Clay County property record for 1038 River Rd, Orange Park, FL 32073
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,694 sqft · built 1962 |
| Lot Size | 0.82 acres (35,762 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $840,000 (Oct 2007) |
| Tax Bill | $7,338 (2025) |
| Deeds & Mortgages | Jun 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 41-04-26-018539-000-00 |
| Primary APN | 41-04-26-018539-000-00 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 2 Stories |
| Building Area | 2,694 sqft Heated Area |
| Gross Area | 3,889 sqft |
| Flooring | Carpet |
| Interior Walls | Plaster |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1962 |
|---|---|
| Exterior Material | Combination |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 35,762 sqft (0.82 acres) |
| Lot Dimensions | 271 ft deep x 132 ft wide |
| Garage Area | 728 sqft |
| Porch | Porch |
|---|---|
| Porch Area | 883 sqft |
| Deck Area | 161 sqft |
| Patio Area | 225 sqft |
| Boat Access | Boat Access |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Street Address | 1038 RIVER RD |
|---|---|
| City | ORANGE PARK |
| State | FL |
| Zip | 32073-4131 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RS-1 |
| Legal Description | LOTS 4 & 5 BLK A MARSHALLS SEC1 O.P. AS REC O R 2959 PG 1430 |
| Legal Range | 26 |
| Legal Township | 04 |
| Legal Section | 41 |
| Legal Subdivision | C T MARSHALLS |
| Legal Block | A |
| Legal Lot Number | 4,5 5 |
| Jurisdiction | CLAY FL |
| Township / Civil Division | ORANGE PARK |
| Census Block Group | 2 |
| Census Block | 2009 |
| Census Tract | 30600 |
Source: Clay County records, as of December 18, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 1038 RIVER RD, ORANGE PARK, FL 32073-4131 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 30, 2007 · Amount on Record |
| Deed Sale | Oct 30, 2007 · Amount on Record |
| Deed Document Number | 2007064440 |
| Deed Book / Page | 2959 / 1430 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLAY FL |
| Property Address | 1038 RIVER RD, ORANGE PARK, FL 32073-4131 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0043201304 |
|---|---|
| Date | Jun 22, 2020 |
| Book Page | 4320/1304 |
| Instrument | 2020030569 |
| Name | PROSPERITY HOME MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | CHANTILLY, VA 20151 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 1, 2050 |
Source: Clay County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Clay County |
| Municipality | Orange Park Town |
| Unified School District | Clay County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $7,338.00 (+6.81%) Homeowner's exemption | $446,180 (+5.99%) | $622,097 (+16.42%) Land $448,602 Building $173,495 |
| 2023 | $6,870.00 (+2.4%) Homeowner's exemption | $420,977 (+3%) | $534,366 (+3.95%) Land $362,208 Building $172,158 |
| 2022 | $6,709.00 Homeowner's exemption | $408,716 | $514,065 Land $362,208 Building $151,857 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective July 6, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 11 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 11 in force |
| Nearby Flood Claims | 5 (2004–2017) |
| Claims Outside the SFHA | 5 of 5 |
| Most Recent Claim | Sep 2017 · Hurricane Irma |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 95% of Florida |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWN OF ORANGE PARK serves 8,668 people · EPA ID FL2101182 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2025 |
| Lead | Under 1 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 11 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 202 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| IQ Fiber Fiber | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| AT&T Fixed Wireless · DSL | 100 / 20 |
May also be available: Hotwire Communications, Verizon.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures