Orange County property record for 11707 Sprawling Oak Dr, Windermere, FL 34786
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3.5 ba · 2,839 sqft · built 2016 |
| Lot Size | 0.158 acres (6,893 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $790,000 (May 2023) |
| Tax Bill | $10,766 (2025) |
| Deeds & Mortgages | May 2023 Sale & Mortgage Apr 2021 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 25-23-27-0201-02-580 |
| Primary APN | 25-23-27-0201-02-580 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,839 sqft Living Area |
| Gross Area | 4,887 sqft |
| 1st Floor Area | 1,509 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2016 |
|---|---|
| Effective Year Built | Effective 2016 |
| Exterior Material | Concrete Block/Stucco |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 6,893 sqft (0.158 acres) |
| Garage Type | Attached |
| Garage Area | 551 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Finished/Open Porch |
| Porch Area | 637 sqft |
| Total Buildings | 2 Buildings |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Electric |
| Street Address | 11707 SPRAWLING OAK DR |
|---|---|
| City | WINDERMERE |
| State | FL |
| Zip | 34786-0115 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | P-D |
| Legal Description | ASHLIN PARK PHASE 2 84/144 LOT 258 |
| Legal Range | 27E |
| Legal Township | 23S |
| Legal Section | 25 |
| Legal Subdivision | ASHLIN PK PH 2 |
| Legal Phase | 2 |
| Legal Tract | 201 |
| Legal Block | 2 |
| Legal Lot Number | 258 |
| Jurisdiction | ORANGE FL |
| Township / Civil Division | SOUTHWEST ORANGE |
| Census Block Group | 2 |
| Census Block | 2001 |
| Census Tract | 17112 |
Source: Orange County records, as of October 12, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 11707 SPRAWLING OAK DR, WINDERMERE, FL 34786-0115 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Date | Document |
|---|---|
| May 2, 2023 | Warranty Deed, Transfer · Conventional Mortgage M SQUARED FINANCIAL LLC |
| Apr 20, 2021 | Warranty Deed, Transfer · Conventional Mortgage PMAC LENDING SERVICES INC |
| Nov 15, 2017 | Quit Claim Deed, Transfer · Conventional Mortgage WELLS FARGO BANK NA |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 2, 2023 · Amount on Record |
| Deed Sale | May 2, 2023 · Amount on Record |
| Prior Sale | Apr 20, 2021 · Amount on Record |
| Deed Document Number | 2023246580 |
| Prior Transfer Date | Nov 6, 2017 |
| Prior Transfer Doc | 0000626904 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ORANGE FL |
| Recording Date | May 2, 2023 |
| Property Address | 11707 SPRAWLING OAK DR, WINDERMERE, FL 34786-0115 |
| Document Number | 0000246580 |
| Map Reference | MB 84 PG 144 |
| Instrument Date | Apr 13, 2023 |
| Instrument | 20230246580 |
| Transaction Type | Transfer |
| Record Updated | May 23, 2023 |
| Title Company | ATTORNEY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $5,530.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2281 OAKINGTON ST, WINTER GARDEN, FL 34787-4684 |
| Name | Verified Name |
|---|---|
| Address | 11707 SPRAWLING OAK DR, WINDERMERE, FL 34786-0115 |
| Document Number | 0000246581 |
|---|---|
| Date | May 2, 2023 |
| Instrument | 20230246581 |
| Name | M SQUARED FINANCIAL LLC |
|---|---|
| Type | Mortgage Company |
| Address | PRAIRIE VILLAGE, KS 66208 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 1, 2053 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ORANGE FL |
| Recording Date | Apr 20, 2021 |
| Property Address | 11707 SPRAWLING OAK DR, WINDERMERE, FL 34786-0115 |
| Document Number | 20210237433 |
| Map Reference | MB 84 PG 144-148 |
| Instrument Date | Apr 9, 2021 |
| Instrument | 20210237433 |
| Transaction Type | Transfer |
| Record Updated | May 10, 2021 |
| Title Company | EXPRESS TITLE, EXPRESS TTL & CLOSING SVCS L |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,990.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 8342 JAMAICAN CT, 8342, ORLANDO, FL 32819-9313 |
| Name | Verified Name |
|---|---|
| Address | 11707 SPRAWLING OAK DR, WINDERMERE, FL 34786-0115 |
| Document Number | 20210237434 |
|---|---|
| Date | Apr 20, 2021 |
| Instrument | 20210237434 |
| Name | PMAC LENDING SERVICES INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 1, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.95% |
| Type Change Date | May 1, 2028 |
| Change Frequency | Annually |
| Min Rate At Change | 3.95% |
| Max Rate At Change | 5.95% |
| Index | 1-Year LIBOR |
| Max Rate | 9.95% |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | ORANGE FL |
| Recording Date | Nov 15, 2017 |
| Property Address | 11707 SPRAWLING OAK DR, WINDERMERE, FL 34786-0115 |
| Document Number | 0000626904 |
| Map Reference | MB 84 PG 144-148 |
| Instrument Date | Nov 6, 2017 |
| Instrument | 20170626904 |
| Transaction Type | Transfer |
| Record Updated | Jan 3, 2022 |
| Title Company | OIG TITLE & ESCROW LLC |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 11707 SPRAWLING OAK DR, WINDERMERE, FL 34786-0115 |
| Document Number | 0000626905 |
|---|---|
| Date | Nov 15, 2017 |
| Instrument | 20170626905 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 1, 2047 |
Source: Orange County assessment roll, as of April 30, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Orange County |
| Unified School District | Orange County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $691,224 (+2.7%) | $734,090 (-1.11%) Land $170,000 Building $564,090 | |
| 2025 | $10,766.00 (+3.76%) Homeowner's exemption | $673,052 (+15.57%) | $742,320 (+27.46%) Land $170,000 Building $572,320 |
| 2024 | $10,376.00 (+13.76%) | ||
| 2023 | $9,121.00 (+12.81%) Homeowner's exemption | $582,383 (+17.79%) Land $120,000 Building $462,383 | $582,383 (+17.79%) Land $120,000 Building $462,383 |
| 2022 | $8,085.00 | $494,404 Land $105,000 Building $389,404 | $494,404 Land $105,000 Building $389,404 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 84 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 84 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 64% of the US · lower than 90% of Florida |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | OCUD/SOUTHERN WATER SYS (5 WPS) serves 80,738 people · EPA ID FL3484119 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2024 |
| Lead | 2 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 341 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| CenturyLink Fiber | 2,000 / 1,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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