11740 Ridgeway Dr, Saint Joseph, MO 64505 Property Records

Andrew County property record for 11740 Ridgeway Dr, Saint Joseph, MO 64505

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,853 sqft · built 2013
Lot Size	0.157 acres (6,839 sqft)
Owner	Company Name on File
Tax Bill	$1,552 (2025)
Deeds & Mortgages	Feb 2013 Mortgage Sep 2025 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`05-02124.42`

Property Details

APN / Parcel Number

Primary APN	`05-02124.42`
Alternative APN	`17-2.1-03-0-00-02.420000`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,853 sqft Living Area
Basement Area	900 sqft
Finished Basement	900 sqft

Exterior

Year Built	Built 2013
Effective Year Built	Effective 2013
Construction Type	Frame
Lot Area	6,839 sqft (0.157 acres)
Lot Dimensions	145 ft deep x 89 ft wide
Garage Type	Attached
Garage Area	240 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Slab
Porch Area	30 sqft
Deck Area	30 sqft
Patio Area	16 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Account Number	05-02124.42
Street Address	11740 RIDGEWAY DR
City	SAINT JOSEPH
State	MO
Zip	64505-3808
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	03-58-35 LOT 12A VISTA RIDGE PLAT 4 IN NE1/4
Legal Range	35W
Legal Township	58N
Legal Section	03
Legal Subdivision	VISTA RIDGE
Legal Lot Number	12
Jurisdiction	ANDREW MO
Township / Civil Division	JEFFERSON
Census Block Group	1
Census Block	1033
Census Tract	10100

Owner

11740 Ridgeway Dr, a single family home, is owned by a company.

Source: Andrew County records, as of May 27, 2026

Owner of Record	Company Name on File
Mailing Address	12278 COUNTY ROAD 363, SAINT JOSEPH, MO 64505-3757
Owner Type	Company
Vesting	Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 13, 2013	Deed of Trust, Mortgage NODAWAY VALLEY BANK
Sep 8, 2025	Warranty Deed, Subdivision Related Transfer · VA Mortgage MORTGAGE RESEARCH CENTER LLC

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Sep 20, 2026

February 2013: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ANDREW MO
Property Address	11740 RIDGEWAY DR, SAINT JOSEPH, MO 64505-3808
Transaction Type	Mortgage
Record Updated	Jun 30, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11653 RIDGEWAY CT, SAINT JOSEPH, MO 64505-3806

Mortgage

Document Number	000411/732
Date	Feb 13, 2013
Book Page	411/732

Lender

Name	NODAWAY VALLEY BANK
Address	PO BOX 7315, SAINT JOSEPH, MO 64507

Agreement

Amount	Amount on Record
Term	6 Months
Due	Aug 11, 2013

September 2025: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	ANDREW MO
Recording Date	Sep 8, 2025
Property Address	11740 RIDGEWAY DR, SAINT JOSEPH, MO 64505-3808
Document Number	000445/693
Book / Page	445 / 693
Instrument Date	Sep 8, 2025
Instrument	202501705
Transaction Type	Subdivision Related Transfer
Record Updated	Jun 30, 2026
Title Company	ST JOSEPH TITLE LLC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	12278 COUNTY ROAD 363, SAINT JOSEPH, MO 64505-3757

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11738 RIDGEWAY DR, SAINT JOSEPH, MO 64505-3808

Mortgage

Document Number	0202501706
Date	Sep 8, 2025
Instrument	202501706

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2055

Tax Assessment & Valuation

The 2025 property tax bill for 11740 Ridgeway Dr was $1,552, up 0.1% from the year before.

Source: Andrew County assessment roll, as of December 4, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	Andrew County
Unified School District	Savannah R-III School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,552.00 (+0.06%)	$27,110 (-24.25%) Land $1,660 Building $25,450	$142,690 Land $8,750 Building $133,940
2024	$1,551.00 (-27.86%)	$35,790 (-) Land $3,180 Building $32,610
2023	$2,150.00 (+0.19%)	$35,790 (-) Land $3,180 Building $32,610	$188,380 Land $16,740 Building $171,640
2022	$2,146.00	$35,790 Land $3,180 Building $32,610
2021			$188,380 Land $16,740 Building $171,640

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 11740 Ridgeway Dr in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2007.

Source: FEMA National Flood Hazard Layer, effective April 18, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (2007–2019)
Most Recent Claim	May 2019 · Severe Storms, Tornadoes, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 11740 Ridgeway Dr is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · lower than 76% of Missouri
Wildfire Likelihood	0.04% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ANDREW COUNTY PWSD 1 serves 6,042 people · EPA ID MO1024004
Water Source	Purchased groundwater from MO AMERICAN ST JOSEPH
Last State Inspection	Mar 2024
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 75 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
United Fiber Fiber	1,000 / 1,000
Optimum Cable	940 / 35
Verizon Fixed Wireless	300 / 20
Mercury Fiber Fixed Wireless	150 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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