St. Tammany Parish property record for 1165 Ave Saint Germain, Covington, LA 70433
| Property Type | Single Family Home |
|---|---|
| Details | 2,881 sqft · built 2013 |
| Owner | 2 Individual Names on Record |
| Last Sale | $366,000 (Apr 2013) |
| Tax Bill | $4,824 (2025) |
| Deeds & Mortgages | Dec 2022 Mortgage |
| APN | 107-808-3566 |
| Primary APN | 107-808-3566 |
|---|---|
| Alternative APN |
|
| Building Area | 2,881 sqft Living Area |
|---|
| Year Built | Built 2013 |
|---|---|
| Garage Area | 564 sqft |
| Parking Spaces | 2 Parking Spaces |
| Old Parcel Number | 107-808-3566 |
|---|---|
| Street Address | 1165 AVENUE SAINT GERMAIN |
| City | COVINGTON |
| State | LA |
| Zip | 70433-6434 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | VERSAILLES LT234 PH5C |
| Legal Subdivision | VERSAILLES |
| Legal Phase | 5C |
| Legal Lot Number | 234 |
| Jurisdiction | SAINT TAMMANY LA |
| Township / Civil Division | 1 |
| Census Block Group | 2 |
| Census Block | 2047 |
| Census Tract | 40607 |
Source: St. Tammany Parish records, as of February 5, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 1165 AVENUE SAINT GERMAIN, COVINGTON, LA 70433-6434 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 2, 2013 · Amount on Record |
| Deed Sale | Apr 2, 2013 · Amount on Record |
| Deed Document Number | 1894591 |
| Prior Transfer Date | Aug 17, 2012 |
| Prior Transfer Doc | 1868819 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAINT TAMMANY LA |
| Property Address | 1165 AVENUE SAINT GERMAIN, COVINGTON, LA 70433-6434 |
| Transaction Type | Mortgage |
| Record Updated | Apr 2, 2024 |
| Name | Verified Name |
|---|
| Document Number | 0002357772 |
|---|---|
| Date | Dec 29, 2022 |
| Instrument | 2357772 |
| Name | HANCOCK WHITNEY BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Nov 21, 2047 |
| Rate Type | Fixed Rate |
|---|
Source: St. Tammany Parish assessment roll, as of October 15, 2025
| Type | Name |
|---|---|
| State | Louisiana |
| County | St. Tammany Parish |
| Unified School District | St. Tammany Parish School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,824.00 (-3.58%) Homeowner's exemption | $48,054 (-) Land $6,000 Building $42,054 | $480,539 (-) Land $60,000 Building $420,539 |
| 2024 | $5,003.00 (+27.76%) Homeowner's exemption | $48,054 (+26.18%) Land $6,000 Building $42,054 | $480,539 (+26.18%) Land $60,000 Building $420,539 |
| 2023 | $3,916.00 Homeowner's exemption | $38,083 (-) Land $6,000 Building $32,083 | $380,830 (+4.82%) Land $60,000 Building $320,830 |
| 2022 | $3,916.00 Homeowner's exemption | $38,083 Land $6,000 Building $32,083 | $363,330 Land $42,500 Building $320,830 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Flood Insurance Cost | Premium on Record median of 391 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 391 in force |
| Nearby Flood Claims | 20 (1995–2022) |
| Claims Outside the SFHA | 9 of 20 |
| Most Recent Claim | Jun 2022 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 59% of the US · above 81% of Louisiana |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF COVINGTON WATER SUPPLY serves 16,185 people · EPA ID LA1103011 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2024 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Sanitary survey deficiency not corrected May 2024 |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 111 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL in parts of the area | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: T-Mobile.
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