Lorain County property record for 11709 W Ridge Rd, Elyria, OH 44035
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,248 sqft · built 1961 |
| Lot Size | 0.569 acres (24,829 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $170,000 (Jul 2022) |
| Tax Bill | $2,166 (2025) |
| Deeds & Mortgages | Jul 2022 Sale & Mortgage Oct 2019 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 10-00-011-101-005 |
| Primary APN | 10-00-011-101-005 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,248 sqft Living Area |
| 1st Floor Area | 1,248 sqft |
| Fireplace | Fireplace |
| Year Built | Built 1961 |
|---|---|
| Architectural Style | Conventional |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Lot Area | 24,829 sqft (0.569 acres) |
| Garage Type | Attached |
| Garage Area | 576 sqft |
| Parking Spaces | 2 Parking Spaces |
| Deck Area | 66 sqft |
| Patio Area | 162 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Street Address | 11709 W RIDGE RD |
|---|---|
| City | ELYRIA |
| State | OH |
| Zip | 44035-7455 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 21-10-010A -061-00 |
| Legal Subdivision | CARLISLE SEC 11 |
| Legal Block | 101 |
| Jurisdiction | LORAIN OH |
| Township / Civil Division | CARLISLE |
| Census Block Group | 1 |
| Census Block | 1018 |
| Census Tract | 71500 |
Source: Lorain County records, as of March 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 11709 W RIDGE RD, ELYRIA, OH 44035-7455 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 6, 2022 | Warranty Deed, Transfer · Conventional Mortgage CLEVELAND MORTGAGE CORP |
| Oct 15, 2019 | Deed of Trust, Mortgage · Line of Credit HUNTINGTON NAT'L BK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 6, 2022 · Amount on Record |
| Deed Sale | Jul 6, 2022 · Amount on Record |
| Prior Sale | Jan 9, 2019 |
| Deed Document Number | 2022004112 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LORAIN OH |
| Recording Date | Jul 6, 2022 |
| Property Address | 11709 W RIDGE RD, ELYRIA, OH 44035-7455 |
| Document Number | 0000882134 |
| Instrument Date | Jun 30, 2022 |
| Instrument | 2022-0882134 |
| Transaction Type | Transfer |
| Record Updated | Jun 2, 2026 |
| Title Company | OHIO REAL TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 11709 W RIDGE RD, ELYRIA, OH 44035-7455 |
| Document Number | 0000882135 |
|---|---|
| Date | Jul 6, 2022 |
| Instrument | 2022-0882135 |
| Name | CLEVELAND MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LORAIN OH |
| Property Address | 11709 W RIDGE RD, ELYRIA, OH 44035-7455 |
| Document Number | 0000735896 |
| Instrument Date | Oct 15, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Nov 13, 2019 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 11709 W RIDGE RD ELYRIA OH 440357455, ELYRIA, OH 44035-7455 |
| Document Number | 0000735896 |
|---|---|
| Date | Oct 28, 2019 |
| Instrument | 735896 |
| Name | HUNTINGTON NAT'L BK |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43231 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 27, 2049 |
| Rate Type | Adjustable Rate |
|---|
Source: Lorain County assessment roll, as of August 1, 2025
| Type | Name |
|---|---|
| State | Ohio |
| County | Lorain County |
| County Subdivision | Carlisle Township |
| Unified School District | Keystone Local School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,166.00 | $54,410 (+%) Land $11,790 Building $42,620 | $155,450 (-) Land $33,690 Building $121,760 |
| 2024 | $2,166.00 (+22.3%) | $54,408 (+52.28%) Land $11,792 Building $42,616 | $155,450 (+52.28%) Land $33,690 Building $121,760 |
| 2023 | $1,771.00 (+32.36%) | $35,729 (%) Land $12,317 Building $23,412 | $102,080 (-) Land $35,190 Building $66,890 |
| 2022 | $1,338.00 | $35,730 Land $12,320 Building $23,410 | |
| 2021 | $102,080 Land $35,190 Building $66,890 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 2 (2011) |
| Claims Outside the SFHA | 1 of 2 |
| Most Recent Claim | Feb 2011 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 85% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | RURAL LORAIN CO. WATER A serves 73,125 people · EPA ID OH4701803 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Oct 2024 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 17 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Windstream Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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