1170 River Rd, Orange Park, FL 32073 Property Records

Clay County property record for 1170 River Rd, Orange Park, FL 32073

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,652 sqft · built 2024
Lot Size	0.577 acres (25,177 sqft)
Owner	Individual Name on File
Last Sale	$220,000 (Mar 2013)
Tax Bill	$10,439 (2025)
Deeds & Mortgages	Mar 2025 Line of Credit Nov 2021 Sale
Flood Zone	Zone X (minimal risk)
APN	`41-04-26-018616-003-00`

Property Details

APN / Parcel Number

Primary APN	`41-04-26-018616-003-00`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	2,652 sqft Heated Area
Gross Area	3,520 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2024
Exterior Material	Logs
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	25,177 sqft (0.577 acres)
Lot Dimensions	240 ft deep x 105 ft wide

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Street Address	1170 RIVER RD
City	ORANGE PARK
State	FL
Zip	32073-4132
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS-1
Legal Description	PT LOTS 33 & 33 1/2 SEC 1 O.P.AS REC O R 3511 PGS 923 & 925, 4531 PG 2027, 4633 PG 1095 (
Legal Range	26
Legal Township	04
Legal Section	41
Legal Subdivision	ORANGE PARK SEC 1
Legal Lot Number	33
Jurisdiction	CLAY FL
Township / Civil Division	ORANGE PARK
Census Block Group	2
Census Block	2009
Census Tract	30600

Owner

1170 River Rd is owned and occupied by an individual who acquired it in November 2021.

Source: Clay County records, as of December 18, 2025

Owner of Record	Individual Name on File
Co-owner	2 Co-owners on File
Mailing Address	1170 RIVER RD, ORANGE PARK, FL 32073-4132
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 21, 2025	Deed of Trust, Mortgage · Line of Credit RADIFI FCU
Nov 4, 2021	Deed, Transfer ATTORNEY ONLY, ATTORNEY

Assessor's Deed Record

Deed Names	3 Names on Deed
Last Sale	Mar 12, 2013 · Amount on File
Deed Sale	Mar 12, 2013 · Amount on File
Prior Sale	Mar 12, 2013
Deed Document Number	0035110923
Last Transfer Date	Nov 4, 2021
Transfer Doc	0045312027
Record Updated	Jun 8, 2026

March 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLAY FL
Property Address	1170 RIVER RD, ORANGE PARK, FL 32073-4132
Transaction Type	Mortgage
Record Updated	Dec 19, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1170 RIVER RD, ORANGE PARK, FL 32073-4132

Mortgage

Document Number	0049121446
Date	Mar 21, 2025
Book Page	4912/1446
Instrument	2025012513

Lender

Name	RADIFI FCU
Type	Credit Union
Address	JACKSONVILLE, FL 32204

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	240 Months
Due	Mar 20, 2045

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	CLAY FL
Recording Date	Nov 4, 2021
Property Address	1170 RIVER RD, ORANGE PARK, FL 32073-4132
Document Number	0045312027
Book / Page	4531 / 2027
Map Reference	MB 1 PG 23
Instrument Date	Oct 22, 2021
Instrument	2021070279
Transaction Type	Transfer
Record Updated	Dec 19, 2025
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount on Record
Tax	$1,540.00
Amount Accuracy	Rounded by County

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6055 W SHORES RD, FLEMING ISLAND, FL 32003-8119

Tax Assessment & Valuation

The 2025 property tax bill for 1170 River Rd was $10,439 with a homeowner's exemption.

Source: Clay County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Clay County
Municipality	Orange Park Town
Unified School District	Clay County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$10,439.00 Homeowner's exemption	$617,060	$770,486 Land $345,450 Building $425,036
2023	$4,927.00 (-1.24%)	$276,360 (-) Land $276,360	$276,360 (-) Land $276,360
2022	$4,989.00	$276,360 Land $276,360	$276,360 Land $276,360

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1170 River Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective July 6, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 11 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	11 in force
Nearby Flood Claims	5 (2004–2017)
Claims Outside the SFHA	5 of 5
Most Recent Claim	Sep 2017 · Hurricane Irma
Claims by Event	Hurricane Irma, Sep 2017 · 2 claims Hurricane Frances, Sep 2004 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1170 River Rd is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 95% of Florida
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF ORANGE PARK serves 8,668 people · EPA ID FL2101182
Water Source	Groundwater
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	11 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 202 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
IQ Fiber Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250
AT&T Fixed Wireless · DSL	100 / 20

May also be available: Hotwire Communications, Verizon.

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