1172 Ridge Rd, Durango, CO 81303 Property Records

La Plata County property record for 1172 Ridge Rd, Durango, CO 81303

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,763 sqft · built 1994
Lot Size	3.2 acres (139,392 sqft)
Owner	Individual Name on Record
Last Sale	$840,000 (Oct 2026)
Tax Bill	$3,008 (2025)
Deeds & Mortgages	Oct 2026 Sale & Mortgage Jul 2023 Sale & Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`5661-274-08-001`

Property Details

APN / Parcel Number

Primary APN	`5661-274-08-001`
Alternative APN	`R020646`

Interior

Bedrooms	5 Beds
Full Baths	2 Baths
Stories	2 Stories
Building Area	2,763 sqft Living Area
Gross Area	3,247 sqft
Basement Area	977 sqft

Exterior

Year Built	Built 1994
Effective Year Built	Effective 1994
Architectural Style	Contemporary
Lot Area	139,392 sqft (3.2 acres)
Garage Type	Attached
Garage Area	484 sqft
Porch	Slab
Porch Area	192 sqft

Utilities, Heating & Cooling

Heating System	Radiant

Location & Zoning

Account Number	R020646
Street Address	1172 RIDGE RD
City	DURANGO
State	CO
Zip	81303-6456
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SUBDIVISION: KING MOUNTAIN EST BLOCK: 0 LOT: 21 1172 RIDGE RD DURANGO 81303
Legal Subdivision	KING MOUNTAIN EST
Legal Block	3
Legal Lot Number	21
Jurisdiction	LA PLATA CO
Township / Civil Division	DURANGO
Census Block Group	3
Census Block	3000
Census Tract	970701

Owner

Source: La Plata County records, as of October 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1172 RIDGE RD, DURANGO, CO 81303-6456
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 15, 2026	Special Warranty Deed, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC
Jul 3, 2023	Special Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Feb 21, 2023	Deed of Trust, Mortgage · Commercial Mortgage ALPINE BANK
Aug 24, 2021	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Feb 18, 2020	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Jun 26, 2019	Special Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 15, 2026 · Amount on Record
Deed Sale	Oct 15, 2026 · Amount on Record
Prior Sale	Jun 26, 2019 · Amount on Record
Deed Document Number	20261259023
Prior Transfer Date	Jul 16, 2024
Prior Transfer Doc	0001234210
Record Updated	Oct 29, 2026

October 2026: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	LA PLATA CO
Recording Date	Oct 15, 2026
Property Address	1172 RIDGE RD, DURANGO, CO 81303-6456
Document Number	0001259023
Instrument Date	Oct 15, 2026
Instrument	20261259023
Transaction Type	Transfer
Record Updated	Oct 22, 2026
Title Company	DURANGO TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$8,484.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1172 RIDGE RD, DURANGO, CO 81303-6456

Mortgage

Document Number	0001259024,
Date	Oct 15, 2026
Instrument	20261259024

Lender

Name	ROCKET MORTGAGE LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

July 2023: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	LA PLATA CO
Recording Date	Jul 3, 2023
Property Address	1172 RIDGE RD, DURANGO, CO 81303-6456
Document Number	0001223307
Map Reference	DOC 469354
Instrument Date	Jun 23, 2023
Instrument	1223307
Transaction Type	Transfer
Record Updated	Jul 19, 2023
Title Company	COLORADO TITLE AND CLOSING SERVICES, COLORADO TTL & CLOSING SVCS

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$76.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	6007 VICKERY BLVD, DALLAS, TX 75206-6339

Mortgage

Document Number	0001223308
Date	Jul 3, 2023
Instrument	1223308

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2053

February 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LA PLATA CO
Property Address	1172 RIDGE RD, DURANGO, CO 81303-6456
Transaction Type	Mortgage
Record Updated	Mar 1, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1172 RIDGE RD, DURANGO, CO 81303-6456

Mortgage

Document Number	0001219543
Date	Feb 21, 2023
Instrument	1219543

Lender

Name	ALPINE BANK
Type	Bank
Address	RIFLE, CO 81650

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Feb 17, 2043

Interest

Rate Type	Adjustable Rate

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LA PLATA CO
Property Address	1172 RIDGE RD, DURANGO, CO 81303-6456
Transaction Type	Mortgage
Record Updated	Sep 2, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001198031
Date	Aug 24, 2021
Instrument	1198031

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2051

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LA PLATA CO
Property Address	1172 RIDGE RD, DURANGO, CO 81303-6456
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001167947
Date	Feb 18, 2020
Instrument	1167947

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2050

June 2019: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	LA PLATA CO
Recording Date	Jun 26, 2019
Property Address	1172 RIDGE RD, DURANGO, CO 81303-6456
Document Number	0001157999
Map Reference	DOC 469354
Instrument Date	Jun 26, 2019
Instrument	1157999
Transaction Type	Transfer
Record Updated	Mar 22, 2022
Title Company	COLORADO TTL & CLOSING SVCS

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$46.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2906 CEDAR AVENUE, MONTE VISTA, CO 81144

Mortgage

Document Number	0001158000
Date	Jun 26, 2019
Instrument	1158000

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2049

Tax Assessment & Valuation

Source: La Plata County assessment roll, as of July 20, 2026

Property Jurisdictions

Type	Name
State	Colorado
County	La Plata County
Unified School District	Durango School District 9-R (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$54,910 (+0.13%) Land $13,940 Building $40,970	$877,420 (-) Land $222,750 Building $654,670
2025	$3,008.00 (+72.97%)	$54,840 (+32.37%) Land $13,920 Building $40,920	$877,420 (+41.88%) Land $222,750 Building $654,670
2023	$1,739.00 (+29.39%)	$41,430 (+30.82%) Land $8,020 Building $33,410	$618,420 (+35.71%) Land $119,700 Building $498,720
2022	$1,344.00	$31,670 Land $9,060 Building $22,610	$455,690 Land $130,350 Building $325,340

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective April 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (2023)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Aug 2023 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 88% of the US · above 92% of Colorado
Wildfire Likelihood	0.6% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LAKE DURANGO WA private · serves 1,577 people · EPA ID CO0134530
Water Source	Surface water
Last State Inspection	May 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Oct 2018 Turbidity resolved · Oct 2018
Treatment and Procedure	No certified operator Jun 2022
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 43 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Visionary Broadband Fixed Wireless	100 / 20

May also be available: AlignTec, CenturyLink, Verizon.

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