11717 Chess Dr, Bridgeton, MO 63044 Property Records

St. Louis County property record for 11717 Chess Dr, Bridgeton, MO 63044

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,064 sqft · built 1973
Lot Size	0.33 acres (14,353 sqft)
Owner	2 Individual Names on File
Last Sale	$172,400 (Jun 2017)
Tax Bill	$3,351 (2025)
Deeds & Mortgages	Jul 2023 Line of Credit Sep 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`11M-12-0638`

Property Details

APN / Parcel Number

Primary APN	`11M-12-0638`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,064 sqft Living Area
Gross Area	1,624 sqft
1st Floor Area	1,064 sqft
Basement Area	542 sqft
Game Room	Game Room

Exterior

Year Built	Built 1973
Effective Year Built	Effective 1973
Architectural Style	Split Foyer
Exterior Material	Brick/Stone
Construction Type	Frame
Foundation Type	Raised
Lot Area	14,353 sqft (0.33 acres)
Lot Dimensions	35 ft deep x 99 ft wide
View / Lot	Cul-De-Sac
Garage Type	Attached
Garage Area	560 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Frame Porch
Porch Area	50 sqft
Deck Area	64 sqft
Patio Area	252 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	11717 CHESS DR
City	BRIDGETON
State	MO
Zip	63044-2114
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	10R-3
Legal Description	ST JAMES ESTATES PLAT 7 LOT 274
Legal Subdivision	ST JAMES ESTATES PLAT 7
Legal Lot Number	274
Jurisdiction	ST LOUIS MO
Township / Civil Division	NORTHWEST
Census Block Group	1
Census Block	1006
Census Tract	213103

Owner

11717 Chess Dr is owned and occupied by two individuals who bought it in June 2017.

Source: St. Louis County records, as of September 29, 2026

Owner of Record	2 Individual Names on File
Mailing Address	11717 CHESS DR, BRIDGETON, MO 63044-2114
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 6, 2023	Deed of Trust, Mortgage · Line of Credit VANTAGE CU
Sep 16, 2021	Deed of Trust, Mortgage · Conventional Mortgage MISSOURI VALLEY FCU
Jun 5, 2017	Warranty Deed, Transfer · FHA Mortgage FIRST INTEGRITY MTG SVCS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 5, 2017 · Amount on File
Deed Sale	Jun 5, 2017 · Amount on File
Prior Sale	Aug 23, 2005 · Amount on File
Deed Document Number	2017378
Deed Book / Page	22552 / 2286
Record Updated	Oct 29, 2026

July 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MO
Property Address	11717 CHESS DR, BRIDGETON, MO 63044-2114
Transaction Type	Mortgage
Record Updated	Mar 1, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11717 CHESS DR, BRIDGETON, MO 63044-2114

Mortgage

Document Number	2023070600218
Date	Jul 6, 2023
Instrument	2023070600218

Lender

Name	VANTAGE CU
Type	Credit Union
Address	SAINT CHARLES, MO 63304

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	299 Months
Due	Jun 29, 2048

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MO
Property Address	11717 CHESS DR, BRIDGETON, MO 63044-2114
Transaction Type	Mortgage
Record Updated	Dec 21, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11717 CHESS DR, BRIDGETON, MO 63044-2114

Mortgage

Document Number	0251120411
Date	Sep 16, 2021
Book Page	25112/411
Instrument	2021091600246

Lender

Name	MISSOURI VALLEY FCU
Type	Credit Union
Address	SAINT PETERS, MO 63376

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Oct 1, 2036

June 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MO
Recording Date	Jun 5, 2017
Property Address	11717 CHESS DR, BRIDGETON, MO 63044-2114
Document Number	0225522286
Book / Page	022552 / 002286
Instrument Date	May 31, 2017
Instrument	378
Transaction Type	Transfer
Record Updated	Jul 14, 2020
Title Company	CONTINENTAL, CONTINENTAL TITLE CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	11717 CHESS DR BRIDGETON MO 630442114, BRIDGETON, MO 63044-2114

Mortgage

Document Number	225522289
Date	Jun 5, 2017
Book Page	022552/002289
Instrument	379

Lender

Name	FIRST INTEGRITY MTG SVCS
Type	Mortgage Company
Address	SAINT LOUIS, MO 63146

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 4, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 11717 Chess Dr was $3,351, up 5.1% from the year before.

Source: St. Louis County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Missouri
Municipality	Bridgeton City
County	St. Louis County
Unified School District	Pattonville R-III School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$44,100 (-) Land $14,590 Building $29,510	$232,100 (-) Land $76,800 Building $155,300
2025	$3,351.00 (+5.08%)	$44,100 Land $14,590 Building $29,510	$232,100 Land $76,800 Building $155,300
2024	$3,189.00 (-0.37%)
2023	$3,201.00 (+8.43%)	$39,300 (+19.09%) Land $10,700 Building $28,600	$206,800 Land $56,300 Building $150,500
2022	$2,952.00	$33,000 Land $7,770 Building $25,230
2021			$173,700 Land $40,900 Building $132,800

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 11717 Chess Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 10, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 11717 Chess Dr has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MO AMERICAN ST LOUIS ST CHARLES COUNTIES private · serves 1,111,000 people · EPA ID MO6010716
Water Source	Surface water
Last State Inspection	Feb 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 270 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: i3 Broadband.

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