11710 Rustic Ridge Ct, Sparks, NV 89441 Property Records

Washoe County property record for 11710 Rustic Ridge Ct, Sparks, NV 89441

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,762 sqft · built 2017
Lot Size	0.452 acres (19,691 sqft)
Owner	2 Individual Names on Record
Last Sale	$545,000 (Jul 2018)
Tax Bill	$4,371 (2025)
Deeds & Mortgages	Sep 2026 Line of Credit Jun 2021 Mortgage + 6 more
Flood Zone	Zone X (minimal risk)
APN	`534-642-12`

Property Details

APN / Parcel Number

Primary APN	`534-642-12`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Plumbing Fixtures	15 Plumbing Fixtures
Stories	1 Story
Building Area	2,762 sqft Living Area
Gross Area	3,674 sqft
1st Floor Area	2,762 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2017
Exterior Material	Combination
Construction Type	Frame
Foundation Type	Slab (Mat/Raft)
Roof Material	Composition Shingle
Lot Area	19,691 sqft (0.452 acres)
Garage Type	Attached
Garage Area	792 sqft
Parking Spaces	3 Parking Spaces
Porch	Covered Concrete/Masonry Porch
Porch Area	260 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	11710 RUSTIC RIDGE CT
City	SPARKS
State	NV
Zip	89441-7901
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	LDS
Legal Description	DONOVAN RANCH PHASE 4 LOT 413
Legal Range	20E
Legal Township	21N
Legal Section	24
Legal Subdivision	DONOVAN RANCH PHASE 4
Legal Lot Number	413
Jurisdiction	WASHOE NV
Township / Civil Division	WARM SPRINGS-TRUCKEE CANYON
Census Block Group	2
Census Block	2026
Census Tract	3516

Owner

Source: Washoe County records, as of September 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	11710 RUSTIC RIDGE CT, SPARKS, NV 89441-7901
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Sep 9, 2026	Deed of Trust, Mortgage · Line of Credit GUILD MORTGAGE COMPANY
Jun 7, 2021	Deed of Trust, Mortgage · VA Mortgage GUILD MORTGAGE CO
Jul 21, 2023	Deed of Trust, Mortgage · Line of Credit HOMETRUST BANK
Sep 27, 2024	Deed of Trust, Mortgage · Conventional Mortgage GUILD MORTGAGE CO
Jul 29, 2019	Deed of Trust, Mortgage · VA Mortgage GUILD MORTGAGE CO
Sep 24, 2020	Deed of Trust, Mortgage · Conventional Mortgage GUILD MORTGAGE CO
Jul 5, 2018	Bargain and Sale Deed, Transfer · VA Mortgage GUILD MORTGAGE CO
Nov 9, 2017	Deed, Transfer · Conventional Mortgage TICOR TITLE RENO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 5, 2018 · Amount on Record
Deed Sale	Jul 5, 2018 · Amount on Record
Prior Sale	Nov 9, 2017 · Amount on Record
Deed Document Number	20184829120
Record Updated	Oct 29, 2026

September 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WASHOE NV
Recording Date	Sep 9, 2026
Property Address	11710 RUSTIC RIDGE CT, SPARKS, NV 89441-7901
Document Number	0005650466
Instrument Date	Sep 1, 2026
Instrument	20265650466
Transaction Type	Mortgage
Record Updated	Sep 28, 2026
Title Company	TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11710 RUSTIC RIDGE CT, SPARKS, NV 89441-7901

Mortgage

Document Number	0005650466,
Date	Sep 9, 2026
Instrument	20265650466

Lender

Name	GUILD MORTGAGE COMPANY

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Sep 29, 2056

Interest

Max Rate	-1%

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WASHOE NV
Property Address	11710 RUSTIC RIDGE CT, SPARKS, NV 89441-7901
Transaction Type	Mortgage
Record Updated	Jan 9, 2026
Title Company	SIGNATURE TITLE, SIGNATURE TITLE RENO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0005189451
Date	Jun 7, 2021
Instrument	5189451

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company
Address	SAN DIEGO, CA 92111

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2051

July 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WASHOE NV
Property Address	11710 RUSTIC RIDGE CT, SPARKS, NV 89441-7901
Transaction Type	Mortgage
Record Updated	Jan 9, 2026
Title Company	STEWART TITLE, STEWART TITLE COMPANY NV

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11710 RUSTIC RIDGE CT, SPANISH SPRINGS, NV 89441-7901

Mortgage

Document Number	0005394051
Date	Jul 21, 2023
Instrument	5394051

Lender

Name	HOMETRUST BANK
Type	Bank
Address	ASHEVILLE, NC 28802

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WASHOE NV
Property Address	11710 RUSTIC RIDGE CT, SPARKS, NV 89441-7901
Transaction Type	Mortgage
Record Updated	Jan 9, 2026
Title Company	CORE TITLE GROUP LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0005487560
Date	Sep 27, 2024
Instrument	5487560

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company
Address	SAN DIEGO, CA 92111

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2054

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WASHOE NV
Property Address	11710 RUSTIC RIDGE CT, SPARKS, NV 89441-7901
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	WESTERN TITLE COMPANY LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0004934876
Date	Jul 29, 2019
Instrument	4934876

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company
Address	SAN DIEGO, CA 92111

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2049

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WASHOE NV
Property Address	11710 RUSTIC RIDGE CT, SPARKS, NV 89441-7901
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	SIGNATURE TITLE ZEPHYR COVE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0005080879
Date	Sep 24, 2020
Instrument	5080879

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company
Address	SAN DIEGO, CA 92111

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2050

July 2018: Bargain and Sale Deed, Transfer

Document Type	Bargain and Sale Deed
Jurisdiction	WASHOE NV
Recording Date	Jul 5, 2018
Property Address	11710 RUSTIC RIDGE CT, SPARKS, NV 89441-7901
Document Number	0004829120
Map Reference	MAP5178 FILE4629768
Instrument Date	Jul 2, 2018
Instrument	4829120
Transaction Type	Transfer
Record Updated	Feb 10, 2022
Title Company	TICOR TITLE RENO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,234.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	11710 RUSTIC RIDGE CT, SPARKS, NV 89441-7901

Mortgage

Document Number	0004829121
Date	Jul 5, 2018
Instrument	4829121

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company
Address	SAN DIEGO, CA 92111

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2048

November 2017: Deed, Transfer

Document Type	Deed
Jurisdiction	WASHOE NV
Recording Date	Nov 9, 2017
Property Address	11710 RUSTIC RIDGE CT, SPARKS, NV 89441-7901
Document Number	0004762112
Map Reference	MAP5178 FILE4629768
Instrument Date	Nov 6, 2017
Instrument	4762112
Transaction Type	Transfer
Record Updated	Feb 6, 2021
Title Company	TICOR TITLE RENO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,845.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11710 RUSTIC RIDGE CT, SPARKS, NV 89441

Mortgage

Document Number	, 4762113
Date	Nov 9, 2017
Instrument	4762113

Lender

Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2047

Tax Assessment & Valuation

Source: Washoe County assessment roll, as of December 10, 2025

Property Jurisdictions

Type	Name
State	Nevada
County	Washoe County
Unified School District	Washoe County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$215,193 (-0.28%) Land $53,480 Building $161,713
2025	$4,371.00 (-20.56%)	$215,796 (+6.38%) Land $52,395 Building $163,401	$616,559 (+6.38%) Land $149,700 Building $466,859
2023	$5,502.00	$202,853 Land $48,755 Building $154,098	$579,579 (+23.95%) Land $139,300 Building $440,279
2021			$467,608 Land $106,200 Building $361,408

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 17, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	8 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Extreme above 95% of the US · above 86% of Nevada
Wildfire Likelihood	2% annual chance
Exposure	Direct burnable vegetation

Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GREAT BASIN WATER CO SPANISH SPRINGS private · serves 1,450 people · EPA ID NV0001086
Water Source	Groundwater
Last State Inspection	May 2023
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Nitrate resolved · Oct 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 102 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
AT&T Fiber	1,000 / 1,000
Net NV Fixed Wireless	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Hot Spot Broadband Fixed Wireless	100 / 50

Cell Coverage

5G (outdoors only) and 4G LTE

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