1172 11th St, Ramona, CA 92065 Property Records

San Diego County property record for 1172 11th St, Ramona, CA 92065

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,949 sqft · built 1978
Lot Size	0.83 acres (36,155 sqft)
Owner	2 Individual Names on Record
Last Sale	$290,000 (Jun 2014)
Tax Bill	$4,898 (2025)
Deeds & Mortgages	Apr 2026 Line of Credit Jun 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`284-243-12-00`

Property Details

APN / Parcel Number

Primary APN	`284-243-12-00`
Alternative APN	`6680932800`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Building Area	1,949 sqft Living Area

Exterior

Year Built	Built 1978
Effective Year Built	Effective 1978
Lot Area	36,155 sqft (0.83 acres)

Location & Zoning

Old Parcel Number	6680932800
Street Address	1172 11TH ST
City	RAMONA
State	CA
Zip	92065-2847
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RR
Legal Description	PAR 1 TR PM01305
Legal Subdivision	RAMONA
Legal Tract	1305
Legal Block	1
Jurisdiction	SAN DIEGO CA
Township / Civil Division	RAMONA
Census Block Group	1
Census Block	1004
Census Tract	20813

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1172 11TH ST, RAMONA, CA 92065-2847
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Apr 22, 2026	Deed of Trust, Mortgage · Line of Credit SCHOOLSFIRST FEDERAL CREDIT UNION
Jun 29, 2021	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 11, 2014 · Amount on Record
Deed Sale	Jun 11, 2014 · Amount on Record
Prior Sale	Apr 2, 2004 · Amount on Record
Deed Document Number	2014241431
Last Transfer Date	Aug 14, 2015
Transfer Doc	0000449947
Record Updated	Oct 29, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Recording Date	Apr 22, 2026
Property Address	1172 11TH ST, RAMONA, CA 92065-2847
Document Number	0000112203
Instrument Date	Apr 3, 2026
Instrument	2026112203
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants, 205
Address	1172 11TH ST, RAMONA, CA 92065-2847

Mortgage

Document Number	0000112203,
Date	Apr 22, 2026
Instrument	2026112203

Lender

Name	SCHOOLSFIRST FEDERAL CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate	6%
Max Rate	-1%

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	1172 11TH ST, RAMONA, CA 92065-2847
Transaction Type	Mortgage
Record Updated	Jul 8, 2021
Title Company	WFT NATIONAL TITLE, WFG NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1172 11TH ST, RAMONA, CA 92065-2847

Mortgage

Document Number	0000471099
Date	Jun 29, 2021
Instrument	2021-0471099

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Jul 1, 2041

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Unified School District	Ramona City Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$458,175 (+2%) Land $153,498 Building $304,677
2025	$4,898.00 (-1.82%) Homeowner's exemption	$449,192 (+4.04%) Land $150,489 Building $298,703
2024	$4,989.00 (+10.6%)
2023	$4,511.00 (-2.59%) Homeowner's exemption	$431,752 Land $144,647 Building $287,105
2022	$4,631.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 66% of the US · above 40% of California
Wildfire Likelihood	0.3% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	RAMONA MUNICIPAL WD serves 36,455 people · EPA ID CA3710019
Water Source	Purchased surface water from several systems
Last State Inspection	Oct 2022
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 431 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
San Diego Broadband Fixed Wireless	500 / 100

May also be available: AT&T, T-Mobile, Verizon.

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