1158 Leeds Rd, Elkton, MD 21921 Property Records

Cecil County property record for 1158 Leeds Rd, Elkton, MD 21921

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 1,944 sqft · built 1984
Lot Size	2.8 acres (121,968 sqft)
Owner	2 Individual Names on Record
Last Sale	$580,000 (Jun 2023)
Tax Bill	$5,709 (2026)
Deeds & Mortgages	Feb 2026 Mortgage Jun 2023 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`03-001857`

Property Details

APN / Parcel Number

Primary APN	`03-001857`
Alternative APNs	`3001857` `001857`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,944 sqft Total Area
Basement Area	972 sqft
Finished Basement	972 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1984
Effective Year Built	Effective 1984
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	121,968 sqft (2.8 acres)
Garage Type	Mixed
Garage Area	2,612 sqft
Parking Spaces	8 Parking Spaces

Exterior Amenities

Pool Type	In-Ground Vinyl Pool
Pool Area	760 sqft
Porch	Slab
Porch Area	666 sqft
Shed	1 Shed
Shed Area	1,008 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	001857
Street Address	1158 LEEDS RD
City	ELKTON
State	MD
Zip	21921-3615
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RR
Legal Description	LOT 12 - 2.806 ACRE 1158 LEEDS ROAD ELPACO FARMS
Legal Subdivision	ELPACO FARMS
Legal Lot Number	12
Jurisdiction	CECIL MD
Township / Civil Division	3, ELKTON
Census Block Group	2
Census Block	2008
Census Tract	30501

Owner

Source: Cecil County records, as of September 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1158 LEEDS RD, ELKTON, MD 21921-3615
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 4, 2026	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Jun 29, 2023	Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Apr 29, 2021	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 29, 2023 · Amount on Record
Deed Sale	Jun 29, 2023 · Amount on Record
Prior Sale	Mar 11, 1997 · Amount on Record
Deed Book / Page	5343 / 419
Prior Transfer Date	Apr 20, 2021
Prior Transfer Doc	0048620469
Record Updated	Oct 29, 2026

February 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CECIL MD
Property Address	1158 LEEDS RD, ELKTON, MD 21921-3615
Transaction Type	Mortgage
Record Updated	Feb 17, 2026
Title Company	ASSURE TITLE, ASSURANCE TITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1158 LEEDS RD, ELKTON, MD 21921-3615

Mortgage

Document Number	0057380001
Date	Feb 4, 2026
Book Page	5738/1

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 1, 2056

June 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	CECIL MD
Recording Date	Jun 29, 2023
Property Address	1158 LEEDS RD, ELKTON, MD 21921-3615
Document Number	0053430419
Book / Page	5343 / 419
Map Reference	LB 4862 FO 469
Instrument Date	Jun 26, 2023
Transaction Type	Transfer
Record Updated	Jul 13, 2023
Title Company	C&C TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,900.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1158 LEEDS RD, ELKTON, MD 21921-3615

Mortgage

Document Number	0053430427
Date	Jun 29, 2023
Book Page	5343/427

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2053

April 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CECIL MD
Recording Date	Apr 29, 2021
Property Address	1158 LEEDS RD, ELKTON, MD 21921-3615
Document Number	0048620469
Book / Page	4862 / 469
Instrument Date	Apr 20, 2021
Transaction Type	Transfer
Record Updated	May 26, 2021

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1158 LEEDS RD, ELKTON, MD 21921-3615

Tax Assessment & Valuation

Source: Cecil County assessment roll, as of September 21, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Cecil County
Unified School District	Cecil County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,709.00 (+3.82%) Homeowner's exemption	$553,033 (+6.45%)	$620,100 (+19.36%) Land $133,000 Building $487,100
2025	$5,499.00 (+32.95%) Homeowner's exemption	$519,500 (+14.67%) Land $93,700 Building $425,800	$519,500 (-) Land $93,700 Building $425,800
2023	$4,136.00 (-12.52%) Homeowner's exemption	$453,033 (+7.92%)	$519,500 (+23.75%) Land $93,700 Building $425,800
2022	$4,728.00 Homeowner's exemption	$419,800 Land $93,700 Building $326,100	$419,800 Land $93,700 Building $326,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 10, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	3 (1996–2011)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Aug 2011 · Hurricane Irene
Claims by Event	Hurricane Irene, Aug 2011 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 98 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Talkie Communications.

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