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11710 State Rte 38, Cato, NY 13033 Property Records

Cayuga County and Victory Town property record for 11710 State Rte 38, Cato, NY 13033

Property Summary

Property TypeSeasonal / Vacation Home
Details3 bd · 2 ba · 1,942 sqft · built 1900
Lot Size17.5 acres (762,300 sqft)
Owner2 Individuals on Record
Last Sale$43,000 (Jan 2016)
Tax Bill$2,022 (2025)
Deeds & MortgagesJul 2019 Sale
Mar 2019 Mortgage
+ 1 more
Flood ZoneZone A (high risk)
APN056400 44.00-1-2.1

Property Details

APN / Parcel Number

Primary APN056400 44.00-1-2.1
Alternative APNs
  • 640004400000010020010000
  • 23004100

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories2 Stories
Building Area1,942 sqft Living Area
1st Floor Area1,382 sqft
2nd Floor Area560 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1900
Effective Year BuiltEffective 1900
Architectural StyleTraditional
Exterior MaterialComposition/Composite
Lot Area762,300 sqft (17.5 acres)
Garage TypeDetached
Garage Area864 sqft
Parking Spaces3 Parking Spaces
PorchPorch
Porch Area468 sqft

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
Heating FuelOil
SewerSeptic
Water SourceWell

Location & Zoning

Account Number23004100
Street Address11710 STATE ROUTE 38
CityCATO
StateNY
Zip13033-8673
Property CategoryResidential
Property TypeResidential > Specialized > Seasonal / Vacation Home
Local Zoning CodeAR
Legal Block1
Legal Lot Number2.001
JurisdictionCAYUGA NY
Township / Civil DivisionVICTORY
Census Block Group2
Census Block2038
Census Tract40101

Owner

Source: Cayuga County and Victory Town assessment roll, as of May 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individuals on Record
Mailing Address11 MATTIE ST, AUBURN, NY 13021-4915
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jul 22, 2019Warranty Deed, Transfer
NOT AVAILABLE
Mar 6, 2019Deed of Trust, Mortgage · FHA Mortgage
HUD-HOUSING/URBAN DEV
Nov 6, 2017Quit Claim Deed, Transfer
Quitclaim

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJan 4, 2016 · Amount on Record
Deed SaleJan 4, 2016 · Amount on Record
Deed Document Number2016159073
Deed Book / Page1612 / 96
Last Transfer DateOct 30, 2017
Transfer Doc001686/280
Record UpdatedJun 8, 2026

July 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCAYUGA NY
Recording DateJul 22, 2019
Property Address11710 STATE ROUTE 38, CATO, NY 13033-8673
Document Number0037470161
Book / Page003747 / 000161
Instrument DateJul 17, 2019
Instrument188652
Transaction TypeTransfer
Record UpdatedJul 30, 2019
Title CompanyNOT AVAILABLE

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address11 MATTIE ST AUBURN NY 130214915, AUBURN, NY 13021-4915

March 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCAYUGA NY
Property Address11710 STATE ROUTE 38, CATO, NY 13033-8673
Document Number0000186217
Instrument DateMar 6, 2019
Transaction TypeMortgage
Record UpdatedApr 16, 2019
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address11656 STATE ROUTE 38 CATO NY 130338643, CATO, NY 13033-8643

Mortgage

Document Number0000186217
DateApr 3, 2019
Instrument186217
Lender
NameHUD-HOUSING/URBAN DEV
AddressWASHINGTON, DC 20410
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueApr 2, 2049

November 2017: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionCAYUGA NY
Recording DateNov 6, 2017
Property Address11710 STATE ROUTE 38, CATO, NY 13033-8673
Document Number0016860280
Book / Page001686 / 000280
Instrument DateOct 30, 2017
Instrument175285
Transaction TypeTransfer
Record UpdatedNov 15, 2017

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address11656 STATE ROUTE 38 CATO NY 130338643, CATO, NY 13033-8643

Tax Assessment & Valuation

Source: Cayuga County and Victory Town assessment roll, as of May 1, 2026

Property Jurisdictions

TypeName
StateNew York
CountyCayuga County
County SubdivisionVictory Town
Unified School DistrictCato-Meridian Central School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,022.00 (+0.6%)$38,900 (-) Land $28,600 Building $10,300$59,846 (+15.38%) Land $44,000 Building $15,846
2024$2,010.00 (+51.81%)
2023$38,900 Land $28,600 Building $10,300$51,867 Land $38,134 Building $13,733
2020$1,324.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 30, 2025

FEMA Flood ZoneZone A
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood ElevationNot determined for this zone
Flood Insurance RequirementRequired
federally backed loans

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 54% of New York
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 4 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber		300 / 300
Verizon
Fixed Wireless		300 / 20

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