Lorain County property record for 11704 W Ridge Rd, Elyria, OH 44035
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 1,231 sqft · built 1937 |
| Lot Size | 4.77 acres (207,781 sqft) |
| Owner | Individual Name on File |
| Last Sale | $306,000 (Nov 2021) |
| Tax Bill | $3,570 (2025) |
| Deeds & Mortgages | Nov 2021 Sale & Mortgage Jun 2019 Mortgage + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 10-00-011-101-004 |
| Primary APN | 10-00-011-101-004 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,231 sqft Living Area |
| 1st Floor Area | 832 sqft |
| 2nd Floor Area | 399 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1937 |
|---|---|
| Architectural Style | Cape Cod |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Lot Area | 207,781 sqft (4.77 acres) |
| Garage Type | Detached |
| Garage Area | 440 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
|---|---|
| Porch Area | 336 sqft |
| Deck Area | 327 sqft |
| Patio Area | 327 sqft |
| Shed | 1 Shed |
| Shed Area | 288 sqft |
| Pole Barn | 1,248 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Street Address | 11704 W RIDGE RD |
|---|---|
| City | ELYRIA |
| State | OH |
| Zip | 44035-7456 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 21-10-010A -007-00 |
| Legal Subdivision | CARLISLE SEC 11 |
| Legal Block | 101 |
| Jurisdiction | LORAIN OH |
| Township / Civil Division | CARLISLE |
| Census Block Group | 1 |
| Census Block | 1016 |
| Census Tract | 71500 |
11704 W Ridge Rd is owned and occupied by an individual who bought it in November 2021.
Source: Lorain County records, as of March 20, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Co-owner on File |
| Mailing Address | 11704 W RIDGE RD, ELYRIA, OH 44035-7456 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Nov 9, 2021 | Survivorship Deed, Transfer · Conventional Mortgage YOUR HOME FINANCIAL LLC |
| Jun 3, 2019 | Deed of Trust, Mortgage · Conventional Mortgage HUNTINGTON NAT'L BK |
| Oct 26, 2018 | Warranty Deed, Transfer CARDINAL HOPE EXAM COMPANY, CARDINAL HOPE EXAM CO |
| Dec 8, 2017 | Grant Deed, Transfer ASK SERVICES INC |
| Oct 13, 2017 | Grant Deed, Transfer CORPORATION SERVICES COMPANY |
| Jan 6, 2017 | Trustee's Deed, Foreclosure ATTORNEY ONLY |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 9, 2021 · Amount on File |
| Deed Sale | Nov 9, 2021 · Amount on File |
| Prior Sale | Oct 26, 2018 · Amount on File |
| Deed Document Number | 2021007716 |
| Record Updated | Jun 8, 2026 |
| Document Type | Survivorship Deed |
|---|---|
| Jurisdiction | LORAIN OH |
| Recording Date | Nov 9, 2021 |
| Property Address | 11704 W RIDGE RD, ELYRIA, OH 44035-7456 |
| Document Number | 20210848558 |
| Instrument Date | Nov 8, 2021 |
| Instrument | 2021-0848558 |
| Transaction Type | Transfer |
| Record Updated | Nov 17, 2021 |
| Title Company | REVERE TITLE, REVERE TITLE AGENCY INC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 11704 W RIDGE RD, ELYRIA, OH 44035-7456 |
| Document Number | 20210848559 |
|---|---|
| Date | Nov 9, 2021 |
| Instrument | 2021-0848559 |
| Name | YOUR HOME FINANCIAL LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Dec 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LORAIN OH |
| Property Address | 11704 W RIDGE RD, ELYRIA, OH 44035-7456 |
| Document Number | 0000717586 |
| Instrument Date | Jun 3, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Jun 26, 2019 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Relationship | Married Couple |
| Address | 11704 W RIDGE RD ELYRIA OH 440357456, ELYRIA, OH 44035-7456 |
| Document Number | 0000717586 |
|---|---|
| Date | Jun 10, 2019 |
| Instrument | 717586 |
| Name | HUNTINGTON NAT'L BK |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43235 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Jun 9, 2034 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LORAIN OH |
| Recording Date | Oct 26, 2018 |
| Property Address | 11704 W RIDGE RD, ELYRIA, OH 44035-7456 |
| Document Number | 0000692668 |
| Instrument Date | Oct 25, 2018 |
| Instrument | 692668 |
| Transaction Type | Transfer |
| Record Updated | Nov 8, 2018 |
| Title Company | CARDINAL HOPE EXAM COMPANY, CARDINAL HOPE EXAM CO |
| Amount | Amount on Record |
|---|---|
| Tax | $328.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 11704 W RIDGE RD ELYRIA OH 440357456, ELYRIA, OH 44035-7456 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | LORAIN OH |
| Recording Date | Dec 8, 2017 |
| Property Address | 11704 W RIDGE RD, ELYRIA, OH 44035-7456 |
| Document Number | 0000654413 |
| Instrument Date | Nov 27, 2017 |
| Instrument | 654413 |
| Transaction Type | Transfer |
| Record Updated | Jan 3, 2018 |
| Title Company | ASK SERVICES INC |
| Amount | Amount on Record |
|---|---|
| Tax | $179.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 1744 GRAFTON RD ELYRIA OH 440358173, ELYRIA, OH 44035-8173 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | LORAIN OH |
| Recording Date | Oct 13, 2017 |
| Property Address | 11704 W RIDGE RD, ELYRIA, OH 44035-7456 |
| Document Number | 0000647781 |
| Instrument Date | Oct 9, 2017 |
| Instrument | 647781 |
| Transaction Type | Transfer |
| Record Updated | Oct 31, 2017 |
| Title Company | CORPORATION SERVICES COMPANY |
| Amount | Amount on Record |
|---|---|
| Tax | $294.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | PO BOX 447 ODESSA FL 335560447, ODESSA, FL 33556-0447 |
| Investor | Possibly a Property Investor |
| Document Type | Trustee's Deed |
|---|---|
| Jurisdiction | LORAIN OH |
| Recording Date | Jan 6, 2017 |
| Property Address | 11704 W RIDGE RD, ELYRIA, OH 44035-7456 |
| Document Number | 0000614424 |
| Instrument Date | Oct 27, 2016 |
| Instrument | 614424 |
| Transaction Type | Foreclosure |
| Record Updated | May 31, 2017 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount on Record |
|---|---|
| Tax | $304.00 |
| Amount Accuracy | Confirmed |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Corporate Trust |
| Address | 4600 S SYRACUSE ST DENVER CO 802372750, DENVER, CO 80237-2750 |
The 2025 property tax bill for 11704 W Ridge Rd was $3,570.
Source: Lorain County assessment roll, as of August 1, 2025
| Type | Name |
|---|---|
| State | Ohio |
| County | Lorain County |
| County Subdivision | Carlisle Township |
| Unified School District | Keystone Local School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,570.00 | $89,640 (-0.01%) Land $26,130 Building $63,510 | $256,130 (-) Land $74,670 Building $181,460 |
| 2024 | $3,570.00 (+28.42%) | $89,646 (+61.61%) Land $26,135 Building $63,511 | $256,130 (+61.62%) Land $74,670 Building $181,460 |
| 2023 | $2,780.00 (+0.76%) | $55,469 (%) Land $27,297 Building $28,172 | $158,480 Land $77,990 Building $80,490 |
| 2022 | $2,759.00 | $55,470 Land $27,300 Building $28,170 | |
| 2021 | $158,480 Land $77,990 Building $80,490 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 11704 W Ridge Rd in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2011.
Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 2 (2011) |
| Claims Outside the SFHA | 1 of 2 |
| Most Recent Claim | Feb 2011 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 11704 W Ridge Rd is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 85% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | RURAL LORAIN CO. WATER A serves 73,125 people · EPA ID OH4701803 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Oct 2024 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 17 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Windstream Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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