1148 Panama St, Memphis, TN 38122 Property Records

Shelby County property record for 1148 Panama St, Memphis, TN 38122

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,380 sqft · built 1955
Lot Size	0.189 acres (8,246 sqft)
Owner	Company Name on Record
Last Sale	$79,000 (Aug 2022)
Tax Bill	$952 (2025)
Deeds & Mortgages	Jun 2023 Mortgage Aug 2022 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`04-3059-0-0034`

Property Details

APN / Parcel Number

Primary APN	`04-3059-0-0034`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,380 sqft Living Area
1st Floor Area	1,380 sqft

Exterior

Year Built	Built 1955
Effective Year Built	Effective 2000
Architectural Style	Traditional
Exterior Material	Brick Veneer
Foundation Type	Raised
Roof Material	Composition Shingle
Lot Area	8,246 sqft (0.189 acres)
Lot Dimensions	133 ft deep x 62 ft wide
Porch	Open Porch
Porch Area	24 sqft
Patio Area	24 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Street Address	1148 PANAMA ST
City	MEMPHIS
State	TN
Zip	38122-2033
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RU-1
Legal Description	ES PANAMA
Legal Subdivision	NATIONAL MACON
Legal Lot Number	21
Jurisdiction	SHELBY TN
Township / Civil Division	7
Census Block Group	2
Census Block	2012
Census Tract	1100

Owner

Source: Shelby County records, as of June 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	8217 ADOREE ST, DOWNEY, CA 90242-4205
Owner Type	Company
Vesting	Limited Liability Partnership

Deeds, Mortgages & Sale History

Date	Document
Jun 23, 2023	Deed of Trust, Mortgage · Conventional Mortgage GRIFFIN FUNDING INC
Aug 25, 2022	Warranty Deed, Transfer · Commercial Mortgage AVALON CAPITAL THRIFT AND LOAN LLC
Oct 21, 2021	Warranty Deed, Transfer · Stand-Alone First Mortgage AVALOU CAPITAL LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 25, 2022 · Amount on Record
Deed Sale	Aug 25, 2022 · Amount on Record
Prior Sale	Oct 21, 2021 · Amount on Record
Deed Document Number	202295970
Record Updated	Oct 29, 2026

June 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SHELBY TN
Property Address	1148 PANAMA ST, MEMPHIS, TN 38122-2033
Transaction Type	Mortgage
Record Updated	Jul 11, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0023052007
Date	Jun 23, 2023
Instrument	23052007

Lender

Name	GRIFFIN FUNDING INC
Type	Mortgage Company
Address	SAN DIEGO, CA 92101

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2053

August 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SHELBY TN
Recording Date	Aug 25, 2022
Property Address	1148 PANAMA ST, MEMPHIS, TN 38122-2033
Document Number	0022095970
Map Reference	MB 12 PG 22
Instrument Date	Aug 19, 2022
Instrument	22095970
Transaction Type	Transfer
Record Updated	Aug 31, 2022
Title Company	HOME SECURITY TITLE, HOME SURETY TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$292.30
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8217 ADOREE ST, DOWNEY, CA 90242-4205

Mortgage

Document Number	0022095971
Date	Aug 25, 2022
Instrument	22095971

Lender

Name	AVALON CAPITAL THRIFT AND LOAN LLC

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

October 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SHELBY TN
Recording Date	Oct 21, 2021
Property Address	1148 PANAMA ST, MEMPHIS, TN 38122-2033
Document Number	0010132702
Map Reference	MB 12 PG 22
Instrument Date	Oct 7, 2021
Instrument	10132702
Transaction Type	Transfer
Record Updated	Oct 27, 2021

Transaction

Amount	Amount Recorded
Tax	$103.60
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1200 SYCAMORE VIEW RD STE 201, 201, MEMPHIS, TN 38134-7658

Mortgage

Document Number	0021132703
Date	Oct 21, 2021
Instrument	21132703

Lender

Name	AVALOU CAPITAL LLC
Type	Non-Lending Institution

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Shelby County assessment roll, as of June 2, 2026

Property Jurisdictions

Type	Name
State	Tennessee
County	Shelby County
Municipality	Memphis City
Unified School District	Shelby County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$952.00	$35,425 (+274.87%) Land $2,750 Building $32,675	$141,700 (+274.87%) Land $11,000 Building $130,700
2023		$9,450 Land $1,125 Building $8,325
2022	$575.00
2021			$37,800 Land $4,500 Building $33,300

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 4, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.8% of Tennessee
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MEMPHIS LIGHT, GAS, & WATER serves 659,500 people · EPA ID TN0000450
Water Source	Groundwater
Last State Inspection	Apr 2024
Lead	5 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 424 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Ting.

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