117 Wallace Ave, Covington, KY 41014 Property Records

Kenton County property record for 117 Wallace Ave, Covington, KY 41014

Property Summary

Property Type	Other Improved
Lot Size	0.643 acres (28,000 sqft)
Owner	Individual Name on Record
Last Sale	$180,250 (Nov 1996)
Tax Bill	$3,180 (2025)
Deeds & Mortgages	Aug 2022 Line of Credit Jul 2018 Construction Loan + 1 more
Flood Zone	Zone X (minimal risk)
APN	`055-32-06-004.00`

Property Details

APN / Parcel Number

Primary APN	`055-32-06-004.00`

Interior

Units	20 Units

Exterior

Lot Area	28,000 sqft (0.643 acres)
Lot Dimensions	280 ft deep x 100 ft wide

Location & Zoning

Street Address	117 WALLACE AVE
City	COVINGTON
State	KY
Zip	41014-5167
Property Category	Other
Property Type	Other > Other Improved
Legal Description	WALLACE LOTS 39 40 N 75' OF 47 48 100'X 280' SS WALLACE 150
Legal Subdivision	WALLACE ROBERT
Legal Phase	8
Legal Lot Number	40,47
Jurisdiction	KENTON KY
Township / Civil Division	COVINGTON
Census Block Group	2
Census Block	2004
Census Tract	61100

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Wallace Woods Area Residential Historic District listed 1983 · 250 contributing resources · NRIS 83002807

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Kenton County records, as of December 2, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	117 WALLACE AVE, COVINGTON, KY 41014-5167
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 16, 2022	Deed of Trust, Mortgage · Line of Credit FORCHT BANK NA
Jul 19, 2018	Trustee's Deed, Construction Loan · Construction Mortgage FORCHT BK NA
Jan 4, 2018	Grant Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 8, 1996 · Amount on Record
Deed Sale	Nov 8, 1996 · Amount on Record
Last Transfer Date	Jan 3, 2017
Transfer Doc	0005900283
Record Updated	Jun 8, 2026

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENTON KY
Property Address	117 WALLACE AVE, COVINGTON, KY 41014-5167
Transaction Type	Mortgage
Record Updated	Aug 29, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	117 WALLACE AVE, COVINGTON, KY 41014-5167

Mortgage

Document Number	0005900154
Date	Aug 16, 2022
Book Page	398/648
Instrument	22081605900154

Lender

Name	FORCHT BANK NA
Type	Bank
Address	LEXINGTON, KY 40555

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Aug 16, 2032

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2018: Trustee's Deed, Construction Loan

Document Type	Trustee's Deed
Jurisdiction	KENTON KY
Recording Date	Jul 19, 2018
Property Address	117 WALLACE AVE, COVINGTON, KY 41014-5167
Book / Page	0C6456 / 000046
Instrument Date	Jul 13, 2018
Instrument	11
Transaction Type	Construction Loan
Record Updated	Aug 3, 2018
Title Company	KENTUCKY LAND TITLE AGENCY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	117 WALLACE AVE COVINGTON KY 410145167, COVINGTON, KY 41014-5167

Mortgage

Document Number	0000000011
Date	Jul 19, 2018
Book Page	0C6456/000046
Instrument	11

Lender

Name	FORCHT BK NA
Type	Bank
Address	LEXINGTON, KY 40555

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 18, 2048

January 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	KENTON KY
Recording Date	Jan 4, 2018
Property Address	117 WALLACE AVE, COVINGTON, KY 41014-5167
Document Number	0000000283
Book / Page	0C6328 / 000120
Instrument Date	Jan 3, 2018
Instrument	283
Transaction Type	Transfer
Record Updated	Jul 10, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$240.00
Amount Accuracy	Confirmed

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	117 WALLACE AVE COVINGTON KY 410145167, COVINGTON, KY 41014-5167

Tax Assessment & Valuation

Source: Kenton County assessment roll, as of December 2, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Kenton County
Municipality	Covington City
Unified School District	Covington Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,180.00 (-0.5%)	$240,000 (-) Land $63,000 Building $177,000	$240,000 (-) Land $63,000 Building $177,000
2023	$3,196.00	$240,000 Land $63,000 Building $177,000	$240,000 Land $63,000 Building $177,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 19, 2015

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 98.2% of Kentucky
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTHERN KENTUCKY WATER DISTRICT serves 259,949 people · EPA ID KY0590220
Water Source	Surface water
Last State Inspection	Oct 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 1,077 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Verizon.

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