Montgomery County property record for 11727 Split Tree Cir, Potomac, MD 20854
| Property Type | Single Family Home |
|---|---|
| Details | 4.5 ba · 4,197 sqft · built 1985 |
| Lot Size | 0.287 acres (12,500 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $980,000 (May 2012) |
| Tax Bill | $13,090 (2025) |
| Deeds & Mortgages | Sep 2025 Line of Credit Sep 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 10-02440452 |
| Primary APN | 10-02440452 |
|---|---|
| Alternative APN |
|
| Full Baths | 4.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 4,197 sqft Living Area |
| Gross Area | 4,681 sqft |
| 1st Floor Area | 1,756 sqft |
| Basement Area | 850 sqft |
| Finished Basement | 850 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1985 |
|---|---|
| Effective Year Built | Effective 1985 |
| Architectural Style | Bi-Level |
| Exterior Material | Brick |
| Construction Type | Brick |
| Roof Material | Composition Shingle |
| Lot Area | 12,500 sqft (0.287 acres) |
| Garage Type | Attached |
| Garage Area | 484 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 264 sqft |
| Deck Area | 444 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Sewer | Municipal |
| Account Number | 02440452 |
|---|---|
| Street Address | 11727 SPLIT TREE CIR |
| City | POTOMAC |
| State | MD |
| Zip | 20854-2892 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R200 |
| Legal Description | WINTERSET |
| Legal Subdivision | WINTERSET |
| Legal Block | 1 |
| Legal Lot Number | 10 |
| Jurisdiction | MONTGOMERY MD |
| Township / Civil Division | 10 |
| Census Block Group | 3 |
| Census Block | 3012 |
| Census Tract | 706007 |
Source: Montgomery County records · APN 10-02440452
Assessment roll updated August 17, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 11727 SPLIT TREE CIR, POTOMAC, MD 20854-2892 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 16, 2025 | Deed of Trust, Mortgage · Line of Credit ATLANTIC UNION BANK |
| Sep 30, 2020 | Deed of Trust, Mortgage · Conventional Mortgage FINANCE OF AMERICA MTG |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | May 01, 2012 · Amount on Record |
| Deed Sale | May 01, 2012 · Amount on Record |
| Prior Sale | Jul 20, 1993 · Amount on Record |
| Deed Book / Page | 43859 / 112 |
| Prior Transfer Date | Jan 18, 2011 |
| Prior Transfer Doc | 204383 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTGOMERY MD |
| Property Address | 11727 SPLIT TREE CIR, POTOMAC, MD 20854-2892 |
| Transaction Type | Mortgage |
| Record Updated | Oct 01, 2025 |
| Title Company | ACCURATE EQUITY GROUP |
| Name | Verified Name |
|---|---|
| Address | 11727 SPLIT TREE CIR, POTOMAC, MD 20854-2892 |
| Document Number | 0695950107 |
|---|---|
| Date | Sep 16, 2025 |
| Book Page | 69595/107 |
| Name | ATLANTIC UNION BANK |
|---|---|
| Type | Bank |
| Address | GLEN ALLEN, VA 23060 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Aug 20, 2055 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTGOMERY MD |
| Property Address | 11727 SPLIT TREE CIR, POTOMAC, MD 20854-2892 |
| Document Number | 0609310436 |
| Instrument Date | Sep 30, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Nov 23, 2020 |
| Title Company | CHICAGO TITLE COMPANY, CHICAGO TITLE INS CO |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 11727 SPLIT TREE CIR POTOMAC MD 208542892, POTOMAC, MD 20854-2892 |
| Document Number | 0609310436 |
|---|---|
| Date | Oct 28, 2020 |
| Book Page | 060931/000436 |
| Name | FINANCE OF AMERICA MTG |
|---|---|
| Address | HORSHAM, PA 19044 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Oct 27, 2035 |
Source: Montgomery County records · Assessment roll updated August 17, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Montgomery County |
| Unified School District | Montgomery County Public Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,212,567 (+6.66%) | $1,363,900 (+19.97%) Land $462,500 Building $901,400 | |
| 2025 | $13,090.00 (-0.46%) | $1,136,900 (+9.08%) Land $462,500 Building $674,400 | $1,136,900 (-) Land $462,500 Building $674,400 |
| 2024 | $13,150.00 (+21.52%) | ||
| 2023 | $1,042,233 | $1,136,900 Land $462,500 Building $674,400 | |
| 2022 | $10,821.00 |
Source: FEMA National Flood Hazard Layer as of April 12, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 6 in force |
| Nearby Flood Claims | 4 (2019–2022) |
| Claims Outside the SFHA | 4 of 4 |
| Most Recent Claim | May 2022 |
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
Based on FCC filings for 343 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | WASHINGTON SUBURBAN SANITARY COMMISSION serves 1,900,000 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2025 |
| Lead | Under 1 ppb (2018–2020) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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