1172 Ave Saint Germain, Covington, LA 70433 Property Records

St. Tammany Parish property record for 1172 Ave Saint Germain, Covington, LA 70433

Property Summary

Property Type	Single Family Home
Details	2,743 sqft · built 2014
Owner	Individual Name on File
Last Sale	$397,000 (May 2020)
Tax Bill	$4,237 (2025)
Deeds & Mortgages	Apr 2020 Mortgage Nov 2019 Sale & Mortgage
APN	`107-808-3520`

Property Details

APN / Parcel Number

Primary APN	`107-808-3520`
Alternative APN	`33339`

Interior

Building Area	2,743 sqft Living Area

Exterior

Year Built	Built 2014
Garage Area	462 sqft
Parking Spaces	2 Parking Spaces

Location & Zoning

Old Parcel Number	107-808-3520
Street Address	1172 AVENUE SAINT GERMAIN
City	COVINGTON
State	LA
Zip	70433-6433
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	VERSAILLES LT141 PH5C
Legal Subdivision	VERSAILLES
Legal Phase	5C
Legal Lot Number	141
Jurisdiction	SAINT TAMMANY LA
Township / Civil Division	1
Census Block Group	2
Census Block	2033
Census Tract	40607

Owner

Source: St. Tammany Parish assessment roll, as of October 15, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	1172 AVENUE SAINT GERMAIN, COVINGTON, LA 70433-6433
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 30, 2020	Deed of Trust, Mortgage · Conventional Mortgage KEESLER FCU
Nov 19, 2019	Deed, Transfer · Conventional Mortgage KEESLER FCU

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	May 5, 2020 · Amount on Record
Deed Sale	May 5, 2020 · Amount on Record
Prior Sale	Nov 2, 2015 · Amount on Record
Deed Document Number	2204811
Prior Transfer Date	Nov 19, 2019
Prior Transfer Doc	2183566
Record Updated	Jun 8, 2026

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAINT TAMMANY LA
Property Address	1172 AVENUE SAINT GERMAIN, COVINGTON, LA 70433-6433
Transaction Type	Mortgage
Record Updated	Aug 11, 2023
Title Company	ALLIANCE TITLE, ALLEGIANCE TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0002204047
Date	Apr 30, 2020
Instrument	2204047

Lender

Name	KEESLER FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2050

Interest

Rate Type	Fixed Rate

November 2019: Deed, Transfer

Document Type	Deed
Jurisdiction	SAINT TAMMANY LA
Recording Date	Nov 19, 2019
Property Address	1172 AVENUE SAINT GERMAIN, COVINGTON, LA 70433-6433
Document Number	0002183566
Map Reference	MAP 4431
Instrument Date	Nov 15, 2019
Instrument	2183566
Transaction Type	Transfer
Record Updated	Aug 11, 2023
Title Company	ALLEGIANCE TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	70152 10TH ST, COVINGTON, LA 70433-5597

Mortgage

Document Number	0002183570
Date	Nov 19, 2019
Instrument	2183570

Lender

Name	KEESLER FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 1, 2049

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: St. Tammany Parish assessment roll, as of October 15, 2025

Property Jurisdictions

Type	Name
State	Louisiana
County	St. Tammany Parish
Unified School District	St. Tammany Parish School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,237.00 (-3.57%) Homeowner's exemption	$43,117 (-) Land $6,000 Building $37,117	$431,166 (-) Land $60,000 Building $371,166
2024	$4,394.00 (+18.6%) Homeowner's exemption	$43,117 (+18.34%) Land $6,000 Building $37,117	$431,166 (+18.34%) Land $60,000 Building $371,166
2023	$3,705.00 Homeowner's exemption	$36,435 (-) Land $6,000 Building $30,435	$364,350 (+5.05%) Land $60,000 Building $304,350
2022	$3,705.00 Homeowner's exemption	$36,435 Land $6,000 Building $30,435	$346,850 Land $42,500 Building $304,350

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Flood Insurance Cost	Premium on Record median of 391 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	391 in force
Nearby Flood Claims	20 (1995–2022)
Claims Outside the SFHA	9 of 20
Most Recent Claim	Jun 2022 · rainfall accumulation
Claims by Event	Hurricane Ida, Aug 2021 · 11 claims Severe Storms And Flooding, Mar 2016 · 2 claims Hurricane Katrina, Aug 2005 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 62% of the US · above 84% of Louisiana
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation at the parcel

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF COVINGTON WATER SUPPLY serves 16,185 people · EPA ID LA1103011
Water Source	Groundwater
Last State Inspection	Mar 2024
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Sanitary survey deficiency not corrected May 2024
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 111 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile USA.

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