1172 E Chicago Ave, Naperville, IL 60540 Property Records

DuPage County property record for 1172 E Chicago Ave, Naperville, IL 60540

Property Summary

Property Type	Single Family Home
Details	1.5 ba · 1,994 sqft · built 1958
Lot Size	0.88 acres (38,333 sqft)
Owner	2 Individual Names on Record
Last Sale	$490,000 (Feb 2020)
Tax Bill	$9,546 (2025)
Deeds & Mortgages	Dec 2025 Line of Credit Feb 2020 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`08-17-302-061`

Property Details

APN / Parcel Number

Primary APN	`08-17-302-061`

Interior

Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,994 sqft Living Area
Gross Area	2,750 sqft
1st Floor Area	1,994 sqft
Basement Area	756 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1958
Effective Year Built	Effective 1958
Architectural Style	Ranch
Exterior Material	Wood Siding
Lot Area	38,333 sqft (0.88 acres)
Garage Area	567 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	HVAC

Location & Zoning

Street Address	1172 E CHICAGO AVE
City	NAPERVILLE
State	IL
Zip	60540-5610
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R
Legal Description	HOWARD KELMS PLAT OF SURVEY /EX NLY 50 FT FOR RD/ TRACT 2
Legal Subdivision	HOWARD KELMS PLAT
Legal Tract	2
Jurisdiction	DU PAGE IL
Township / Civil Division	LISLE
Census Block Group	1
Census Block	1001
Census Tract	846208

Owner

Source: DuPage County records, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1172 E CHICAGO AVE, NAPERVILLE, IL 60540-5610
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 10, 2025	Deed of Trust, Mortgage · Line of Credit FIFTH THIRD BANK NA
Feb 14, 2020	Warranty Deed, Transfer · Conventional with PMI QUICKEN LNS
Mar 29, 2019	Deed of Trust, Mortgage NUMARK CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 14, 2020 · Amount on Record
Deed Sale	Feb 14, 2020 · Amount on Record
Prior Sale	May 10, 2004 · Amount on Record
Deed Document Number	202015646
Record Updated	Sep 20, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DU PAGE IL
Property Address	1172 E CHICAGO AVE, NAPERVILLE, IL 60540-5610
Transaction Type	Mortgage
Record Updated	Dec 30, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1172 E CHICAGO AVE, NAPERVILLE, IL 60540-5610

Mortgage

Document Number	0000079651
Date	Dec 10, 2025
Instrument	R2025-079651

Lender

Name	FIFTH THIRD BANK NA
Type	Bank
Address	GRAND RAPIDS, MI 49546

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	359 Months
Due	Nov 25, 2055

February 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DU PAGE IL
Recording Date	Feb 14, 2020
Property Address	1172 E CHICAGO AVE, NAPERVILLE, IL 60540-5610
Document Number	0000015646
Instrument Date	Feb 4, 2020
Instrument	15646
Transaction Type	Transfer
Record Updated	Mar 11, 2020
Title Company	CARRINGTON TITLE PARTNERS LLC, CARRINGTON TITLE PTRS LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$735.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	1172 E CHICAGO AVE NAPERVILLE IL 605405610, NAPERVILLE, IL 60540-5610

Mortgage

Document Number	15647
Date	Feb 14, 2020
Instrument	15647

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Feb 13, 2050

March 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DU PAGE IL
Property Address	1172 E CHICAGO AVE, NAPERVILLE, IL 60540-5610
Document Number	0000028090
Instrument Date	Mar 29, 2019
Transaction Type	Mortgage
Record Updated	May 3, 2019
Title Company	CARRINGTON TITLE PARTNERS LLC, CARRINGTON TITLE PTRS LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	1172 E CHICAGO AVE NAPERVILLE IL 605405610, NAPERVILLE, IL 60540-5610

Mortgage

Document Number	0000028090
Date	Apr 16, 2019
Instrument	28090

Lender

Name	NUMARK CU
Type	Credit Union
Address	CREST HILL, IL 60403

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Apr 15, 2049

Interest

Rate Type	Fixed Rate
Rate	5%

Tax Assessment & Valuation

Source: DuPage County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	DuPage County
County Subdivision	Lisle Township
Municipality	Naperville City
Unified School District	Naperville Community Unit District 203 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$9,546.00 (+17.71%)	$171,584 (+30.66%) Land $84,002 Building $87,582	$514,752 (+30.66%) Land $252,006 Building $262,746
2022	$8,110.00 Homeowner's exemption	$131,320 Land $64,330 Building $66,990	$393,960 Land $192,990 Building $200,970

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 1, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	2 (1982–1983)
Most Recent Claim	Jul 1983 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NAPERVILLE serves 156,406 people · EPA ID IL0434670
Water Source	Purchased surface water from DU PAGE WATER COMMISSION
Last State Inspection	Sep 2025
Lead	6 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	15 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 135 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Astound Broadband Cable	1,500 / 50
T-Mobile Fixed Wireless	100 / 20
AT&T DSL	100 / 20

May also be available: Verizon.

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