1125 11th St, Ramona, CA 92065 Property Records

San Diego County property record for 1125 11th St, Ramona, CA 92065

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,837 sqft · built 1973
Lot Size	0.59 acres (25,700 sqft)
Owner	Trust Name on File
Last Sale	$363,500 (May 2014)
Tax Bill	$4,860 (2025)
Deeds & Mortgages	Dec 2021 Line of Credit Jun 2021 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`284-242-20-00`

Property Details

APN / Parcel Number

Primary APN	`284-242-20-00`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Building Area	1,837 sqft Living Area

Exterior

Year Built	Built 1973
Effective Year Built	Effective 1973
Lot Area	25,700 sqft (0.59 acres)
Garage Type	Carport
Carport	Carport
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	1125 11TH ST
City	RAMONA
State	CA
Zip	92065-2846
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RR
Legal Description	BLK 548 NWLY 12 FT OF BLK 552&(EX NWLY 84 FT) TR 000644
Legal Subdivision	RAMONA
Legal Tract	000644
Legal Block	548,5
Jurisdiction	SAN DIEGO CA
Township / Civil Division	RAMONA
Census Block Group	1
Census Block	1005
Census Tract	20813

Owner

1125 11th St is owner-occupied and held in a trust since June 2021.

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Trust Name on File
Mailing Address	1125 11TH ST, RAMONA, CA 92065-2846
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Living Trust

Deeds, Mortgages & Sale History

Date	Document
Dec 20, 2021	Deed of Trust, Mortgage · Line of Credit BANNER BANK
Jun 29, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Jan 4, 2018	Deed of Trust, Mortgage · Conventional Mortgage WEST COAST FUNDING & REAL ESTATE SVCS
Nov 6, 2019	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Jan 23, 2020	Quit Claim Deed, Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 16, 2014 · Amount on File
Deed Sale	May 16, 2014 · Amount on File
Prior Sale	May 17, 2013 · Amount on File
Deed Document Number	2014202364
Last Transfer Date	Jun 23, 2021
Transfer Doc	0000470864
Record Updated	Oct 29, 2026

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	1125 11TH ST, RAMONA, CA 92065-2846
Transaction Type	Mortgage
Record Updated	Dec 30, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1125 11TH ST, RAMONA, CA 92065-2846

Mortgage

Document Number	0000853926
Date	Dec 20, 2021
Instrument	2021-0853926

Lender

Name	BANNER BANK
Type	Bank
Address	ESCONDIDO, CA 92027

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Jun 29, 2021
Property Address	1125 11TH ST, RAMONA, CA 92065-2846
Document Number	0000470864
Map Reference	MAP 644
Instrument Date	Jun 23, 2021
Instrument	2021-0470864
Transaction Type	Transfer
Record Updated	Jun 7, 2023
Title Company	WFG TITLE CO OF CA SAN DIEGO

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	1125 11TH ST, RAMONA, CA 92065-2846

Mortgage

Document Number	0000470865
Date	Jun 29, 2021
Instrument	2021-0470865

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2051

January 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	1125 11TH ST, RAMONA, CA 92065-2846
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	WFG TITLE COMPANY OF CALIFOR

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000004514
Date	Jan 4, 2018
Instrument	2018-0004514

Lender

Name	WEST COAST FUNDING & REAL ESTATE SVCS
Type	Mortgage Company
Address	SAN DIEGO, CA 92108

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2048

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	1125 11TH ST, RAMONA, CA 92065-2846
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	WFG TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000510758
Date	Nov 6, 2019
Instrument	2019-0510758

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2049

January 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Jan 23, 2020
Property Address	1125 11TH ST, RAMONA, CA 92065-2846
Document Number	0000037691
Instrument Date	Jan 23, 2020
Instrument	37691
Transaction Type	Transfer
Record Updated	Feb 7, 2020
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	1125 11TH ST RAMONA CA 920652846, RAMONA, CA 92065-2846

Tax Assessment & Valuation

The 2025 property tax bill for 1125 11th St was $4,860 with a homeowner's exemption.

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Unified School District	Ramona City Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$454,502 (+2%) Land $153,962 Building $300,540
2025	$4,860.00 Homeowner's exemption	$445,592 Land $150,944 Building $294,648
2023	$4,474.00 (-2.63%) Homeowner's exemption	$428,291 Land $145,084 Building $283,207
2022	$4,595.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 1125 11th St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1125 11th St is moderate, ranking above 68% of the US, with a 0.3% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 68% of the US · above 43% of California
Wildfire Likelihood	0.3% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	RAMONA MUNICIPAL WD serves 36,455 people · EPA ID CA3710019
Water Source	Purchased surface water from several systems
Last State Inspection	Oct 2022
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 431 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
San Diego Broadband Fixed Wireless	500 / 100

May also be available: AT&T, T-Mobile, Verizon.

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