1074 Ridge Rd, Durango, CO 81303 Property Records

La Plata County property record for 1074 Ridge Rd, Durango, CO 81303

Property Summary

Property Type	Single Family Home
Details	4 bd · 1.75 ba · 3,199 sqft · built 1986
Lot Size	3.2 acres (139,392 sqft)
Owner	2 Individual Names on Record
Last Sale	$740,000 (May 2024)
Tax Bill	$2,620 (2025)
Deeds & Mortgages	May 2024 Sale & Mortgage Jul 2020 Mortgage + 5 more
Flood Zone	Zone X (minimal risk)
APN	`5661-274-09-001`

Property Details

APN / Parcel Number

Primary APN	`5661-274-09-001`
Alternative APN	`R020662`

Interior

Bedrooms	4 Beds
Full Baths	1.75 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	3,199 sqft Living Area
Gross Area	3,493 sqft
1st Floor Area	2,261 sqft
Basement Area	938 sqft
Finished Basement	938 sqft

Exterior

Year Built	Built 1986
Effective Year Built	Effective 1986
Architectural Style	Bi-Level
Lot Area	139,392 sqft
Garage Type	Attached
Garage Area	294 sqft
Deck Area	Deck Area
Patio Area	512 sqft

Utilities, Heating & Cooling

Heating System	Hot Water

Location & Zoning

Account Number	R020662
Street Address	1074 RIDGE RD
City	DURANGO
State	CO
Zip	81303-6456
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SUBDIVISION: KING MOUNTAIN EST BLOCK: 0 LOT: 37 RESUB OF RAFTER J 1074 RIDGE RD DURANGO 81303
Legal Subdivision	KING MOUNTAIN EST
Legal Block	3
Legal Lot Number	37
Jurisdiction	LA PLATA CO
Township / Civil Division	DURANGO
Census Block Group	3
Census Block	3005
Census Tract	970701

Owner

Source: La Plata County records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1074 RIDGE RD, DURANGO, CO 81303-6456
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 6, 2024	Special Warranty Deed, Transfer · Conventional Mortgage NATIONSTAR MORTGAGE LLC
Jul 28, 2020	Deed of Trust, Mortgage · Conventional Mortgage ALPINE BANK
Mar 3, 2017	Deed of Trust, Mortgage · Conventional Mortgage ALPINE BANK
Dec 19, 2017	Deed of Trust, Mortgage · Commercial Mortgage ALPINE BANK
Jul 8, 2020	Loan Modification, Mortgage NOT AVAILABLE
Jul 8, 2020	Loan Modification, Mortgage · Conventional Mortgage ALPINE BK
Jul 8, 2020	Loan Modification, Mortgage · Conventional Mortgage ALPINE BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 6, 2024 · Amount on Record
Deed Sale	May 6, 2024 · Amount on Record
Prior Sale	Oct 3, 2013 · Amount on Record
Deed Document Number	20241231966
Record Updated	Oct 29, 2026

May 2024: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	LA PLATA CO
Recording Date	May 6, 2024
Property Address	1074 RIDGE RD, DURANGO, CO 81303-6456
Document Number	0001231966
Map Reference	DOC 469354
Instrument Date	May 6, 2024
Instrument	1231966
Transaction Type	Transfer
Record Updated	May 15, 2024
Title Company	T TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$74.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1074 RIDGE RD, DURANGO, CO 81303-6456
Investor	Possibly a Property Investor

Mortgage

Document Number	0001231967
Date	May 6, 2024
Instrument	1231967

Lender

Name	NATIONSTAR MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2054

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LA PLATA CO
Property Address	1074 RIDGE RD, DURANGO, CO 81303-6456
Transaction Type	Mortgage
Record Updated	Feb 7, 2021
Title Company	COLORADO TITLE & CLOSING SER

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001174776
Date	Jul 28, 2020
Instrument	1174776

Lender

Name	ALPINE BANK
Type	Bank
Address	RIFLE, CO 81650

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2050

March 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LA PLATA CO
Property Address	1074 RIDGE RD, DURANGO, CO 81303-6456
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001125227
Date	Mar 3, 2017
Instrument	1125227

Lender

Name	ALPINE BANK
Type	Bank
Address	RIFLE, CO 81650

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2047

December 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LA PLATA CO
Property Address	1074 RIDGE RD, DURANGO, CO 81303-6456
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001137459
Date	Dec 19, 2017
Instrument	1137459

Lender

Name	ALPINE BANK
Type	Bank
Address	RIFLE, CO 81650

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	LA PLATA CO
Property Address	1074 RIDGE RD, DURANGO, CO 81303-6456
Document Number	0001175175
Instrument Date	Jul 8, 2020
Transaction Type	Mortgage
Record Updated	Aug 21, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1074 RIDGE RD DURANGO CO 813036456, DURANGO, CO 81303-6456

July 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	LA PLATA CO
Property Address	1074 RIDGE RD, DURANGO, CO 81303-6456
Document Number	0001174775
Instrument Date	Jul 8, 2020
Transaction Type	Mortgage
Record Updated	Aug 11, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1074 RIDGE RD DURANGO CO 813036456, DURANGO, CO 81303-6456

Mortgage

Document Number	0001174775
Date	Jul 28, 2020
Instrument	1174775

Lender

Name	ALPINE BK
Type	Bank
Address	RIFLE, CO 81650

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

July 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	LA PLATA CO
Property Address	1074 RIDGE RD, DURANGO, CO 81303-6456
Document Number	0001175174
Instrument Date	Jul 8, 2020
Transaction Type	Mortgage
Record Updated	Aug 21, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1074 RIDGE RD DURANGO CO 813036456, DURANGO, CO 81303-6456

Mortgage

Document Number	0001175174
Date	Aug 4, 2020
Instrument	1175174

Lender

Name	ALPINE BK
Type	Bank
Address	RIFLE, CO 81650

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: La Plata County assessment roll, as of July 20, 2026

Property Jurisdictions

Type	Name
State	Colorado
County	La Plata County
Unified School District	Durango School District 9-R (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$47,190 (-1.17%) Land $13,450 Building $33,740	$763,930 (-) Land $217,690 Building $546,240
2025	$2,620.00 (+136.68%)	$47,750 (+81.01%) Land $13,610 Building $34,140	$763,930 (+93.99%) Land $217,690 Building $546,240
2023	$1,107.00 (+17.39%)	$26,380 (+18.67%) Land $7,490 Building $18,890	$393,790 (+23.08%) Land $111,780 Building $282,010
2022	$943.00	$22,230 Land $8,850 Building $13,380	$319,950 Land $127,390 Building $192,560

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective April 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (2023)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Aug 2023 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 85% of the US · above 88% of Colorado
Wildfire Likelihood	0.6% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LAKE DURANGO WA private · serves 1,577 people · EPA ID CO0134530
Water Source	Surface water
Last State Inspection	May 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Oct 2018 Turbidity resolved · Oct 2018
Treatment and Procedure	No certified operator Jun 2022
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 43 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Visionary Broadband Fixed Wireless	100 / 20

May also be available: AlignTec, CenturyLink, Verizon.

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