106 Wallace Ave, Covington, KY 41014 Property Records

Kenton County property record for 106 Wallace Ave, Covington, KY 41014

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 4,373 sqft · built 1925
Lot Size	0.2 acres (8,712 sqft)
Owner	2 Owner Names on File
Last Sale	$195,000 (Dec 2005)
Tax Bill	$3,908 (2025)
Deeds & Mortgages	Feb 2017 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`055-14-27-036.00`

Property Details

APN / Parcel Number

Primary APN	`055-14-27-036.00`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	10 Rooms
Stories	3 Stories
Building Area	4,373 sqft Finished Area
Gross Area	5,050 sqft

Exterior

Year Built	Built 1925
Exterior Material	Combination
Foundation Type	Stone
Lot Area	8,712 sqft (0.2 acres)
Lot Dimensions	171 ft deep x 50 ft wide
Garage Type	Detached
Garage Area	484 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Heating Fuel	Gas

Location & Zoning

Old Parcel Number	0551427036.00
Street Address	106 WALLACE AVE
City	COVINGTON
State	KY
Zip	41014-1261
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WALLACE LOT 11
Legal Subdivision	WALLACE ROBERT
Legal Lot Number	11
Jurisdiction	KENTON KY
Township / Civil Division	COVINGTON
Census Block Group	2
Census Block	2022
Census Tract	60900

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Wallace Woods Area Residential Historic District listed 1983 · 250 contributing resources · NRIS 83002807

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Kenton County assessment roll, as of April 1, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Owner Names on File
Mailing Address	106 WALLACE AVE, COVINGTON, KY 41014-1261
Occupancy	Owner Occupied

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Dec 6, 2005 · Amount on Record
Deed Sale	Dec 6, 2005 · Amount on Record
Deed Document Number	0002848128
Deed Book / Page	2848 / 128
Record Updated	Jun 8, 2026

February 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENTON KY
Property Address	106 WALLACE AVE, COVINGTON, KY 41014-1261
Document Number	0000000086
Book / Page	0C6094 / 000323
Instrument Date	Feb 1, 2017
Transaction Type	Mortgage
Record Updated	May 16, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	106 WALLACE AVE COVINGTON KY 410141261, COVINGTON, KY 41014-1261

Mortgage

Document Number	0000000086
Date	Feb 10, 2017
Book Page	0C6094/000323
Instrument	86

Lender

Name	HUNTINGTON NAT'L BK/COLUMBUS
Type	Bank
Address	COLUMBUS, OH 43229

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Feb 9, 2047

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Kenton County assessment roll, as of April 1, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Kenton County
Municipality	Covington City
Unified School District	Covington Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,908.00 (-0.53%)	$295,000 (-) Land $5,000 Building $290,000	$295,000 (-) Land $5,000 Building $290,000
2023	$3,929.00	$295,000 Land $5,000 Building $290,000	$295,000 Land $5,000 Building $290,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 19, 2015

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTHERN KENTUCKY WATER DISTRICT serves 259,949 people · EPA ID KY0590220
Water Source	Surface water
Last State Inspection	Oct 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 1,077 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cincinnati Bell Fiber	3,000 / 3,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Starlink Satellite	280 / 30
T-Mobile USA Fixed Wireless	100 / 20

May also be available: AT&T, Verizon.

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