1171 SE Kirk St, Stuart, FL 34997 Property Records

Martin County property record for 1171 SE Kirk St, Stuart, FL 34997

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,905 sqft · built 2005
Lot Size	0.154 acres (6,708 sqft)
Owner	2 Individual Names on Record
Last Sale	$560,000 (Feb 2026)
Tax Bill	$3,839 (2025)
Deeds & Mortgages	Apr 2021 Line of Credit Feb 2026 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`40-38-41-009-000-0210.0-0-0000`

Property Details

APN / Parcel Number

Primary APN	`40-38-41-009-000-0210.0-0-0000`
Alternative APNs	`40-38-41-009-000-02100-0` `611881`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,905 sqft Living Area
Gross Area	2,325 sqft
1st Floor Area	1,905 sqft
Interior Walls	Wallboard/Drywall
Elevator	Elevator

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Exterior Material	Stucco
Construction Type	Concrete Block
Roof Type	Gable/Hip
Roof Material	Concrete
Lot Area	6,708 sqft (0.154 acres)
View / Lot	Water View
Garage Type	Attached
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Concrete/Masonry Porch
Porch Area	275 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	611881
Street Address	1171 SE KIRK ST
City	STUART
State	FL
Zip	34997-1532
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PUDR
Legal Description	LOT 210 MARTINS CROSSING PUD (PB 15 PG 89)
Legal Range	41E
Legal Township	38S
Legal Section	40
Legal Subdivision	MARTINS CROSSING
Legal Block	1
Legal Lot Number	210
Jurisdiction	MARTIN FL
Township / Civil Division	PORT SALERNO-HOBE SOUND
Census Block Group	1
Census Block	1001
Census Tract	1106

Owner

Source: Martin County records, as of September 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1171 SE KIRK ST, STUART, FL 34997-1532
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Apr 28, 2021	Deed of Trust, Mortgage · Line of Credit PARTNERS FCU
Feb 20, 2026	Warranty Deed, Transfer · Conventional Mortgage SPACE COAST CU
Dec 21, 2017	Deed of Trust, Mortgage · Line of Credit PARTNERS FCU
Jun 9, 2017	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 20, 2026 · Amount on Record
Deed Sale	Feb 20, 2026 · Amount on Record
Prior Sale	Jun 9, 2017 · Amount on Record
Deed Document Number	20263171554
Deed Book / Page	3550 / 212
Prior Transfer Date	Feb 2, 2017
Prior Transfer Doc	0029301267
Record Updated	Oct 29, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARTIN FL
Property Address	1171 SE KIRK ST, STUART, FL 34997-1532
Transaction Type	Mortgage
Record Updated	Mar 12, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1171 SE KIRK ST, STUART, FL 34997-1532

Mortgage

Document Number	0032190781
Date	Apr 28, 2021
Book Page	3219/781
Instrument	2884578

Lender

Name	PARTNERS FCU
Type	Credit Union
Address	ORLANDO, FL 32821

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Apr 27, 2041

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARTIN FL
Recording Date	Feb 20, 2026
Property Address	1171 SE KIRK ST, STUART, FL 34997-1532
Document Number	0035500212
Book / Page	3550 / 212
Map Reference	MB 15 PG 89-104
Instrument Date	Feb 14, 2026
Instrument	3171554
Transaction Type	Transfer
Record Updated	Mar 12, 2026
Title Company	HOMEPARTNERS TITLE INC, HOMEPARTNERS TITLE SVCS LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,920.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1023 NW 132ND BLVD, NEWBERRY, FL 32669-3725

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1171 SE KIRK ST, STUART, FL 34997-1532

Mortgage

Document Number	0003550215
Date	Feb 20, 2026
Instrument	3550/215

Lender

Name	SPACE COAST CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2056

December 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARTIN FL
Property Address	1171 SE KIRK ST, STUART, FL 34997-1532
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	AMERICAN TITLE INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0029660432
Date	Dec 21, 2017
Book Page	02966/0432
Instrument	2670349

Lender

Name	PARTNERS FCU
Type	Credit Union
Address	ORLANDO, FL 32821

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Dec 20, 2037

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MARTIN FL
Recording Date	Jun 9, 2017
Property Address	1171 SE KIRK ST, STUART, FL 34997-1532
Document Number	0029301267
Book / Page	002930 / 001267
Instrument Date	Feb 2, 2017
Instrument	2639599
Transaction Type	Transfer
Record Updated	Jul 24, 2017
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$962.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1171 SE KIRK ST STUART FL 349971532, STUART, FL 34997-1532

Tax Assessment & Valuation

Source: Martin County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Martin County
Unified School District	Martin County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,839.00 (-0.42%) Homeowner's exemption Veteran's exemption	$261,018 (+5.99%)	$413,380 (+10.92%) Land $155,000 Building $258,380
2024	$3,855.00 (+2.39%)
2023	$3,765.00 (+3.86%) Additional exemption filed	$246,274 (+3%)	$372,690 (+8.7%) Land $130,000 Building $242,690
2022	$3,625.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption	$239,101	$342,860 Land $110,000 Building $232,860

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective April 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 74 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	74 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 95% of Florida
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MARTIN CO UTILITIES serves 104,105 people · EPA ID FL4431891
Water Source	Groundwater
Last State Inspection	May 2025
Lead	4 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	17 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 147 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

May also be available: T-Mobile.

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