117 W Cherokee St, Jay, OK 74346 Property Records

Delaware County property record for 117 W Cherokee St, Jay, OK 74346

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,388 sqft
Lot Size	0.406 acres (17,670 sqft)
Owner	2 Individual Names on File
Last Sale	$55,000 (Mar 2021)
Deeds & Mortgages	Mar 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`23N23E-36-0-50170-065-0006`

Property Details

APN / Parcel Number

Primary APN	`23N23E-36-0-50170-065-0006`
Alternative APNs	`0014555` `14555`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,388 sqft Living Area

Exterior

Exterior Material	Wood Siding
Construction Type	Frame
Foundation Type	Block
Roof Material	Metal
Lot Area	17,670 sqft (0.406 acres)
Garage Type	Detached
Garage Area	462 sqft
Shed	1 Shed
Shed Area	128 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	14555
Street Address	117 W CHEROKEE ST
City	JAY
State	OK
Zip	74346-3300
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CREEKMORE LOTS 6, 7, & E2 OF 8 LESS N 109' & LOTS 12, 13 & E2 OF 11 BLOCK 65 2371-462
Legal Range	23E
Legal Township	23N
Legal Section	36
Legal Subdivision	JAY-CREEKMORE
Legal Block	65
Legal Lot Number	6-8
Jurisdiction	DELAWARE OK
Township / Civil Division	JAY
Census Block Group	2
Census Block	2053
Census Tract	376000

Owner

117 W Cherokee St is owned and occupied by two individuals who bought it in March 2021.

Source: Delaware County records, as of September 23, 2026

Owner of Record	2 Individual Names on File
Mailing Address	117 W CHEROKEE ST, JAY, OK 74346-3300
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 25, 2021 · Amount on File
Deed Sale	Mar 25, 2021 · Amount on File
Deed Document Number	20213063
Deed Book / Page	2371 / 462
Prior Transfer Date	Mar 23, 2021
Prior Transfer Doc	002371/462
Record Updated	Oct 29, 2026

March 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	DELAWARE OK
Recording Date	Mar 25, 2021
Property Address	117 W CHEROKEE ST, JAY, OK 74346-3300
Document Number	002371/462
Book / Page	2371 / 462
Instrument Date	Mar 23, 2021
Instrument	2021-003063
Transaction Type	Transfer
Record Updated	Mar 15, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$82.50
Amount Accuracy	Full Amount Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	117 W CHEROKEE ST, JAY, OK 74346-3300

Mortgage

Document Number	2021003064
Date	Mar 25, 2021
Instrument	2021-003064

Lender

Name	BETTY EARP ETUX
Type	Seller

Agreement

Type	Seller Carry-Back
Amount	Amount on Record
Term	97 Months
Due	Apr 23, 2029

Tax Assessment & Valuation

Source: Delaware County assessment roll, as of February 10, 2026

Property Jurisdictions

Type	Name
State	Oklahoma
County	Delaware County
Municipality	Jay City
Unified School District	Jay Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$690 (-91.23%) Land $690	$6,000 (-93.47%) Land $6,000
2025	Homeowner's exemption	$7,866 Land $1,032 Building $6,834	$91,898 Land $14,375 Building $77,523
2023	Homeowner's exemption	$7,414 Land $952 Building $6,462	$74,684 Land $9,125 Building $65,559

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 117 W Cherokee St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 13, 2019

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 117 W Cherokee St is moderate, ranking above 52% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 52% of the US · lower than 84% of Oklahoma
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JAY serves 2,482 people · EPA ID OK1021674
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	23 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 163 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Grand Telephone Company Fiber	200 / 200

May also be available: Verizon.

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