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11538 State Rte 38, Cato, NY 13033 Property Records

Cayuga County and Victory Town property record for 11538 State Rte 38, Cato, NY 13033

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 2,200 sqft · built 1900
Lot Size11.7 acres (509,652 sqft)
Owner2 Individual Names on File
Last Sale$150,000 (Jul 2022)
Tax Bill$5,623 (2025)
Deeds & MortgagesJul 2022 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN056400 44.00-1-31.121

Property Details

APN / Parcel Number

Primary APN056400 44.00-1-31.121
Alternative APN
  • 640004400000010311210000

Interior

Bedrooms4 Beds
Full Baths2 Baths
Stories2 Stories
Building Area2,200 sqft Living Area
1st Floor Area1,100 sqft
2nd Floor Area1,100 sqft

Exterior

Year BuiltBuilt 1900
Effective Year BuiltEffective 1900
Architectural StyleTraditional
Exterior MaterialAluminum/Vinyl
Lot Area509,652 sqft (11.7 acres)

Exterior Amenities

PorchSlab
Porch Area252 sqft
Shed1 Shed
Pole BarnPole Barn

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
Heating FuelOil
SewerSeptic
Water SourceWell

Location & Zoning

Street Address11538 STATE ROUTE 38
CityCATO
StateNY
Zip13033-8644
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeAR
Legal DescriptionSM 87-214,87-213 AD 747-98 INC 44.00-1-31.13
Legal Block1
Legal Lot Number31.121
JurisdictionCAYUGA NY
Township / Civil DivisionVICTORY
Census Block Group2
Census Block2038
Census Tract40101

Owner

Source: Cayuga County and Victory Town assessment roll, as of May 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address11538 STATE ROUTE 38, CATO, NY 13033-8644
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJul 1, 2022 · Amount on Record
Deed SaleJul 1, 2022 · Amount on Record
Prior SaleJul 5, 1996
Deed Document Number2022214930
Deed Book / Page4243 / 92
Record UpdatedJun 8, 2026

July 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCAYUGA NY
Recording DateJul 1, 2022
Property Address11538 STATE ROUTE 38, CATO, NY 13033-8644
Document Number0004243/92
Book / Page4243 / 92
Instrument DateJun 27, 2022
Instrument2022-214930
Transaction TypeTransfer
Record UpdatedJul 26, 2022

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1166 STAHLNECKER RD, RED CREEK, NY 13143

Mortgage

Document Number2022214931
DateJul 1, 2022
Instrument2022-214931
Lender
NameWEAVERLAND FINANCIAL AID
Agreement
TypeStand-Alone First Mortgage
AmountAmount Recorded

Tax Assessment & Valuation

Source: Cayuga County and Victory Town assessment roll, as of May 1, 2026

Property Jurisdictions

TypeName
StateNew York
CountyCayuga County
County SubdivisionVictory Town
Unified School DistrictCato-Meridian Central School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$5,623.00 (+29.26%)$206,100 (+55.31%) Land $32,100 Building $174,000$317,077 (+79.21%) Land $49,385 Building $267,692
2024$4,350.00 (+225.6%)
2023$132,700 Land $32,100 Building $100,600$176,933 Land $42,800 Building $134,133
2020$1,336.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 30, 2025

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 54% of New York
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation at the parcel

Internet Providers

Source: FCC Broadband Data Collection, based on 7 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber		300 / 300

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on State Rte 38

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