11720 Gopher Dr, Missoula, MT 59808 Property Records

Missoula County property record for 11720 Gopher Dr, Missoula, MT 59808

Property Summary

Property Type	Single Family Home
Details	6 bd · 4 ba · 2,600 sqft · built 1995
Lot Size	2.96 acres (128,938 sqft)
Owner	2 Individual Names on File
Last Sale	$433,000 (Jun 2018)
Tax Bill	$4,410 (2025)
Deeds & Mortgages	Mar 2026 Mortgage Jun 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`R0489145`

Property Details

APN / Parcel Number

Primary APN	`R0489145`
Alternative APNs	`04-2325-10-4-01-17-0000` `0005820431` `5820431`

Interior

Bedrooms	6 Beds
Full Baths	4 Baths
Plumbing Fixtures	12 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,600 sqft Living Area
Gross Area	3,548 sqft
1st Floor Area	1,400 sqft
Basement Area	1,400 sqft
Finished Basement	1,200 sqft
Unfinished Basement	200 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1995
Effective Year Built	Effective 2017
Architectural Style	Conventional
Exterior Material	Combination
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	128,938 sqft
View / Lot	Rural
Garage Type	Attached
Garage Area	648 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Enclosed Frame Porch
Porch Area	316 sqft
Deck Area	267 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	0005820431
Street Address	11720 GOPHER DR
City	MISSOULA
State	MT
Zip	59808-9693
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	S10, T14 N, R20 W, C.O.S. 4539, PARCEL 9Y, IN W2 SE4
Legal Subdivision	CERTIFICATE/SURV 4539 09-Y
Legal Tract	9Y
Legal Block	2
Legal Lot Number	9Y
Jurisdiction	MISSOULA MT
Township / Civil Division	FRENCHTOWN-WYE
Census Block Group	2
Census Block	2034
Census Tract	1601

Owner

11720 Gopher Dr is owned and occupied by two individuals who bought it in June 2018.

Source: Missoula County records, as of September 18, 2026

Owner of Record	2 Individual Names on File
Mailing Address	11720 GOPHER DR, MISSOULA, MT 59808-9693
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 31, 2026	Deed of Trust, Mortgage · Conventional Mortgage FLYHOMES MORTGAGE LLC
Jun 21, 2018	Warranty Deed, Transfer STEARNS LNDG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 21, 2018 · Amount on File
Deed Sale	Jun 21, 2018 · Amount on File
Prior Sale	Mar 22, 2018
Deed Document Number	201810152
Deed Book / Page	998 / 568
Prior Transfer Date	Dec 16, 2013
Prior Transfer Doc	0009230556
Record Updated	Oct 29, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MISSOULA MT
Property Address	11720 GOPHER DR, MISSOULA, MT 59808-9693
Transaction Type	Mortgage
Record Updated	Apr 13, 2026
Title Company	FITCO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11720 GOPHER DR, MISSOULA, MT 59808-9693

Mortgage

Document Number	0011260659
Date	Mar 31, 2026
Book Page	1126/659
Instrument	202604596

Lender

Name	FLYHOMES MORTGAGE LLC
Type	Mortgage Company
Address	BELLEVUE, WA 98005

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	12 Months
Due	Mar 1, 2027

June 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MISSOULA MT
Recording Date	Jun 21, 2018
Property Address	11720 GOPHER DR, MISSOULA, MT 59808-9693
Document Number	0009980568
Book / Page	000998 / 000568
Instrument Date	Jun 20, 2018
Instrument	10152
Transaction Type	Transfer
Record Updated	Jul 5, 2018
Title Company	FIRST AMERICAN TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	11720 GOPHER DR MISSOULA MT 598089693, MISSOULA, MT 59808-9693

Mortgage

Document Number	9980569
Date	Jun 21, 2018
Book Page	000998/000569
Instrument	10153

Lender

Name	STEARNS LNDG
Address	SANTA ANA, CA 92707-8788

Agreement

Amount	Amount on Record
Term	360 Months
Due	Jun 20, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 11720 Gopher Dr was $4,410, down 7.7% from the year before.

Source: Missoula County assessment roll, as of September 15, 2026

Property Jurisdictions

Type	Name
State	Montana
County	Missoula County
Unified School District	Frenchtown K-12 Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$704,900 (-) Land $189,356 Building $515,544	$704,900 (-) Land $189,356 Building $515,544
2025	$4,410.00 (-7.68%)	$704,900 Land $189,356 Building $515,544	$704,900 Land $189,356 Building $515,544
2024	$4,777.00 (-3.48%)
2023	$4,949.00	$579,600	$579,600 Land $101,352 Building $478,248

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 11720 Gopher Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 9, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 11720 Gopher Dr is high, ranking above 70% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 70% of the US · above 50% of Montana
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 34 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CIS Fixed Wireless	1,000 / 1,000

May also be available: AT&T, CenturyLink.

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