Orange County property record for 1171 Summit Oak Dr, Lake Forest, CA 92679
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 4.5 ba · 3,957 sqft · built 2017 |
| Lot Size | 0.196 acres (8,527 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $2,330,000 (Apr 2021) |
| Tax Bill | $26,401 (2025) |
| Deeds & Mortgages | May 2022 Mortgage Apr 2021 Transfer + 5 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 606-333-05 |
| Primary APN | 606-333-05 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 4.5 Baths |
| Half Baths | 1 Half Bath |
| Building Area | 3,957 sqft Living Area |
| Year Built | Built 2017 |
|---|---|
| Effective Year Built | Effective 2017 |
| Lot Area | 8,527 sqft (0.196 acres) |
| Garage Area | 503 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Type | Pool with Hot Tub/Spa |
| Street Address | 1171 SUMMIT OAK DR |
|---|---|
| City | LAKE FOREST |
| State | CA |
| Zip | 92679-1240 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | N TR 17826 BLK LOT 20 |
| Legal Subdivision | TRACT NO 17826 |
| Legal Tract | 17826 |
| Legal Lot Number | 20 |
| Jurisdiction | ORANGE CA |
| Township / Civil Division | IRVINE-LAKE FOREST |
| Census Block Group | 1 |
| Census Block | 1014 |
| Census Tract | 52428 |
Source: Orange County records, as of August 4, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 1171 SUMMIT OAK DR, LAKE FOREST, CA 92679-1240 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 3, 2022 | Deed of Trust, Mortgage · Conventional Mortgage FIRST REPUBLIC BANK |
| Apr 16, 2021 | Intrafamily Transfer, Transfer WFG TITLE COMPANY/CA, WFG TITLE COMPANY OF CA |
| Apr 19, 2021 | Intrafamily Transfer, Transfer ACCOMODATION, ACCOMMODATION |
| Apr 16, 2021 | Grant Deed, Transfer · Conventional Mortgage COMMERCE HOME MORTGAGE LLC |
| Jan 14, 2020 | Deed of Trust, Mortgage · Conventional Mortgage JPMORGAN CHASE BANK NA |
| Sep 6, 2018 | Quit Claim Deed, Transfer Quitclaim |
| Aug 23, 2018 | Grant Deed, Transfer · Conventional Mortgage HOMEXPRESS MORTGAGE CORP |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 16, 2021 · Amount on Record |
| Deed Sale | Apr 16, 2021 · Amount on Record |
| Prior Sale | Aug 23, 2018 · Amount on Record |
| Deed Document Number | 2021258037 |
| Prior Transfer Date | Mar 31, 2021 |
| Prior Transfer Doc | 0000259897 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ORANGE CA |
| Property Address | 1171 SUMMIT OAK DR, LAKE FOREST, CA 92679-1240 |
| Transaction Type | Mortgage |
| Record Updated | May 11, 2022 |
| Title Company | CHICAGO TITLE COMPANY |
| Name | Verified Name |
|---|---|
| Address | 1171 SUMMIT OAK DR, LAKE FOREST, CA 92679-1240 |
| Document Number | 0000166335 |
|---|---|
| Date | May 3, 2022 |
| Instrument | 2022000166335 |
| Name | FIRST REPUBLIC BANK |
|---|---|
| Type | Bank |
| Address | SAN FRANCISCO, CA 94111 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 1, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 2.2% |
| Type Change Date | May 1, 2032 |
| Change Frequency | Monthly |
| Min Rate At Change | 2.95% |
| Max Rate At Change | 10.9% |
| Index | 1-Year CMT |
| Max Rate | 10.9% |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | ORANGE CA |
| Recording Date | Apr 16, 2021 |
| Property Address | 1171 SUMMIT OAK DR, LAKE FOREST, CA 92679-1240 |
| Document Number | 0000258036 |
| Map Reference | MB 951 PG 14-23 |
| Instrument Date | Apr 14, 2021 |
| Instrument | 2021000258036 |
| Transaction Type | Transfer |
| Record Updated | Sep 14, 2021 |
| Title Company | WFG TITLE COMPANY/CA, WFG TITLE COMPANY OF CA |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1171 SUMMIT OAK DR, LAKE FOREST, CA 92679-1240 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | ORANGE CA |
| Recording Date | Apr 19, 2021 |
| Property Address | 1171 SUMMIT OAK DR, LAKE FOREST, CA 92679-1240 |
| Document Number | 0000259897 |
| Map Reference | MB 951 PG 14-23 |
| Instrument Date | Mar 31, 2021 |
| Instrument | 2021000259897 |
| Transaction Type | Transfer |
| Record Updated | Sep 14, 2021 |
| Title Company | ACCOMODATION, ACCOMMODATION |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Community Property with Right of Survivorship |
| Address | 1171 SUMMIT OAK DR, LAKE FOREST, CA 92679-1240 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | ORANGE CA |
| Recording Date | Apr 16, 2021 |
| Property Address | 1171 SUMMIT OAK DR, LAKE FOREST, CA 92679-1240 |
| Document Number | 0000258037 |
| Map Reference | MB 951 PG 14-23 |
| Instrument Date | Mar 17, 2021 |
| Instrument | 2021000258037 |
| Transaction Type | Transfer |
| Record Updated | Sep 14, 2021 |
| Title Company | WFG TITLE COMPANY/CA, WFG TITLE COMPANY OF CA |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1171 SUMMIT OAK DR, LAKE FOREST, CA 92679-1240 |
| Document Number | 0000258038 |
|---|---|
| Date | Apr 16, 2021 |
| Instrument | 2021000258038 |
| Name | COMMERCE HOME MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ORANGE CA |
| Property Address | 1171 SUMMIT OAK DR, LAKE FOREST, CA 92679-1240 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | AMROCK TITLE CALIFORNIA INC |
| Name | Verified Name |
|---|
| Document Number | 0000014178 |
|---|---|
| Date | Jan 14, 2020 |
| Instrument | 2020000014178 |
| Name | JPMORGAN CHASE BANK NA |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43240 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 1, 2050 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | ORANGE CA |
| Recording Date | Sep 6, 2018 |
| Property Address | 1171 SUMMIT OAK DR, LAKE FOREST, CA 92679-1240 |
| Document Number | 0000327869 |
| Instrument Date | Aug 29, 2018 |
| Instrument | 327869 |
| Transaction Type | Transfer |
| Record Updated | Sep 17, 2018 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Personal Trust |
| Address | 1171 SUMMIT OAK DR PORTOLA HILLS CA 926791240, PORTOLA HILLS, CA 92679-1240 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | ORANGE CA |
| Recording Date | Aug 23, 2018 |
| Property Address | 1171 SUMMIT OAK DR, LAKE FOREST, CA 92679-1240 |
| Document Number | 0000310474 |
| Map Reference | MB951 PG14-23 |
| Instrument Date | Jul 17, 2018 |
| Instrument | 2018000310474 |
| Transaction Type | Transfer |
| Record Updated | Sep 14, 2021 |
| Title Company | FNTG BUILDER SVCS |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Relationship | Community Property |
| Address | 1171 SUMMIT OAK DR, LAKE FOREST, CA 92679-1240 |
| Document Number | 0000310475 |
|---|---|
| Date | Aug 23, 2018 |
| Instrument | 2018000310475 |
| Name | HOMEXPRESS MORTGAGE CORP |
|---|---|
| Type | Non-Lending Institution |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 481 Months |
| Due | Sep 1, 2058 |
Source: Orange County assessment roll, as of August 4, 2026
| Type | Name |
|---|---|
| State | California |
| County | Orange County |
| Municipality | Lake Forest City |
| Unified School District | Saddleback Valley Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $2,572,507 (+2%) Land $1,522,393 Building $1,050,114 | |
| 2025 | $26,401.00 (+3.92%) | $2,522,066 (+4.04%) Land $1,492,542 Building $1,029,524 |
| 2023 | $25,405.00 (+1.82%) | $2,424,132 Land $1,434,584 Building $989,548 |
| 2022 | $24,952.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 69% of the US · above 44% of California |
|---|---|
| Wildfire Likelihood | 0.3% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | IRVINE RANCH WATER DISTRICT serves 450,323 people · EPA ID CA3010092 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Nov 2023 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 94 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Cox Communications Fiber · Cable in parts of the area | 2,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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