1171 Leeds Rd, Elkton, MD 21921 Property Records

Cecil County property record for 1171 Leeds Rd, Elkton, MD 21921

Property Summary

Property Type	Single Family Home
Details	4 ba · 4,368 sqft · built 1940
Lot Size	3.24 acres (141,134 sqft)
Owner	2 Individual Names on Record
Last Sale	$750,000 (May 2022)
Tax Bill	$7,922 (2026)
Deeds & Mortgages	Mar 2018 Mortgage May 2022 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`03-080455`

Property Details

APN / Parcel Number

Primary APN	`03-080455`
Alternative APNs	`3080455` `080455`

Interior

Full Baths	4 Baths
Stories	2 Stories
Building Area	4,368 sqft Total Area
Basement Area	1,440 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1940
Effective Year Built	Effective 1940
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	141,134 sqft (3.24 acres)

Exterior Amenities

Pool Type	In-Ground Vinyl Pool
Pool Area	1,250 sqft
Deck Area	460 sqft
Patio Area	221 sqft
Stable	1,500 sqft
Tennis Court	Tennis Court
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Baseboard
Sewer	Connected

Location & Zoning

Account Number	080455
Street Address	1171 LEEDS RD
City	ELKTON
State	MD
Zip	21921-3660
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RR
Legal Description	LOT 5A - 3.246 ACRES 1171 LEEDS ROAD EVERBREEZE
Legal Subdivision	MCCRONE INC SEC 1
Legal Lot Number	5A
Jurisdiction	CECIL MD
Township / Civil Division	3, ELKTON
Census Block Group	2
Census Block	2007
Census Tract	30501

Owner

Source: Cecil County records, as of September 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1171 LEEDS RD, ELKTON, MD 21921-3660
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 29, 2018	Deed of Trust, Mortgage · Commercial Mortgage STATE FARM BANK FSB
May 16, 2022	Deed, Transfer · Conventional Mortgage GUILD MORTGAGE CO
Jan 14, 2019	Deed of Trust, Mortgage · Conventional Mortgage JG WENTWORTH HM LNDG
Nov 30, 2017	Grant Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 16, 2022 · Amount on Record
Deed Sale	May 16, 2022 · Amount on Record
Prior Sale	Nov 30, 2017 · Amount on Record
Deed Book / Page	5164 / 469
Record Updated	Oct 29, 2026

March 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CECIL MD
Property Address	1171 LEEDS RD, ELKTON, MD 21921-3660
Transaction Type	Mortgage
Record Updated	Oct 25, 2022
Title Company	TITLE FIRST AGENCY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0042220002
Date	Mar 29, 2018
Book Page	4222/002

Lender

Name	STATE FARM BANK FSB
Type	Bank
Address	BLOOMINGTON, IL 61710

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	300 Months
Due	Mar 12, 2043

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	CECIL MD
Recording Date	May 16, 2022
Property Address	1171 LEEDS RD, ELKTON, MD 21921-3660
Document Number	0051640469
Book / Page	5164 / 469
Instrument Date	May 11, 2022
Transaction Type	Transfer
Record Updated	May 25, 2022
Title Company	EQUITABLE TITLE/FL, EQUITABLE TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1171 LEEDS RD, ELKTON, MD 21921-3660

Mortgage

Document Number	0005164480
Date	May 16, 2022
Instrument	5164-480

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2052

January 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CECIL MD
Property Address	1171 LEEDS RD, ELKTON, MD 21921-3660
Document Number	0043540316
Instrument Date	Jan 14, 2019
Transaction Type	Mortgage
Record Updated	Feb 6, 2019
Title Company	SOLIDIFI TITLE AND CLOSING, SOLIDIFI TITLE & CLOSING

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	1171 LEEDS RD ELKTON MD 219213660, ELKTON, MD 21921-3660

Mortgage

Document Number	0043540316
Date	Jan 25, 2019
Book Page	004354/000316

Lender

Name	JG WENTWORTH HM LNDG
Address	WOODBRIDGE, VA 22192

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 24, 2049

November 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CECIL MD
Recording Date	Nov 30, 2017
Property Address	1171 LEEDS RD, ELKTON, MD 21921-3660
Document Number	0041680154
Book / Page	004168 / 000154
Instrument Date	Nov 20, 2017
Transaction Type	Transfer
Record Updated	Jan 3, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$342.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1171 LEEDS RD ELKTON MD 219213660, ELKTON, MD 21921-3660

Tax Assessment & Valuation

Source: Cecil County assessment roll, as of September 21, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Cecil County
Unified School District	Cecil County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$7,922.00 (+0.04%)	$725,067 (+57.08%)	$738,800 (+2.87%) Land $109,100 Building $629,700
2025	$7,919.00 (+77.68%)
2023	$4,457.00	$461,600	$718,200 Land $109,100 Building $609,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 10, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	3 (1996–2011)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Aug 2011 · Hurricane Irene
Claims by Event	Hurricane Irene, Aug 2011 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 98 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Talkie Communications.

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