 70433-7267

August 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	SAINT TAMMANY LA
Recording Date	Aug 25, 2021
Property Address	1173 DELTA LN, COVINGTON, LA 70433-7267
Document Number	0002289129
Instrument Date	Aug 17, 2021
Instrument	2289129
Transaction Type	Transfer
Record Updated	Aug 11, 2023
Title Company	STONE TITLE INSURANCE OF LA

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	18077 CUSACHS DR, COVINGTON, LA 70433-0345

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1173 DELTA LN, COVINGTON, LA 70433-7267

Mortgage

Document Number	0002289130
Date	Aug 25, 2021
Instrument	2289130

Lender

Name	GMFS LLC
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2051

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: St. Tammany Parish assessment roll, as of October 15, 2025

Property Jurisdictions

Type	Name
State	Louisiana
County	St. Tammany Parish
Unified School District	St. Tammany Parish School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,223.00 (-2.41%) Homeowner's exemption	$60,830 (-) Land $7,500 Building $53,330	$608,296 (-) Land $75,000 Building $533,296
2024	$6,377.00 (+9.78%) Homeowner's exemption	$60,830 (+16.27%) Land $7,500 Building $53,330	$608,296 (+16.27%) Land $75,000 Building $533,296
2023	$5,809.00 Homeowner's exemption	$52,319 (-) Land $6,000 Building $46,319	$523,190 (-) Land $60,000 Building $463,190
2022	$5,809.00 Homeowner's exemption	$52,319 Land $6,000 Building $46,319	$523,190 Land $60,000 Building $463,190

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Flood Insurance Cost	Premium on Record median of 450 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	450 in force
Nearby Flood Claims	132 (1978–2026)
Claims Outside the SFHA	69 of 132
Most Recent Claim	Apr 2026 · rainfall accumulation
Claims by Event	Hurricane Ida, Sep 2021 · 20 claims Hurricane Isaac, Aug 2012 · 25 claims Hurricane Katrina, Aug 2005 · 41 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 42% of the US · above 68% of Louisiana
Wildfire Likelihood	0.05% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	UTILITIES INC - GREEN BRIER WATER SUPPLY private · serves 2,250 people · EPA ID LA1103130
Water Source	Groundwater
Last State Inspection	Mar 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Sanitary survey deficiency not corrected Sep 2021
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 160 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
AT&T Fiber	1,000 / 1,000
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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