11706 Ridgeway Dr, Saint Joseph, MO 64505 Property Records

Andrew County property record for 11706 Ridgeway Dr, Saint Joseph, MO 64505

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,301 sqft · built 2010
Lot Size	0.383 acres (16,683 sqft)
Owner	2 Individual Names on Record
Last Sale	$157,900 (May 2010)
Tax Bill	$1,692 (2025)
Deeds & Mortgages	Oct 2025 Mortgage Apr 2018 Refinance
Flood Zone	Zone X (minimal risk)
APN	`05-02124.24`

Property Details

APN / Parcel Number

Primary APN	`05-02124.24`
Alternative APN	`17-2.1-03-0-00-02.240000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,301 sqft Living Area
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2010
Effective Year Built	Effective 2010
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	16,683 sqft (0.383 acres)
Lot Dimensions	145 ft deep x 115 ft wide
Garage Type	Mixed
Garage Area	1,386 sqft
Parking Spaces	5 Parking Spaces
Porch	Slab
Porch Area	116 sqft
Patio Area	111 sqft

Utilities, Heating & Cooling

Heating System	HVAC

Location & Zoning

Account Number	05-02124.24
Street Address	11706 RIDGEWAY DR
City	SAINT JOSEPH
State	MO
Zip	64505-3808
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	03-58-35 LOT 14 VISTA RIDGE PLAT 2 IN NE4
Legal Range	35W
Legal Township	58N
Legal Section	03
Legal Subdivision	VISTA RIDGE
Legal Lot Number	14
Jurisdiction	ANDREW MO
Township / Civil Division	JEFFERSON
Census Block Group	1
Census Block	1033
Census Tract	10100

Owner

Source: Andrew County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	11706 RIDGEWAY DR, SAINT JOSEPH, MO 64505-3808
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 14, 2025	Deed of Trust, Mortgage · FHA Mortgage ROCKET MORTGAGE LLC
Apr 16, 2018	Deed of Trust, Mortgage · Stand-Alone Refinance WELLS FARGO BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 10, 2010 · Amount on Record
Deed Sale	May 10, 2010 · Amount on Record
Deed Book / Page	403 / 557
Record Updated	Sep 20, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ANDREW MO
Property Address	11706 RIDGEWAY DR, SAINT JOSEPH, MO 64505-3808
Transaction Type	Mortgage
Record Updated	Oct 28, 2025
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11706 RIDGEWAY DR, SAINT JOSEPH, MO 64505-3808

Mortgage

Document Number	000445/937
Date	Oct 14, 2025
Book Page	445/937
Instrument	202501951

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	309 Months
Due	Jul 1, 2051

April 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ANDREW MO
Property Address	11706 RIDGEWAY DR, SAINT JOSEPH, MO 64505-3808
Transaction Type	Mortgage
Record Updated	Oct 8, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	426/186
Date	Apr 16, 2018
Book Page	426/186

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Andrew County assessment roll, as of December 4, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	Andrew County
Unified School District	Savannah R-III School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,692.00	$29,570 (+11.97%) Land $3,460 Building $26,110	$155,630 (+11.97%) Land $18,220 Building $137,410
2024	$1,692.00 (+6.62%)	$26,410 (-) Land $3,460 Building $22,950
2023	$1,587.00 (+0.19%)	$26,410 (-) Land $3,460 Building $22,950	$138,990 (-) Land $18,220 Building $120,770
2022	$1,584.00	$26,410 Land $3,460 Building $22,950
2021			$138,990 Land $18,220 Building $120,770

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective April 18, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (2007–2019)
Most Recent Claim	May 2019 · Severe Storms, Tornadoes, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · lower than 76% of Missouri
Wildfire Likelihood	0.04% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ANDREW COUNTY PWSD 1 serves 6,042 people · EPA ID MO1024004
Water Source	Purchased groundwater from MO AMERICAN ST JOSEPH
Last State Inspection	Mar 2024
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 75 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
United Fiber Fiber	1,000 / 1,000
Optimum Cable	940 / 35
Verizon Fixed Wireless	300 / 20
Mercury Fiber Fixed Wireless	150 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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