11723 Split Tree Cir, Potomac, MD 20854 Property Records

Montgomery County property record for 11723 Split Tree Cir, Potomac, MD 20854

Property Summary

Property TypeSingle Family Home
Details4.5 ba · 4,999 sqft · built 1985
Lot Size0.287 acres (12,500 sqft)
Owner2 Individual Names on Record
Last Sale$700,000 (Mar 2001)
Tax Bill$13,386 (2025)
Deeds & MortgagesJan 2019 Line of Credit
Sep 2017 Line of Credit
Flood ZoneZone X (minimal risk)
APN10-02440463

Property Details

APN / Parcel Number

Primary APN10-02440463
Alternative APN
  • 02440463

Interior

Full Baths4.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area4,999 sqft Living Area
Gross Area5,758 sqft
1st Floor Area2,231 sqft
Basement Area850 sqft
Finished Basement850 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1985
Effective Year BuiltEffective 1985
Architectural StyleBi-Level
Exterior MaterialBrick
Construction TypeFrame
Roof MaterialWood Shingle
Lot Area12,500 sqft (0.287 acres)
Garage TypeAttached
Garage Area506 sqft
Parking Spaces2 Parking Spaces
PorchEnclosed Porch
Porch Area253 sqft
Deck Area484 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC
SewerMunicipal

Location & Zoning

Account Number02440463
Street Address11723 SPLIT TREE CIR
CityPOTOMAC
StateMD
Zip20854-2892
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR200
Legal DescriptionWINTERSET
Legal SubdivisionWINTERSET
Legal Block1
Legal Lot Number11
JurisdictionMONTGOMERY MD
Township / Civil Division10
Census Block Group3
Census Block3012
Census Tract706007

Owner

Source: Montgomery County records, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address11723 SPLIT TREE CIR, POTOMAC, MD 20854-2892
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jan 26, 2019Deed of Trust, Mortgage · Line of Credit
BANK OF AMERICA
Sep 30, 2017Deed of Trust, Mortgage · Line of Credit
BANK OF AMERICA

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMar 26, 2001 · Amount on Record
Deed SaleMar 26, 2001 · Amount on Record
Prior SaleJun 5, 1998 · Amount on Record
Deed Document Number2001204126
Deed Book / Page18929 / 403
Record UpdatedSep 20, 2026

January 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONTGOMERY MD
Property Address11723 SPLIT TREE CIR, POTOMAC, MD 20854-2892
Document Number0572750221
Instrument DateJan 26, 2019
Transaction TypeMortgage
Record UpdatedMar 20, 2019
Title CompanyAMERICAN TITLE COMPANY, AMERICAN TITLE INC-OMAHA

Transferred To (Grantee/Buyer)

NameVerified Name
Address11723 SPLIT TREE CIR POTOMAC MD 208542892, POTOMAC, MD 20854-2892

Mortgage

Document Number0572750221
DateMar 6, 2019
Book Page057275/000221
Lender
NameBANK OF AMERICA
TypeBank
AddressCHARLOTTE, NC 28255
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueMar 5, 2049
Interest
Rate TypeAdjustable Rate

September 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONTGOMERY MD
Property Address11723 SPLIT TREE CIR, POTOMAC, MD 20854-2892
Document Number0552060126
Instrument DateSep 30, 2017
Transaction TypeMortgage
Record UpdatedAug 27, 2018

Transferred To (Grantee/Buyer)

NameVerified Name
Address11723 SPLIT TREE CIR POTOMAC MD 208542892, POTOMAC, MD 20854-2892

Mortgage

Document Number0552060126
DateNov 9, 2017
Book Page055206/000126
Lender
NameBANK OF AMERICA
TypeBank
AddressCHARLOTTE, NC 28255
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueNov 8, 2047
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Montgomery County assessment roll, as of August 17, 2026

Property Jurisdictions

TypeName
StateMaryland
CountyMontgomery County
Unified School DistrictMontgomery County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$1,240,900 (+6.73%)$1,397,500 (+20.2%) Land $462,500 Building $935,000
2025$13,386.00 (+21.14%)$1,162,600 (+9.2%) Land $462,500 Building $700,100$1,162,600 (-) Land $462,500 Building $700,100
2023$1,064,667$1,162,600 Land $462,500 Building $700,100
2022$11,050.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies6 in force
Nearby Flood Claims4 (2019–2022)
Claims Outside the SFHA4 of 4
Most Recent ClaimMay 2022

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemWASHINGTON SUBURBAN SANITARY COMMISSION
serves 1,900,000 people · EPA ID MD0150005
Water SourceSurface water
Last State InspectionMay 2025
LeadUnder 1 ppb (2018–2020)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 343 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Verizon
Fiber
2,300 / 2,300
Xfinity
Cable
2,000 / 250
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless
100 / 20

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