1165 Delta Ln, Covington, LA 70433 Property Records

St. Tammany Parish property record for 1165 Delta Ln, Covington, LA 70433

Property Summary

Property Type	Single Family Home
Details	2,462 sqft · built 2021
Owner	Individual Name on Record
Tax Bill	$6,130 (2025)
Deeds & Mortgages	Mar 2022 Mortgage Mar 2023 Mortgage + 2 more
APN	`104-819-1516`

Property Details

APN / Parcel Number

Primary APN	`104-819-1516`
Alternative APN	`13478`

Interior

Building Area	2,462 sqft Living Area

Exterior

Year Built	Built 2021
Effective Year Built	Effective 2021
Garage Area	492 sqft
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	1165 DELTA LN
City	COVINGTON
State	LA
Zip	70433-7267
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 17 RIVER CLUB PH 4A SECS 47 49 7 11 CB 573 85 CB 1197 867 INST NO 1350751 INST NO 1350844 INST NO 1368825 INST NO 1496651
Legal Subdivision	RIVER CLUB
Legal Phase	4A
Legal Lot Number	17
Jurisdiction	SAINT TAMMANY LA
Township / Civil Division	1
Census Block Group	2
Census Block	2001
Census Tract	40601

Owner

Source: St. Tammany Parish records, as of February 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1165 DELTA LN, COVINGTON, LA 70433-7267
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 17, 2022	Deed of Trust, Mortgage · Conventional Mortgage FIRST INTERNATIONAL BANK
Mar 13, 2023	Deed of Trust, Mortgage · Conventional Mortgage CONNEXUS CU
Jul 5, 2022	Deed, Transfer · Conventional Mortgage AMERISAVE MORTGAGE CORP
Apr 27, 2020	Deed, Subdivision Related Transfer · Conventional Mortgage FIRST INTERNET BANK OF INDIANA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 22, 2022
Deed Sale	Sep 22, 2022
Prior Sale	Jul 5, 2022 · Amount on Record
Deed Document Number	20222346878
Prior Transfer Date	Aug 19, 2022
Prior Transfer Doc	0002346878
Record Updated	Sep 20, 2026

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAINT TAMMANY LA
Property Address	1165 DELTA LN, COVINGTON, LA 70433-7267
Transaction Type	Mortgage
Record Updated	Aug 11, 2023
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURAN

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0002319435
Date	Mar 17, 2022
Instrument	2319435

Lender

Name	FIRST INTERNATIONAL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Mar 1, 2037

Interest

Rate Type	Fixed Rate

March 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAINT TAMMANY LA
Property Address	1165 DELTA LN, COVINGTON, LA 70433-7267
Transaction Type	Mortgage
Record Updated	Aug 11, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0002364859
Date	Mar 13, 2023
Instrument	2364859

Lender

Name	CONNEXUS CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

July 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	SAINT TAMMANY LA
Recording Date	Jul 5, 2022
Property Address	1165 DELTA LN, COVINGTON, LA 70433-7267
Document Number	0002335628
Map Reference	MAP 5728
Instrument Date	Jun 30, 2022
Instrument	2335628
Transaction Type	Transfer
Record Updated	Feb 6, 2026
Title Company	CRESCENT TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	104 LEONHARD AVE, BAY ST LOUIS, MS 39520-3718

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1165 DELTA LN, COVINGTON, LA 70433-7267

Mortgage

Document Number	0002335629
Date	Jul 5, 2022
Instrument	2335629

Lender

Name	AMERISAVE MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2052

Interest

Rate Type	Fixed Rate

April 2020: Deed, Subdivision Related Transfer

Document Type	Deed
Jurisdiction	SAINT TAMMANY LA
Recording Date	Apr 27, 2020
Property Address	1165 DELTA LN, COVINGTON, LA 70433-7267
Document Number	0002203325
Map Reference	DOC 2175933
Instrument Date	Apr 24, 2020
Instrument	2203325
Transaction Type	Subdivision Related Transfer
Record Updated	Aug 11, 2023
Title Company	STEWART TITLE GUARANTY CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1173 DELTA LN, COVINGTON, LA 70433-7267

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1165 DELTA LN, COVINGTON, LA 70433-7267

Mortgage

Document Number	0002203326
Date	Apr 27, 2020
Instrument	2203326

Lender

Name	FIRST INTERNET BANK OF INDIANA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	May 1, 2035

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: St. Tammany Parish assessment roll, as of February 6, 2026

Property Jurisdictions

Type	Name
State	Louisiana
County	St. Tammany Parish
Unified School District	St. Tammany Parish School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,130.00 (-8.93%) Homeowner's exemption	$56,290 (-) Land $7,500 Building $48,790	$562,902 (-) Land $75,000 Building $487,902
2024	$6,731.00 (+6.67%)	$56,290 (+15.64%) Land $7,500 Building $48,790	$562,902 (+15.64%) Land $75,000 Building $487,902
2023	$6,310.00 (+32.93%)	$48,677 (+10.33%) Land $6,000 Building $42,677	$486,765 (+10.33%) Land $60,000 Building $426,765
2022	$4,747.00 Homeowner's exemption	$44,121 Land $6,000 Building $38,121	$441,209 Land $60,000 Building $381,209

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Flood Insurance Cost	Premium on Record median of 450 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	450 in force
Nearby Flood Claims	132 (1978–2026)
Claims Outside the SFHA	69 of 132
Most Recent Claim	Apr 2026 · rainfall accumulation
Claims by Event	Hurricane Ida, Sep 2021 · 20 claims Hurricane Isaac, Aug 2012 · 25 claims Hurricane Katrina, Aug 2005 · 41 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 42% of the US · above 68% of Louisiana
Wildfire Likelihood	0.05% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	UTILITIES INC - GREEN BRIER WATER SUPPLY private · serves 2,250 people · EPA ID LA1103130
Water Source	Groundwater
Last State Inspection	Mar 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Sanitary survey deficiency not corrected Sep 2021
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 160 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
AT&T Fiber	1,000 / 1,000
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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