1172 Panama St, Memphis, TN 38122 Property Records

Shelby County property record for 1172 Panama St, Memphis, TN 38122

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,304 sqft · built 1955
Lot Size	0.168 acres (7,314 sqft)
Owner	Individual Name on Record
Last Sale	$60,000 (Aug 2023)
Tax Bill	$637 (2025)
Deeds & Mortgages	Jan 2024 Mortgage Aug 2023 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`04-3059-0-0038`

Property Details

APN / Parcel Number

Primary APN	`04-3059-0-0038`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,304 sqft Living Area
1st Floor Area	1,304 sqft

Exterior

Year Built	Built 1955
Effective Year Built	Effective 2005
Architectural Style	Traditional
Exterior Material	Brick Veneer
Foundation Type	No Foundation
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	7,314 sqft (0.168 acres)
Lot Dimensions	106 ft deep x 69 ft wide
Porch	Open Porch
Patio Area	16 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Street Address	1172 PANAMA ST
City	MEMPHIS
State	TN
Zip	38122-2033
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RU-1
Legal Description	ES PANAMA
Legal Subdivision	NATIONAL MACON
Legal Lot Number	17
Jurisdiction	SHELBY TN
Township / Civil Division	7
Census Block Group	2
Census Block	2012
Census Tract	1100

Owner

Source: Shelby County records, as of June 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1773 TUTWILER AVE, MEMPHIS, TN 38107-4539
Owner Type	Individual
Vesting	Surviving Spouse

Deeds, Mortgages & Sale History

Date	Document
Jan 19, 2024	Deed of Trust, Mortgage · Conventional Mortgage HOMEXPRESS MORTGAGE CORP
Aug 2, 2023	Warranty Deed, Transfer · Stand-Alone First Mortgage CRESTCORE FINANCIAL LLC
Aug 9, 2022	Deed of Trust, Mortgage ASPEN EQUITY FUND LLC
Sep 5, 2018	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 2, 2023 · Amount on Record
Deed Sale	Aug 2, 2023 · Amount on Record
Prior Sale	Feb 1, 2016 · Amount on Record
Deed Document Number	202363928
Prior Transfer Date	Jul 8, 2002
Prior Transfer Doc	0000112157
Record Updated	Sep 20, 2026

January 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SHELBY TN
Property Address	1172 PANAMA ST, MEMPHIS, TN 38122
Transaction Type	Mortgage
Record Updated	Jan 26, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1173 PANAMA ST, MEMPHIS, TN 38122

Mortgage

Document Number	0024004746
Date	Jan 19, 2024
Instrument	24004746

Lender

Name	HOMEXPRESS MORTGAGE CORP
Type	Mortgage Company
Address	SANTA ANA, CA 92705

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2054

August 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SHELBY TN
Recording Date	Aug 2, 2023
Property Address	1172 PANAMA ST, MEMPHIS, TN 38122
Document Number	0023063928
Map Reference	MB 12 PG 22
Instrument Date	Jul 28, 2023
Instrument	23063928
Transaction Type	Transfer
Record Updated	Aug 9, 2023
Title Company	SADDLE CREEK TITLE LLC

Transaction

Amount	Amount Recorded
Tax	$222.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1773 TUTWILER AVE, MEMPHIS, TN 38107-4539

Mortgage

Document Number	0023063929
Date	Aug 2, 2023
Instrument	23063929

Lender

Name	CRESTCORE FINANCIAL LLC

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	6 Months
Due	Feb 10, 2024

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SHELBY TN
Property Address	1172 PANAMA ST, MEMPHIS, TN 38122
Transaction Type	Mortgage
Record Updated	Aug 15, 2022
Title Company	SADDLE CREEK TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0022088908
Date	Aug 9, 2022
Instrument	22088908

Lender

Name	ASPEN EQUITY FUND LLC

Agreement

Amount	Amount Recorded

September 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SHELBY TN
Recording Date	Sep 5, 2018
Property Address	1172 PANAMA ST, MEMPHIS, TN 38122
Document Number	0000090594
Instrument Date	Jun 26, 2018
Instrument	90594
Transaction Type	Transfer
Record Updated	Sep 17, 2018

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	21 SHADY LN MEMPHIS TN 38106, MEMPHIS, TN 38106

Tax Assessment & Valuation

Source: Shelby County assessment roll, as of June 2, 2026

Property Jurisdictions

Type	Name
State	Tennessee
County	Shelby County
Municipality	Memphis City
Unified School District	Shelby County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$637.00 (+15.4%)	$23,700 (+161.16%) Land $2,750 Building $20,950	$94,800 (+161.16%) Land $11,000 Building $83,800
2023		$9,075 Land $1,125 Building $7,950
2022	$552.00
2021			$36,300 Land $4,500 Building $31,800

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 4, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.8% of Tennessee
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MEMPHIS LIGHT, GAS, & WATER serves 659,500 people · EPA ID TN0000450
Water Source	Groundwater
Last State Inspection	Apr 2024
Lead	5 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 424 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Ting.

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