1159 SE Kirk St, Stuart, FL 34997 Property Records

Martin County property record for 1159 SE Kirk St, Stuart, FL 34997

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,171 sqft · built 2006
Lot Size	0.138 acres (6,011 sqft)
Owner	2 Individual Names on Record
Last Sale	$539,000 (Feb 2026)
Tax Bill	$7,462 (2025)
Deeds & Mortgages	Feb 2026 Sale & Mortgage Dec 2023 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`40-38-41-009-000-0209.0-0-0000`

Property Details

APN / Parcel Number

Primary APN	`40-38-41-009-000-0209.0-0-0000`
Alternative APNs	`40-38-41-009-000-02090-0` `702413`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	2,171 sqft Living Area
Gross Area	2,612 sqft
1st Floor Area	2,171 sqft
Interior Walls	Wallboard/Drywall
Elevator	Elevator

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Exterior Material	Stucco
Construction Type	Concrete Block
Roof Type	Gable/Hip
Roof Material	Concrete
Lot Area	6,011 sqft (0.138 acres)
View / Lot	Water View
Garage Type	Attached
Garage Area	441 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Concrete/Masonry Porch
Porch Area	268 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	702413
Street Address	1159 SE KIRK ST
City	STUART
State	FL
Zip	34997-1532
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PUDR
Legal Description	LOT 209 MARTINS CROSSING PUD (PB 15 PG 89)
Legal Range	41E
Legal Township	38S
Legal Section	40
Legal Subdivision	MARTINS CROSSING
Legal Block	1
Legal Lot Number	209
Jurisdiction	MARTIN FL
Township / Civil Division	PORT SALERNO-HOBE SOUND
Census Block Group	1
Census Block	1001
Census Tract	1106

Owner

Source: Martin County records, as of September 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1159 SE KIRK ST, STUART, FL 34997-1532
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married Couple

Deeds, Mortgages & Sale History

Date	Document
Feb 18, 2026	Warranty Deed, Transfer · Conventional Mortgage CASTLE & COOKE MORTGAGE LLC
Dec 11, 2023	Intrafamily Transfer, Transfer
May 4, 2023	Warranty Deed, Transfer · Conventional Mortgage AMERICAN FINANCIAL NETWORK INC
Sep 22, 2020	Warranty Deed, Transfer · Conventional Mortgage GUARANTEED RATE INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 18, 2026 · Amount on Record
Deed Sale	Feb 18, 2026 · Amount on Record
Prior Sale	May 4, 2023 · Amount on Record
Deed Document Number	20263170944
Deed Book / Page	3549 / 901
Prior Transfer Date	Dec 8, 2023
Prior Transfer Doc	0034102351
Record Updated	Oct 29, 2026

February 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARTIN FL
Recording Date	Feb 18, 2026
Property Address	1159 SE KIRK ST, STUART, FL 34997-1532
Document Number	0035490901
Book / Page	3549 / 901
Map Reference	MB 15 PG 89
Instrument Date	Feb 12, 2026
Instrument	3170944
Transaction Type	Transfer
Record Updated	Jul 1, 2026
Title Company	FLORIDA TITLE AND GUARANTEE AGENCY, FLORIDA TTL & GUARANTEE AGCY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,773.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5767 SE EDGEWATER CIR, STUART, FL 34997-3501

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1159 SE KIRK ST, STUART, FL 34997-1532

Mortgage

Document Number	0003549904
Date	Feb 18, 2026
Instrument	3549/904

Lender

Name	CASTLE & COOKE MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2056

December 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MARTIN FL
Recording Date	Dec 11, 2023
Property Address	1159 SE KIRK ST, STUART, FL 34997-1532
Document Number	0034102351
Book / Page	3410 / 2351
Map Reference	MB 15 PG 89
Instrument Date	Dec 8, 2023
Instrument	3048748
Transaction Type	Transfer
Record Updated	Jan 4, 2024

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1159 SE KIRK ST, STUART, FL 34997-1532

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1159 SE KIRK ST, STUART, FL 34997-1532
Investor	Possibly a Property Investor

May 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARTIN FL
Recording Date	May 4, 2023
Property Address	1159 SE KIRK ST, STUART, FL 34997-1532
Document Number	0033730055
Book / Page	3373 / 55
Map Reference	MB 15 PG 89
Instrument Date	Apr 27, 2023
Instrument	3014587
Transaction Type	Transfer
Record Updated	May 25, 2023
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,430.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1101 LENNOX DR, SAINT JAMES, NY 11780-2178

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1159 SE KIRK ST, STUART, FL 34997-1532
Investor	Possibly a Property Investor

Mortgage

Document Number	0000337357
Date	May 4, 2023
Instrument	3373/57

Lender

Name	AMERICAN FINANCIAL NETWORK INC
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2053

September 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARTIN FL
Recording Date	Sep 22, 2020
Property Address	1159 SE KIRK ST, STUART, FL 34997-1532
Document Number	0031600158
Book / Page	3160 / 158
Map Reference	MB 15 PG 89
Instrument Date	Sep 15, 2020
Instrument	2839167
Transaction Type	Transfer
Record Updated	Jul 29, 2022
Title Company	ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,415.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	156 14 100 ST, 156, HOWARD BEACH, NY 11414

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	180 TREDWELL AVE, SAINT JAMES, NY 11780-2814

Mortgage

Document Number	0003160160
Date	Sep 22, 2020
Instrument	3160/160

Lender

Name	GUARANTEED RATE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2050

Tax Assessment & Valuation

Source: Martin County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Martin County
Unified School District	Martin County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,462.00 (+0.97%)	$443,220 (+16.62%) Land $155,000 Building $288,220	$443,220 (+10.63%) Land $155,000 Building $288,220
2024	$7,390.00 (+21.49%)
2023	$6,083.00 (+3.56%) Additional exemption filed	$380,049 (+3%)	$400,640 (+8.58%) Land $130,000 Building $270,640
2022	$5,874.00 Homeowner's exemption	$368,980 Land $110,000 Building $258,980	$368,980 Land $110,000 Building $258,980

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 74 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	74 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 95% of Florida
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MARTIN CO UTILITIES serves 104,105 people · EPA ID FL4431891
Water Source	Groundwater
Last State Inspection	May 2025
Lead	4 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	17 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 147 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

May also be available: T-Mobile.

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