1165 Oak St, Plain, WI 53577 Property Records

Sauk County property record for 1165 Oak St, Plain, WI 53577

Property Summary

Property Type	Single Family Home
Lot Size	0.239 acres (10,454 sqft)
Owner	Individual Name on Record
Last Sale	$180,000 (Jul 2020)
Tax Bill	$3,674 (2025)
Deeds & Mortgages	Jun 2021 Mortgage Jan 2020 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`171 0189-00000`

Property Details

APN / Parcel Number

Primary APN	`171 0189-00000`

Exterior

Lot Area	10,454 sqft (0.239 acres)

Location & Zoning

Street Address	1165 OAK ST
City	PLAIN
State	WI
Zip	53577-9771
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	S 8-9-4 PRT NE1/4 NW1/4 = VILLAGE OF PLAIN ASSESSOR'S PLAT ASSESSOR'S LOT NO. 15 0.24A
Legal Lot Number	15
Jurisdiction	SAUK WI
Township / Civil Division	PLAIN
Census Block Group	3
Census Block	3079
Census Tract	1100

Owner

Source: Sauk County records, as of February 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1165 OAK ST, PLAIN, WI 53577-9771
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 30, 2021	Deed of Trust, Mortgage · Conventional Mortgage BANK OF SUN PRAIRIE
Jan 29, 2020	Deed of Trust, Mortgage · Line of Credit SUMMIT CU
Mar 25, 2022	Intrafamily Transfer, Transfer CARDINAL TITLE, CARDINAL TITLE LLC
Jul 6, 2020	Warranty Deed, Transfer · Conventional Mortgage PROSPERITY HOME MORTGAGE LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 6, 2020 · Amount on Record
Deed Sale	Jul 6, 2020 · Amount on Record
Prior Sale	Jul 6, 2020 · Amount on Record
Deed Document Number	0001200762
Last Transfer Date	Mar 25, 2022
Transfer Doc	0001232887
Record Updated	Jun 8, 2026

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAUK WI
Property Address	1165 OAK ST, PLAIN, WI 53577-9771
Transaction Type	Mortgage
Record Updated	Apr 23, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001220551
Date	Jun 30, 2021
Instrument	1220551

Lender

Name	BANK OF SUN PRAIRIE
Type	Bank
Address	SUN PRAIRIE, WI 53590

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2051

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAUK WI
Property Address	1165 OAK ST, PLAIN, WI 53577-9771
Transaction Type	Mortgage
Record Updated	Apr 23, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001192911
Date	Jan 29, 2020
Instrument	1192911

Lender

Name	SUMMIT CU
Type	Credit Union
Address	COTTAGE GROVE, WI 53527

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jan 28, 2050

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAUK WI
Recording Date	Mar 25, 2022
Property Address	1165 OAK ST, PLAIN, WI 53577-9771
Document Number	0001232887
Instrument Date	Feb 23, 2022
Instrument	1232887
Transaction Type	Transfer
Record Updated	Apr 23, 2024
Title Company	CARDINAL TITLE, CARDINAL TITLE LLC

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1165 OAK ST, PLAIN, WI 53577-9771
Investor	Possibly a Property Investor

July 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SAUK WI
Recording Date	Jul 6, 2020
Property Address	1165 OAK ST, PLAIN, WI 53577-9771
Document Number	0001200762
Instrument Date	Jun 26, 2020
Instrument	1200762
Transaction Type	Transfer
Record Updated	Apr 23, 2024
Title Company	NOT AVAILABLE, TIIIEWORKS LLC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$540.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1165 OAK ST, PLAIN, WI 53577-9771
Investor	Possibly a Property Investor

Mortgage

Document Number	0001200763
Date	Jul 6, 2020
Instrument	1200763

Lender

Name	PROSPERITY HOME MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2050

Tax Assessment & Valuation

Source: Sauk County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Wisconsin
County	Sauk County
Municipality	Plain Village
Unified School District	River Valley School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,674.00 (+7.46%) Homeowner's exemption	$140,300 (-) Land $19,300 Building $121,000	$247,293 (+20.54%) Land $34,018 Building $213,275
2023	$3,419.00 Homeowner's exemption	$140,300 Land $19,300 Building $121,000	$205,156 Land $28,222 Building $176,934

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 30, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2008)
Most Recent Claim	Jun 2008 · Severe Storms, Tornadoes, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Wisconsin
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PLAIN WATERWORKS serves 792 people · EPA ID WI1570098
Water Source	Groundwater
Last State Inspection	Jan 2024
Lead	3 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 202 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000

May also be available: LightSpeed powered by Reedsburg Utility.

Cell Coverage

5G (outdoors only) and 4G LTE

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