1155 Whispering Winds Dr, Arnold, MO 63010 Property Records

Jefferson County property record for 1155 Whispering Winds Dr, Arnold, MO 63010

Property Summary

Property TypeSingle Family Home
Details2 ba · 1,215 sqft · built 1998
Lot Size0.359 acres (15,649 sqft)
Owner2 Individual Names on File
Last Sale$154,600 (Mar 2009)
Tax Bill$1,462 (2024)
Deeds & MortgagesApr 2019 Mortgage
Flood ZoneZone X (minimal risk)
APN018.028.03003001

Property Details

APN / Parcel Number

Primary APN018.028.03003001

Interior

Full Baths2 Baths
Stories1 Story
Building Area1,215 sqft Living Area
1st Floor Area1,215 sqft

Exterior

Year BuiltBuilt 1998
Effective Year BuiltEffective 1998
Construction TypeFrame
Lot Area15,649 sqft (0.359 acres)
Lot Dimensions200 ft deep x 80 ft wide

Exterior Amenities

PorchStoop
Porch Area16 sqft
Deck AreaDeck Area
Patio Area108 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address1155 WHISPERING WINDS DR
CityARNOLD
StateMO
Zip63010-3031
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeCT1
Legal DescriptionCIRCLE VIEW HILLS LOT 35
Legal Range6E
Legal Township43N
Legal Section28
Legal SubdivisionCIRCLE VIEW HILLS
Legal Block2
Legal Lot Number35
JurisdictionJEFFERSON MO
Township / Civil DivisionARNOLD
Census Block Group2
Census Block2000
Census Tract700122

Owner

Source: Jefferson County assessment roll, as of September 29, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address1155 WHISPERING WINDS DR, ARNOLD, MO 63010-3031
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleMar 12, 2009 · Amount on Record
Deed SaleMar 12, 2009 · Amount on Record
Prior SaleSep 20, 2002 · Amount on Record
Deed Document Number200910094
Record UpdatedJun 8, 2026

April 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionJEFFERSON MO
Property Address1155 WHISPERING WINDS DR, ARNOLD, MO 63010-3031
Document Number0000010314
Instrument DateApr 9, 2019
Transaction TypeMortgage
Record UpdatedMay 2, 2019
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address1155 WHISPERING WINDS DR ARNOLD MO 630103031, ARNOLD, MO 63010-3031

Mortgage

Document Number0000010314
DateApr 16, 2019
Instrument10314
Lender
NameCOMMERCE BK
TypeBank
AddressKANSAS CITY, MO 64106
Agreement
AmountAmount Recorded
Term144 Months
DueApr 15, 2031

Tax Assessment & Valuation

Source: Jefferson County assessment roll, as of September 29, 2025

Property Jurisdictions

TypeName
StateMissouri
MunicipalityArnold City
CountyJefferson County
Unified School DistrictFox C-6 School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$22,700 (+8.61%) Land $2,900 Building $19,800$119,100 (-) Land $15,000 Building $104,100
2024$1,462.00 (+0.62%)$119,100 (+8.47%) Land $15,000 Building $104,100
2023$1,453.00$20,900 Land $2,900 Building $18,000$109,800 Land $15,000 Building $94,800

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 10 (0% premium discount)
Nearby Flood Policies6 in force
Nearby Flood Claims10 (1993–2022)
Most Recent ClaimAug 2022 · rainfall accumulation
Claims by Event
  • Severe Storms, Tornadoes, Straight-line Winds, And Flooding, Dec 2015 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 98.2% of Missouri
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemJEFFERSON COUNTY PWSD 1
serves 21,113 people · EPA ID MO6024292
Water SourcePurchased surface water from MO AMERICAN ST LOUIS ST CHARLES COUNTIES
Last State InspectionOct 2023
Lead7 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 447 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL
5,000 / 5,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20

May also be available: Wisper ISP.

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